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Affirm (AFRM) Competitors

Affirm logo
$40.78 +0.29 (+0.72%)
Closing price 04/14/2025 04:00 PM Eastern
Extended Trading
$40.94 +0.16 (+0.40%)
As of 07:17 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

AFRM vs. BCS, NU, IBIT, NWG, DB, RKT, BBD, IX, BBDO, and KB

Should you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Barclays (BCS), NU (NU), iShares Bitcoin Trust (IBIT), NatWest Group (NWG), Deutsche Bank Aktiengesellschaft (DB), Rocket Companies (RKT), Banco Bradesco (BBD), ORIX (IX), Banco Bradesco (BBDO), and KB Financial Group (KB). These companies are all part of the "banking" industry.

Affirm vs.

Affirm (NASDAQ:AFRM) and Barclays (NYSE:BCS) are both large-cap business services companies, but which is the better business? We will compare the two companies based on the strength of their valuation, dividends, profitability, institutional ownership, risk, analyst recommendations, earnings, media sentiment and community ranking.

Barclays has a net margin of 20.81% compared to Affirm's net margin of -7.10%. Barclays' return on equity of 7.74% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Affirm-7.10% -7.25% -2.02%
Barclays 20.81%7.74%0.36%

In the previous week, Barclays had 77 more articles in the media than Affirm. MarketBeat recorded 93 mentions for Barclays and 16 mentions for Affirm. Affirm's average media sentiment score of 0.44 beat Barclays' score of 0.22 indicating that Affirm is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affirm
4 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Neutral
Barclays
21 Very Positive mention(s)
10 Positive mention(s)
35 Neutral mention(s)
10 Negative mention(s)
15 Very Negative mention(s)
Neutral

Barclays received 1375 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 66.56% of users gave Barclays an outperform vote while only 40.00% of users gave Affirm an outperform vote.

CompanyUnderperformOutperform
AffirmOutperform Votes
104
40.00%
Underperform Votes
156
60.00%
BarclaysOutperform Votes
1479
66.56%
Underperform Votes
743
33.44%

Barclays has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Barclays, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affirm$2.80B4.63-$517.76M-$0.65-62.74
Barclays$26.23B1.95$8.06B$1.847.77

69.3% of Affirm shares are owned by institutional investors. Comparatively, 3.4% of Barclays shares are owned by institutional investors. 12.4% of Affirm shares are owned by insiders. Comparatively, 0.0% of Barclays shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Affirm presently has a consensus target price of $66.74, indicating a potential upside of 63.65%. Given Affirm's higher possible upside, analysts clearly believe Affirm is more favorable than Barclays.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affirm
0 Sell rating(s)
8 Hold rating(s)
14 Buy rating(s)
1 Strong Buy rating(s)
2.70
Barclays
0 Sell rating(s)
0 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
3.00

Affirm has a beta of 3.68, meaning that its share price is 268% more volatile than the S&P 500. Comparatively, Barclays has a beta of 1.11, meaning that its share price is 11% more volatile than the S&P 500.

Summary

Barclays beats Affirm on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFRM vs. The Competition

MetricAffirmPersonal credit institutions IndustryBusiness SectorNASDAQ Exchange
Market Cap$12.88B$5.17B$7.01B$7.58B
Dividend YieldN/A4.79%2.71%4.33%
P/E Ratio-62.7415.0129.8217.78
Price / Sales4.633.49148.2994.47
Price / CashN/A11.1331.6134.64
Price / Book4.646.214.553.99
Net Income-$517.76M$391.67M$196.25M$247.24M
7 Day Performance8.54%6.52%3.24%5.84%
1 Month Performance-18.57%-10.28%-6.70%-5.78%
1 Year Performance25.02%11.69%2.34%-1.99%

Affirm Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFRM
Affirm
3.8312 of 5 stars
$40.78
+0.7%
$66.74
+63.7%
+25.0%$12.88B$2.80B-62.742,550Gap Down
BCS
Barclays
4.6534 of 5 stars
$12.84
-2.5%
N/A+55.8%$46.29B$26.23B7.0092,900Options Volume
News Coverage
Gap Up
NU
NU
3.9649 of 5 stars
$9.66
+0.6%
$15.47
+60.1%
-5.7%$46.12B$8.27B24.196,080Short Interest ↓
Gap Up
IBIT
iShares Bitcoin Trust
N/A$44.61
-6.5%
N/A+26.6%$45.20BN/A0.00N/APositive News
High Trading Volume
NWG
NatWest Group
3.999 of 5 stars
$10.84
+1.1%
N/A+72.8%$43.68B$14.65B7.9761,000Short Interest ↑
Positive News
DB
Deutsche Bank Aktiengesellschaft
2.6567 of 5 stars
$19.31
-5.7%
N/A+47.7%$38.63B$30.05B13.9583,000News Coverage
Gap Down
High Trading Volume
RKT
Rocket Companies
2.2052 of 5 stars
$14.67
-4.8%
$14.08
-4.0%
+5.8%$29.39B$4.93B-92.0126,000Short Interest ↓
Gap Up
High Trading Volume
BBD
Banco Bradesco
3.5446 of 5 stars
$2.11
-3.9%
$2.40
+14.0%
-20.6%$22.40B$105.33B7.0288,400News Coverage
Positive News
IX
ORIX
3.5756 of 5 stars
$18.47
-1.9%
N/A-9.6%$21.04B$1.88T1.6132,200
BBDO
Banco Bradesco
N/A$1.91
-4.8%
N/A-18.9%$20.27B$105.33B6.3588,400
KB
KB Financial Group
4.8101 of 5 stars
$49.71
-3.8%
N/A+13.3%$19.56B$20.54T5.79150Short Interest ↓
Positive News
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This page (NASDAQ:AFRM) was last updated on 4/15/2025 by MarketBeat.com Staff
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