Affirm (AFRM) Competitors $63.19 -0.77 (-1.20%) (As of 11/20/2024 ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends AFRM vs. SYF, COF, SAN, BNS, NU, MFG, CM, ITUB, BBVA, and INGShould you be buying Affirm stock or one of its competitors? The main competitors of Affirm include Synchrony Financial (SYF), Capital One Financial (COF), Banco Santander (SAN), Bank of Nova Scotia (BNS), NU (NU), Mizuho Financial Group (MFG), Canadian Imperial Bank of Commerce (CM), Itaú Unibanco (ITUB), Banco Bilbao Vizcaya Argentaria (BBVA), and ING Groep (ING). Affirm vs. Synchrony Financial Capital One Financial Banco Santander Bank of Nova Scotia NU Mizuho Financial Group Canadian Imperial Bank of Commerce Itaú Unibanco Banco Bilbao Vizcaya Argentaria ING Groep Synchrony Financial (NYSE:SYF) and Affirm (NASDAQ:AFRM) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, analyst recommendations, earnings, institutional ownership, profitability, media sentiment, risk and dividends. Does the media prefer SYF or AFRM? In the previous week, Synchrony Financial had 15 more articles in the media than Affirm. MarketBeat recorded 27 mentions for Synchrony Financial and 12 mentions for Affirm. Synchrony Financial's average media sentiment score of 1.04 beat Affirm's score of 0.32 indicating that Synchrony Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Synchrony Financial 17 Very Positive mention(s) 1 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Affirm 3 Very Positive mention(s) 4 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Which has more volatility and risk, SYF or AFRM? Synchrony Financial has a beta of 1.59, meaning that its stock price is 59% more volatile than the S&P 500. Comparatively, Affirm has a beta of 3.47, meaning that its stock price is 247% more volatile than the S&P 500. Do analysts prefer SYF or AFRM? Synchrony Financial currently has a consensus price target of $57.43, suggesting a potential downside of 10.83%. Affirm has a consensus price target of $46.85, suggesting a potential downside of 25.85%. Given Synchrony Financial's stronger consensus rating and higher possible upside, analysts plainly believe Synchrony Financial is more favorable than Affirm.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Synchrony Financial 1 Sell rating(s) 8 Hold rating(s) 12 Buy rating(s) 1 Strong Buy rating(s) 2.59Affirm 1 Sell rating(s) 9 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.42 Which has stronger valuation & earnings, SYF or AFRM? Synchrony Financial has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSynchrony Financial$20.71B1.21$2.24B$7.668.41Affirm$2.52B7.86-$517.76M-$1.42-44.50 Does the MarketBeat Community prefer SYF or AFRM? Synchrony Financial received 763 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 70.55% of users gave Synchrony Financial an outperform vote while only 36.96% of users gave Affirm an outperform vote. CompanyUnderperformOutperformSynchrony FinancialOutperform Votes84870.55% Underperform Votes35429.45% AffirmOutperform Votes8536.96% Underperform Votes14563.04% Is SYF or AFRM more profitable? Synchrony Financial has a net margin of 13.98% compared to Affirm's net margin of -17.67%. Synchrony Financial's return on equity of 16.64% beat Affirm's return on equity.Company Net Margins Return on Equity Return on Assets Synchrony Financial13.98% 16.64% 1.96% Affirm -17.67%-12.57%-3.59% Do institutionals and insiders hold more shares of SYF or AFRM? 96.5% of Synchrony Financial shares are held by institutional investors. Comparatively, 69.3% of Affirm shares are held by institutional investors. 0.3% of Synchrony Financial shares are held by company insiders. Comparatively, 12.4% of Affirm shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term. SummarySynchrony Financial beats Affirm on 16 of the 19 factors compared between the two stocks. Ad Colonial MetalsTrump’s IRS Hands Massive ‘Victory Gift’ To 401K OwnersTrump quietly left open an "off the books" wealth-protection loophole hidden in the 6,871 pages of the IRS Tax Code… And since then… "In the know" patriots have quietly used this same "Trump revenge loophole" to shield their life savings from Bidenomics…Get Your Free Gold Guide Get Affirm News Delivered to You Automatically Sign up to receive the latest news and ratings for AFRM and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart AFRM vs. The Competition Export to ExcelMetricAffirmPersonal credit institutions IndustryBusiness SectorNASDAQ ExchangeMarket Cap$19.85B$6.37B$6.91B$8.81BDividend YieldN/A4.60%2.90%4.07%P/E Ratio-44.5029.6246.2117.82Price / Sales7.862.43205.5074.55Price / CashN/A10.9624.2932.53Price / Book7.202.295.084.68Net Income-$517.76M$349.72M$121.42M$226.08M7 Day Performance18.76%1.01%0.18%-1.04%1 Month Performance44.77%11.24%8.42%1.04%1 Year Performance152.46%61.98%30.65%26.28% Affirm Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)AFRMAffirm2.5415 of 5 stars$63.19-1.2%$46.85-25.9%+148.2%$20.09B$2.32B-44.502,006Analyst ForecastInsider TradeShort Interest ↓SYFSynchrony Financial4.8817 of 5 stars$64.40+1.2%$57.43-10.8%+116.0%$24.78B$20.71B8.4120,000Analyst ForecastInsider TradeAnalyst RevisionNews CoveragePositive NewsCOFCapital One Financial4.5022 of 5 stars$180.69-0.2%$160.18-11.4%+68.6%$69.05B$49.48B17.0651,987Analyst ForecastAnalyst RevisionPositive NewsSANBanco Santander4.4152 of 5 stars$4.76-0.8%N/A+17.7%$75.96B$62.14B5.95212,764Analyst DowngradeBNSBank of Nova Scotia4.3026 of 5 stars$56.30+0.3%$69.00+22.6%+26.7%$69.85B$52.53B13.4789,483Upcoming EarningsAnalyst UpgradeAnalyst RevisionNews CoverageNUNU4.011 of 5 stars$13.32-1.1%$16.21+21.8%+63.4%$64.15B$8.03B36.997,686Options VolumeMFGMizuho Financial Group4.4314 of 5 stars$4.91-1.4%N/A+40.7%$63.11B$60.60B13.2752,307CMCanadian Imperial Bank of Commerce4.4588 of 5 stars$64.88+0.9%$81.00+24.8%+64.0%$60.77B$41.16B12.7548,074Analyst RevisionPositive NewsITUBItaú Unibanco4.467 of 5 stars$5.96-0.3%$7.50+25.8%-5.8%$58.61B$62.74B7.6495,702Positive NewsBBVABanco Bilbao Vizcaya Argentaria3.5806 of 5 stars$9.74-1.3%N/A+7.8%$57.62B$31.97B5.60121,486INGING Groep3.7352 of 5 stars$15.70-0.7%N/A+12.7%$55.27B$24.43B7.0446,000 Related Companies and Tools Related Companies Synchrony Financial Alternatives Capital One Financial Alternatives Banco Santander Alternatives Bank of Nova Scotia Alternatives NU Alternatives Mizuho Financial Group Alternatives Canadian Imperial Bank of Commerce Alternatives Itaú Unibanco Alternatives Banco Bilbao Vizcaya Argentaria Alternatives ING Groep Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:AFRM) was last updated on 11/21/2024 by MarketBeat.com Staff From Our PartnersMissed Nvidia? 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