Affirm (AFRM) Competitors

Apple (NASDAQ:AAPL) and Affirm (NASDAQ:AFRM) are both large-cap computer and technology companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk, media sentiment and dividends.

Which has more volatility & risk, AAPL or AFRM?

Apple has a beta of 1.16, indicating that its share price is 16% more volatile than the S&P 500. Comparatively, Affirm has a beta of 3.63, indicating that its share price is 263% more volatile than the S&P 500.

Do insiders & institutionals believe in AAPL or AFRM?

67.7% of Apple shares are owned by institutional investors. Comparatively, 69.3% of Affirm shares are owned by institutional investors. 0.1% of Apple shares are owned by insiders. Comparatively, 11.8% of Affirm shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has preferable earnings and valuation, AAPL or AFRM?

Apple has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Apple, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Apple	$391.04B	8.51	$93.74B	$6.59	34.03
Affirm	$2.32B	10.26	-$517.76M	-$0.21	-351.69

Is AAPL or AFRM more profitable?

Apple has a net margin of 24.30% compared to Affirm's net margin of -2.07%. Apple's return on equity of 170.91% beat Affirm's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Apple	24.30%	170.91%	31.94%
Affirm	-2.07%	-2.22%	-0.61%

Do analysts recommend AAPL or AFRM?

Apple presently has a consensus target price of $237.98, indicating a potential upside of 6.13%. Affirm has a consensus target price of $68.74, indicating a potential downside of 6.93%. Given Apple's higher possible upside, equities analysts clearly believe Apple is more favorable than Affirm.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Apple	2 Sell rating(s)	11 Hold rating(s)	16 Buy rating(s)	2 Strong Buy rating(s)	2.58
Affirm	0 Sell rating(s)	11 Hold rating(s)	18 Buy rating(s)	1 Strong Buy rating(s)	2.67

Does the media favor AAPL or AFRM?

In the previous week, Apple had 276 more articles in the media than Affirm. MarketBeat recorded 284 mentions for Apple and 8 mentions for Affirm. Apple's average media sentiment score of 0.90 beat Affirm's score of 0.60 indicating that Apple is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Apple	168 Very Positive mention(s)	35 Positive mention(s)	49 Neutral mention(s)	23 Negative mention(s)	8 Very Negative mention(s)	Positive
Affirm	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Apple beats Affirm on 11 of the 17 factors compared between the two stocks.