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Affirm (AFRM) Competitors

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$63.19 -0.77 (-1.20%)
(As of 11/20/2024 ET)

AFRM vs. SYF, COF, SAN, BNS, NU, MFG, CM, ITUB, BBVA, and ING

Should you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Synchrony Financial (SYF), Capital One Financial (COF), Banco Santander (SAN), Bank of Nova Scotia (BNS), NU (NU), Mizuho Financial Group (MFG), Canadian Imperial Bank of Commerce (CM), Itaú Unibanco (ITUB), Banco Bilbao Vizcaya Argentaria (BBVA), and ING Groep (ING).

Affirm vs.

Synchrony Financial (NYSE:SYF) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, analyst recommendations, earnings, institutional ownership, profitability, media sentiment, risk and dividends.

In the previous week, Synchrony Financial had 15 more articles in the media than Affirm. MarketBeat recorded 27 mentions for Synchrony Financial and 12 mentions for Affirm. Synchrony Financial's average media sentiment score of 1.04 beat Affirm's score of 0.32 indicating that Synchrony Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Synchrony Financial
17 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Affirm
3 Very Positive mention(s)
4 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Synchrony Financial has a beta of 1.59, meaning that its stock price is 59% more volatile than the S&P 500. Comparatively, Affirm has a beta of 3.47, meaning that its stock price is 247% more volatile than the S&P 500.

Synchrony Financial currently has a consensus price target of $57.43, suggesting a potential downside of 10.83%. Affirm has a consensus price target of $46.85, suggesting a potential downside of 25.85%. Given Synchrony Financial's stronger consensus rating and higher possible upside, analysts plainly believe Synchrony Financial is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Synchrony Financial
1 Sell rating(s)
8 Hold rating(s)
12 Buy rating(s)
1 Strong Buy rating(s)
2.59
Affirm
1 Sell rating(s)
9 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.42

Synchrony Financial has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Synchrony Financial$20.71B1.21$2.24B$7.668.41
Affirm$2.52B7.86-$517.76M-$1.42-44.50

Synchrony Financial received 763 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 70.55% of users gave Synchrony Financial an outperform vote while only 36.96% of users gave Affirm an outperform vote.

CompanyUnderperformOutperform
Synchrony FinancialOutperform Votes
848
70.55%
Underperform Votes
354
29.45%
AffirmOutperform Votes
85
36.96%
Underperform Votes
145
63.04%

Synchrony Financial has a net margin of 13.98% compared to Affirm's net margin of -17.67%. Synchrony Financial's return on equity of 16.64% beat Affirm's return on equity.

Company Net Margins Return on Equity Return on Assets
Synchrony Financial13.98% 16.64% 1.96%
Affirm -17.67%-12.57%-3.59%

96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 69.3% of Affirm shares are held by institutional investors. 0.3% of Synchrony Financial shares are held by company insiders. Comparatively, 12.4% of Affirm shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Synchrony Financial beats Affirm on 16 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFRM vs. The Competition

MetricAffirmPersonal credit institutions IndustryBusiness SectorNASDAQ Exchange
Market Cap$19.85B$6.37B$6.91B$8.81B
Dividend YieldN/A4.60%2.90%4.07%
P/E Ratio-44.5029.6246.2117.82
Price / Sales7.862.43205.5074.55
Price / CashN/A10.9624.2932.53
Price / Book7.202.295.084.68
Net Income-$517.76M$349.72M$121.42M$226.08M
7 Day Performance18.76%1.01%0.18%-1.04%
1 Month Performance44.77%11.24%8.42%1.04%
1 Year Performance152.46%61.98%30.65%26.28%

Affirm Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFRM
Affirm
2.5415 of 5 stars
$63.19
-1.2%
$46.85
-25.9%
+148.2%$20.09B$2.32B-44.502,006Analyst Forecast
Insider Trade
Short Interest ↓
SYF
Synchrony Financial
4.8817 of 5 stars
$64.40
+1.2%
$57.43
-10.8%
+116.0%$24.78B$20.71B8.4120,000Analyst Forecast
Insider Trade
Analyst Revision
News Coverage
Positive News
COF
Capital One Financial
4.5022 of 5 stars
$180.69
-0.2%
$160.18
-11.4%
+68.6%$69.05B$49.48B17.0651,987Analyst Forecast
Analyst Revision
Positive News
SAN
Banco Santander
4.4152 of 5 stars
$4.76
-0.8%
N/A+17.7%$75.96B$62.14B5.95212,764Analyst Downgrade
BNS
Bank of Nova Scotia
4.3026 of 5 stars
$56.30
+0.3%
$69.00
+22.6%
+26.7%$69.85B$52.53B13.4789,483Upcoming Earnings
Analyst Upgrade
Analyst Revision
News Coverage
NU
NU
4.011 of 5 stars
$13.32
-1.1%
$16.21
+21.8%
+63.4%$64.15B$8.03B36.997,686Options Volume
MFG
Mizuho Financial Group
4.4314 of 5 stars
$4.91
-1.4%
N/A+40.7%$63.11B$60.60B13.2752,307
CM
Canadian Imperial Bank of Commerce
4.4588 of 5 stars
$64.88
+0.9%
$81.00
+24.8%
+64.0%$60.77B$41.16B12.7548,074Analyst Revision
Positive News
ITUB
Itaú Unibanco
4.467 of 5 stars
$5.96
-0.3%
$7.50
+25.8%
-5.8%$58.61B$62.74B7.6495,702Positive News
BBVA
Banco Bilbao Vizcaya Argentaria
3.5806 of 5 stars
$9.74
-1.3%
N/A+7.8%$57.62B$31.97B5.60121,486
ING
ING Groep
3.7352 of 5 stars
$15.70
-0.7%
N/A+12.7%$55.27B$24.43B7.0446,000

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This page (NASDAQ:AFRM) was last updated on 11/21/2024 by MarketBeat.com Staff
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