ACI Worldwide (ACIW) Stock Price, News & Analysis

Company Overview

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, and fraud prevention; ACI Issuing, a digital payment issuing solution for new payment offering; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Payments Orchestration Platform for optimizing payments; omni-channel payment platform; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, telecommunications, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Elkhorn, Nebraska.

Key Stats

• Today's Range: $53.30 to $55.39
• 50-Day Range: $51.11 to $58.64
• 52-Week Range: $28.79 to $59.71
• Volume: 575,442 shs
• Average Volume: 592,148 shs
• Market Capitalization: $5.65 billion
• P/E Ratio: 25.52
• Dividend Yield: N/A
• Price Target: $49.50
• Consensus Rating: Moderate Buy

ACI Worldwide Stock Analysis - MarketRank™

ACI Worldwide scored higher than 58% of companies evaluated by MarketBeat, and ranked 350th out of 665 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

ACI Worldwide has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

ACI Worldwide has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 10.00%

Earnings Growth

Earnings for ACI Worldwide are expected to grow by 10.00% in the coming year, from $2.00 to $2.20 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of ACI Worldwide is 25.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of ACI Worldwide is 25.52, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 236.81.

Price to Book Value per Share Ratio

ACI Worldwide has a P/B Ratio of 4.42. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.94% of the float of ACI Worldwide has been sold short.

Short Interest Ratio / Days to Cover

ACI Worldwide has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ACI Worldwide has recently decreased by 11.84%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

ACI Worldwide does not currently pay a dividend.

Dividend Growth

ACI Worldwide does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.94% of the float of ACI Worldwide has been sold short.

Short Interest Ratio / Days to Cover

ACI Worldwide has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in ACI Worldwide has recently decreased by 11.84%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.04

News Sentiment

ACI Worldwide has a news sentiment score of 1.04. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.50 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for ACI Worldwide this week, compared to 5 articles on an average week.

Search Interest

Only 6 people have searched for ACIW on MarketBeat in the last 30 days. This is a decrease of -45% compared to the previous 30 days.

MarketBeat Follows

Only 4 people have added ACI Worldwide to their MarketBeat watchlist in the last 30 days. This is a decrease of -43% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, ACI Worldwide insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $369,570.00 in company stock.

Percentage Held by Insiders

Only 1.00% of the stock of ACI Worldwide is held by insiders.

Percentage Held by Institutions

94.74% of the stock of ACI Worldwide is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ACIW Stock Analysis - Frequently Asked Questions

How have ACIW shares performed this year?

ACI Worldwide's stock was trading at $51.91 at the start of the year. Since then, ACIW shares have increased by 3.7% and is now trading at $53.84.
View the best growth stocks for 2025 here.

How were ACI Worldwide's earnings last quarter?

ACI Worldwide, Inc. (NASDAQ:ACIW) released its earnings results on Thursday, February, 29th. The technology company reported $1.27 earnings per share for the quarter, beating analysts' consensus estimates of $1.10 by $0.17. ACI Worldwide's quarterly revenue was up 5.6% compared to the same quarter last year.

When did ACI Worldwide's stock split?

Shares of ACI Worldwide split on Friday, July 11th 2014. The 3-1 split was announced on Thursday, April 10th 2014. The newly minted shares were payable to shareholders after the market closes on Thursday, July 10th 2014. An investor that had 100 shares of stock prior to the split would have 300 shares after the split.

Is ACI Worldwide buying back stock?

ACI Worldwide's Board of Directors authorized a stock buyback program on Thursday, June 13th 2024, which permits the company to repurchase $400,000,000 in shares, according to EventVestor. This means that the company could buy up to 8% of its stock through open market purchases. Stock buyback programs are usually an indication that the company's board of directors believes its stock is undervalued.

Does ACI Worldwide have any subsidiaries?

ACI Worldwide subsidiaries include these companies: Speedpay, Walletron, RevChip, TransSend, Visual WEB Solutions, PAY.ON AG, Retail Decisions, and more.

Who are ACI Worldwide's major shareholders?

Top institutional investors of ACI Worldwide include Reinhart Partners LLC. (1.34%), Assenagon Asset Management S.A. (0.24%), Nordea Investment Management AB (0.23%) and Harbor Capital Advisors Inc. (0.13%). Insiders that own company stock include Scott W Behrens, Thomas W Warsop III, Abraham Kuruvilla, James C Hale III, Alessandro Silva, Deborah L Guerra, Adalio T Sanchez and Ram Kumar Puppala.
View institutional ownership trends.

How do I buy shares of ACI Worldwide?

Shares of ACIW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of ACI Worldwide own?

Based on aggregate information from My MarketBeat watchlists, some other companies that ACI Worldwide investors own include American Water Works (AWK), Waste Connections (WCN), Humana (HUM), The RMR Group (RMR), DiamondRock Hospitality (DRH), AUO (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 2/29/2024
• Today: 1/20/2025
• Next Earnings (Estimated): 2/26/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: Prepackaged software
• Sub-Industry: Application Software
• Current Symbol: NASDAQ:ACIW
• CUSIP: 00449810
• CIK: 935036
• Web: www.aciworldwide.com
• Phone: (305) 894-2200
• Fax: 212-470-4000
• Employees: 3,212
• Year Founded: 1975

Price Target and Rating

• Average Stock Price Target: $49.50
• High Stock Price Target: $60.00
• Low Stock Price Target: $38.00
• Potential Upside/Downside: -8.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 6 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.11
• Trailing P/E Ratio: 25.52
• Forward P/E Ratio: 26.92
• P/E Growth: N/A
• Net Income: $121.51 million
• Net Margins: 14.04%
• Pretax Margin: 18.19%
• Return on Equity: 21.67%
• Return on Assets: 8.45%

Debt

• Debt-to-Equity Ratio: 0.72
• Current Ratio: 1.56
• Quick Ratio: 1.56

Sales & Book Value

• Annual Sales: $1.45 billion
• Price / Sales: 3.89
• Cash Flow: $3.29 per share
• Price / Cash Flow: 16.37
• Book Value: $12.18 per share
• Price / Book: 4.42

Miscellaneous

• Outstanding Shares: 104,890,000
• Free Float: 103,840,000
• Market Cap: $5.65 billion
• Optionable: Optionable
• Beta: 1.21