Personal Assets (PNL) Competitors

Intermediate Capital Group (LON:ICP) and Personal Assets (LON:PNL) are both financial services companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, community ranking, media sentiment, earnings, dividends and profitability.

Which has more volatility & risk, ICP or PNL?

Intermediate Capital Group has a beta of 1.9, suggesting that its stock price is 90% more volatile than the S&P 500. Comparatively, Personal Assets has a beta of 0.19, suggesting that its stock price is 81% less volatile than the S&P 500.

Which has preferable earnings & valuation, ICP or PNL?

Intermediate Capital Group has higher revenue and earnings than Personal Assets. Intermediate Capital Group is trading at a lower price-to-earnings ratio than Personal Assets, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intermediate Capital Group	£831.60M	0.00	£409.10M	£0.77	N/A
Personal Assets	£107.31M	15.02	£124.81M	£39.23	12.88

Is ICP or PNL more profitable?

Personal Assets has a net margin of 116.31% compared to Intermediate Capital Group's net margin of 56.78%. Intermediate Capital Group's return on equity of 20.09% beat Personal Assets' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Intermediate Capital Group	56.78%	20.09%	4.57%
Personal Assets	116.31%	7.96%	1.96%

Does the MarketBeat Community favor ICP or PNL?

Intermediate Capital Group received 290 more outperform votes than Personal Assets when rated by MarketBeat users. Likewise, 70.44% of users gave Intermediate Capital Group an outperform vote while only 61.02% of users gave Personal Assets an outperform vote.

Company	Underperform	Outperform
Intermediate Capital Group	Outperform Votes 398 70.44%	Underperform Votes 167 29.56%
Personal Assets	Outperform Votes 108 61.02%	Underperform Votes 69 38.98%

Is ICP or PNL a better dividend stock?

Intermediate Capital Group pays an annual dividend of GBX 78 per share. Personal Assets pays an annual dividend of GBX 6 per share and has a dividend yield of 1.2%. Intermediate Capital Group pays out 10,129.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Personal Assets pays out 15.3% of its earnings in the form of a dividend. Personal Assets is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media refer more to ICP or PNL?

In the previous week, Personal Assets had 1 more articles in the media than Intermediate Capital Group. MarketBeat recorded 1 mentions for Personal Assets and 0 mentions for Intermediate Capital Group. Personal Assets' average media sentiment score of 0.64 beat Intermediate Capital Group's score of 0.00 indicating that Personal Assets is being referred to more favorably in the news media.

Company	Overall Sentiment
Intermediate Capital Group	Neutral
Personal Assets	Positive

Do institutionals and insiders hold more shares of ICP or PNL?

70.4% of Intermediate Capital Group shares are owned by institutional investors. Comparatively, 46.0% of Personal Assets shares are owned by institutional investors. 1.4% of Intermediate Capital Group shares are owned by insiders. Comparatively, 23.4% of Personal Assets shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Intermediate Capital Group beats Personal Assets on 9 of the 16 factors compared between the two stocks.