Lloyds Banking Group (LLOY) Stock Forecast & Price Target

GBX 71.28 +0.96 (+1.37%)

As of 12:47 PM Eastern

Lloyds Banking Group - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Hold

Based on 5 Analyst Ratings

Sell
1

Hold
3

Buy
1

Based on 5 Wall Street analysts who have issued ratings for Lloyds Banking Group in the last 12 months, the stock has a consensus rating of "Hold." Out of the 5 analysts, 1 has given a sell rating, 3 have given a hold rating, and 1 has given a buy rating for LLOY.

Consensus Price Target

GBX 64.25

According to the 5 analysts' twelve-month price targets for Lloyds Banking Group, the average price target is GBX 64.25. The highest price target for LLOY is GBX 71, while the lowest price target for LLOY is GBX 55. The average price target represents a forecasted downside of -9.86% from the current price of GBX 71.28.

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LLOY Analyst Ratings Over Time

Type	Current Forecast 4/22/24 to 4/22/25	1 Month Ago 3/23/24 to 3/23/25	3 Months Ago 1/23/24 to 1/22/25	1 Year Ago 4/23/23 to 4/22/24
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	1 Buy rating(s)	1 Buy rating(s)	1 Buy rating(s)	5 Buy rating(s)
Hold	3 Hold rating(s)	4 Hold rating(s)	6 Hold rating(s)	3 Hold rating(s)
Sell	1 Sell rating(s)	1 Sell rating(s)	1 Sell rating(s)	1 Sell rating(s)
Consensus Price Target	GBX 64.25	GBX 60.60	GBX 55.50	GBX 55.33
Consensus Rating	Hold	Hold	Hold	Hold

LLOY Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

LLOY Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Lloyds Banking Group Stock vs. The Competition

Type	Lloyds Banking Group	Financial Services Companies
Consensus Rating Score	2.00	2.66
Consensus Rating	Hold	Moderate Buy
News Sentiment Rating	Positive News See Recent LLOY News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

Export to Excel

Date	Brokerage	Action	Rating	Price Target	Upside/Downside on Report Date
3/25/2025	JPMorgan Chase & Co. 2 of 5 stars	Boost Target	Underweight	GBX 62 ➝ GBX 71	-3.16%
3/6/2025	Citigroup 3 of 5 stars	Boost Target	Buy	GBX 61 ➝ GBX 71	-2.39%
2/20/2025	Shore Capital 1 of 5 stars	Reiterated Rating	Hold
10/24/2024	Royal Bank of Canada Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Sector perform	GBX 60	-3.41%
8/21/2024	Berenberg Bank Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Hold	GBX 55	-5.66%
4/19/2024	Peel Hunt Subscribe to MarketBeat All Access for the recommendation accuracy rating	Initiated Coverage	Hold	GBX 55	+9.08%
2/16/2024	Jefferies Financial Group Subscribe to MarketBeat All Access for the recommendation accuracy rating	Reiterated Rating	Buy	GBX 59	+38.50%
2/12/2024	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Market Perform	GBX 50	+19.93%
11/28/2023	Morgan Stanley Subscribe to MarketBeat All Access for the recommendation accuracy rating	Upgrade	Overweight
11/17/2023	Barclays Subscribe to MarketBeat All Access for the recommendation accuracy rating	Lower Target	Overweight	GBX 67 ➝ GBX 65	+50.74%
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Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 11:24 PM ET.

Should I Buy Lloyds Banking Group Stock? LLOY Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, April 20, 2025. Please send any questions or comments about these Lloyds Banking Group pros and cons to contact@marketbeat.com.

Lloyds Banking Group
Bull Case

Here are some ways that investors could benefit from investing in Lloyds Banking Group plc:

The current stock price is around $0.69, reflecting a recent increase of 2.4%, which may indicate positive market sentiment.
Analysts have given a consensus rating of "Hold" with a target price of approximately $0.70, suggesting potential for price appreciation.
Lloyds Banking Group plc has a strong market capitalization of around £34 billion, indicating a solid position in the financial sector.
The company has shown resilience with a relatively stable price-to-earnings (P/E) ratio, which can be attractive for value investors looking for stable returns.
Recent trading volumes have significantly increased, suggesting heightened investor interest and potential liquidity in the stock.

Lloyds Banking Group
Bear Case

Investors should be bearish about investing in Lloyds Banking Group plc for these reasons:

The stock has recently traded below its 200-day moving average, which can be a bearish signal indicating potential downward momentum.
One analyst has issued a sell rating, which may reflect concerns about the company's future performance.
The P/E ratio is relatively high, which could suggest that the stock is overvalued compared to its earnings, posing a risk for investors.
Despite a recent uptick in stock price, the overall market conditions for banking stocks can be volatile, influenced by economic factors.
Insider ownership is low, with only 0.17% of shares held by insiders, which may indicate a lack of confidence from those closest to the company.

LLOY Forecast - Frequently Asked Questions

: According to the research reports of 5 Wall Street equities research analysts, the average twelve-month stock price forecast for Lloyds Banking Group is GBX 64.25, with a high forecast of GBX 71 and a low forecast of GBX 55.
: 5 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Lloyds Banking Group in the last year. There is currently 1 sell rating, 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "hold" LLOY shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in LLOY, but not buy additional shares or sell existing shares.
: According to analysts, Lloyds Banking Group's stock has a predicted downside of -9.86% based on their 12-month stock forecasts.
: Lloyds Banking Group has been rated by research analysts at Citigroup, JPMorgan Chase & Co., and Shore Capital in the past 90 days.
: Analysts like Lloyds Banking Group less than other "financial services" companies. The consensus rating for Lloyds Banking Group is Hold while the average consensus rating for "financial services" companies is Moderate Buy. Learn more on how LLOY compares to other companies.

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This page (LON:LLOY) was last updated on 4/22/2025 by MarketBeat.com Staff

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Lloyds Banking Group (LLOY) Stock Forecast & Price Target