NASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis $65.64 +2.64 (+4.19%) (As of 12/20/2024 05:45 PM ET) Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends About Affirm Stock (NASDAQ:AFRM) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Affirm alerts:Sign Up Key Stats Today's Range$61.90▼$66.7050-Day Range$40.70▼$72.8652-Week Range$22.25▼$73.34Volume8.70 million shsAverage Volume9.02 million shsMarket Capitalization$20.61 billionP/E RatioN/ADividend YieldN/APrice Target$60.94Consensus RatingModerate Buy Company OverviewAffirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More… Affirm Stock Analysis - MarketRank™See Top Rated MarketRank™ Stocks48th Percentile Overall ScoreAFRM MarketRank™: Affirm scored higher than 48% of companies evaluated by MarketBeat, and ranked 186th out of 330 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingAffirm has received a consensus rating of Moderate Buy. The company's average rating score is 2.61, and is based on 10 buy ratings, 6 hold ratings, and 1 sell rating.Amount of Analyst CoverageAffirm has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Affirm's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($0.53) to $0.56 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -46.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -46.23, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 7.48. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted6.46% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently decreased by 16.67%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted6.46% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 1.6, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently decreased by 16.67%, indicating that investor sentiment is improving significantly. News and Social Media2.6 / 5News Sentiment0.62 News SentimentAffirm has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.News Coverage This WeekMarketBeat has tracked 15 news articles for Affirm this week, compared to 3 articles on an average week.Search InterestOnly 49 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -60% compared to the previous 30 days.MarketBeat Follows24 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 20% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $84,875,518.00 in company stock.Percentage Held by Insiders12.41% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Affirm's insider trading history. Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address AFRM Stock News HeadlinesWhere Will Affirm Stock Be in 3 Years?December 23 at 6:12 AM | fool.comJMP Securities Upgrades Affirm (NASDAQ:AFRM) to "Outperform"December 23 at 1:35 AM | americanbankingnews.comYour chance to get on the next “60-Second Trade”Ever heard of the “60-Second Trade”? It’s a unique cash flow strategy that lets regular traders target anywhere from $100 to a couple of thousand in extra cash flow in as little as 7 days… In on Monday, out on Friday!December 23, 2024 | WealthPress (Ad)Citizens Jmp Upgrades Affirm (NASDAQ:AFRM) to "Strong-Buy"December 23 at 1:35 AM | americanbankingnews.comJefferies Financial Group Upgrades Affirm (NASDAQ:AFRM) to "Buy"December 21 at 2:53 AM | americanbankingnews.comAffirm Extends BNPL Offering to Adyen's Platform CustomersDecember 18, 2024 | pymnts.comAffirm Holdings, Inc. Announces Pricing of Upsized Private Offering of $800 million of 0.75% Convertible Senior Notes due 2029December 17, 2024 | businesswire.comBest Stock for 2025: PayPal Stock vs. Affirm StockDecember 17, 2024 | fool.comSee More Headlines AFRM Stock Analysis - Frequently Asked Questions How have AFRM shares performed this year? Affirm's stock was trading at $49.14 on January 1st, 2024. Since then, AFRM shares have increased by 33.6% and is now trading at $65.64. View the best growth stocks for 2024 here. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) released its quarterly earnings results on Thursday, November, 7th. The company reported ($0.31) earnings per share for the quarter, beating the consensus estimate of ($0.36) by $0.05. The business earned $698.48 million during the quarter, compared to analyst estimates of $661.39 million. Affirm had a negative trailing twelve-month return on equity of 12.57% and a negative net margin of 17.67%. When did Affirm IPO? Affirm (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company served as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's top institutional investors include Baillie Gifford & Co. (3.19%), Geode Capital Management LLC (1.27%), Spyglass Capital Management LLC (0.75%) and Charles Schwab Investment Management Inc. (0.71%). Insiders that own company stock include Private Ltd Gic, Libor Michalek, Christa S Quarles, Keith Rabois, Katherine Adkins, Michael Linford, Noel Bertram Watson and Robert O'hare. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Affirm own? Based on aggregate information from My MarketBeat watchlists, some other companies that Affirm investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), CrowdStrike (CRWD), Salesforce (CRM) and Adobe (ADBE). Company Calendar Last Earnings11/07/2024Today12/23/2024Fiscal Year End6/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryBanking Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,006Year FoundedN/APrice Target and Rating Average Stock Price Target$60.94 High Stock Price Target$82.00 Low Stock Price Target$16.00 Potential Upside/Downside-7.2%Consensus RatingModerate Buy Rating Score (0-4)2.61 Research Coverage18 Analysts Profitability EPS (Most Recent Fiscal Year)($1.42) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-517,760,000.00 Net Margins-17.67% Pretax Margin-17.55% Return on Equity-12.57% Return on Assets-3.59% Debt Debt-to-Equity Ratio2.50 Current Ratio12.60 Quick Ratio12.60 Sales & Book Value Annual Sales$2.52 billion Price / Sales8.16 Cash FlowN/A Price / Cash FlowN/A Book Value$8.78 per share Price / Book7.48Miscellaneous Outstanding Shares314,056,000Free Float275,082,000Market Cap$20.61 billion OptionableOptionable Beta3.66 Social Links These 7 Stocks Will Be Magnificent in 2025Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2025. Explore companies poised to replicate the growth, innovation, and value creation of the tech giants dominating today's markets.Get This Free Report This page (NASDAQ:AFRM) was last updated on 12/23/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. And one team...True Market Insiders | SponsoredDid You See Trump’s Bombshell Exec. Order 001?Biden broke it... Now Trump is going to fix it. Starting with "Exec. Order 001."Banyan Hill Publishing | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...Stansberry Research | SponsoredThe #1 Crypto for AIWe’ve issued an urgent landmark trade alert for a new crypto wonder. 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