Bank of Georgia Group (BGEO) Competitors

Bank of Georgia Group (LON:BGEO) and Virgin Money UK (LON:VMUK) are both mid-cap financial services companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, earnings, institutional ownership, analyst recommendations, valuation, profitability, community ranking, risk and media sentiment.

Which has more volatility and risk, BGEO or VMUK?

Bank of Georgia Group has a beta of 1.05, suggesting that its share price is 5% more volatile than the S&P 500. Comparatively, Virgin Money UK has a beta of 1.89, suggesting that its share price is 89% more volatile than the S&P 500.

Is BGEO or VMUK a better dividend stock?

Bank of Georgia Group pays an annual dividend of GBX 232 per share and has a dividend yield of 4.4%. Virgin Money UK pays an annual dividend of GBX 4 per share. Bank of Georgia Group pays out 4.5% of its earnings in the form of a dividend. Virgin Money UK pays out 1,739.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media favor BGEO or VMUK?

In the previous week, Bank of Georgia Group had 2 more articles in the media than Virgin Money UK. MarketBeat recorded 2 mentions for Bank of Georgia Group and 0 mentions for Virgin Money UK. Bank of Georgia Group's average media sentiment score of 0.34 beat Virgin Money UK's score of 0.00 indicating that Bank of Georgia Group is being referred to more favorably in the media.

Company	Overall Sentiment
Bank of Georgia Group	Neutral
Virgin Money UK	Neutral

Does the MarketBeat Community believe in BGEO or VMUK?

Bank of Georgia Group received 269 more outperform votes than Virgin Money UK when rated by MarketBeat users. Likewise, 73.94% of users gave Bank of Georgia Group an outperform vote while only 61.07% of users gave Virgin Money UK an outperform vote.

Company	Underperform	Outperform
Bank of Georgia Group	Outperform Votes 349 73.94%	Underperform Votes 123 26.06%
Virgin Money UK	Outperform Votes 80 61.07%	Underperform Votes 51 38.93%

Do insiders and institutionals hold more shares of BGEO or VMUK?

52.4% of Bank of Georgia Group shares are held by institutional investors. Comparatively, 56.5% of Virgin Money UK shares are held by institutional investors. 25.9% of Bank of Georgia Group shares are held by company insiders. Comparatively, 17.2% of Virgin Money UK shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has better valuation and earnings, BGEO or VMUK?

Bank of Georgia Group has higher revenue and earnings than Virgin Money UK. Virgin Money UK is trading at a lower price-to-earnings ratio than Bank of Georgia Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Georgia Group	£3.09B	0.76	£2.28B	£5.17 thousand	1.03
Virgin Money UK	£1.58B	0.00	£250M	£0.23	N/A

Is BGEO or VMUK more profitable?

Bank of Georgia Group has a net margin of 73.73% compared to Virgin Money UK's net margin of 15.84%. Bank of Georgia Group's return on equity of 38.89% beat Virgin Money UK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of Georgia Group	73.73%	38.89%	5.73%
Virgin Money UK	15.84%	5.35%	0.33%

Summary

Bank of Georgia Group beats Virgin Money UK on 13 of the 16 factors compared between the two stocks.