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Upstart (UPST) Competitors

$24.72
+0.44 (+1.81%)
(As of 05/31/2024 ET)

UPST vs. SOFI, COOP, CLSK, QFIN, WD, RIOT, LU, PWP, CIFR, and SII

Should you be buying Upstart stock or one of its competitors? The main competitors of Upstart include SoFi Technologies (SOFI), Mr. Cooper Group (COOP), CleanSpark (CLSK), Qifu Technology (QFIN), Walker & Dunlop (WD), Riot Platforms (RIOT), Lufax (LU), Perella Weinberg Partners (PWP), Cipher Mining (CIFR), and Sprott (SII). These companies are all part of the "nondepository credit institutions" industry.

Upstart vs.

Upstart (NASDAQ:UPST) and SoFi Technologies (NASDAQ:SOFI) are both mid-cap computer and technology companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings, risk and community ranking.

Upstart has higher earnings, but lower revenue than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Upstart$532.99M4.08-$240.13M-$2.06-12.00
SoFi Technologies$2.22B3.28-$300.74M-$0.31-22.26

Upstart has a beta of 2.01, indicating that its stock price is 101% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.75, indicating that its stock price is 75% more volatile than the S&P 500.

In the previous week, SoFi Technologies had 18 more articles in the media than Upstart. MarketBeat recorded 30 mentions for SoFi Technologies and 12 mentions for Upstart. SoFi Technologies' average media sentiment score of 0.81 beat Upstart's score of 0.23 indicating that SoFi Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Upstart
2 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
SoFi Technologies
15 Very Positive mention(s)
5 Positive mention(s)
9 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

SoFi Technologies has a net margin of -8.21% compared to Upstart's net margin of -32.59%. SoFi Technologies' return on equity of 1.10% beat Upstart's return on equity.

Company Net Margins Return on Equity Return on Assets
Upstart-32.59% -27.89% -9.14%
SoFi Technologies -8.21%1.10%0.20%

Upstart received 1 more outperform votes than SoFi Technologies when rated by MarketBeat users. However, 36.43% of users gave SoFi Technologies an outperform vote while only 32.65% of users gave Upstart an outperform vote.

CompanyUnderperformOutperform
UpstartOutperform Votes
48
32.65%
Underperform Votes
99
67.35%
SoFi TechnologiesOutperform Votes
47
36.43%
Underperform Votes
82
63.57%

Upstart currently has a consensus price target of $26.78, indicating a potential upside of 8.32%. SoFi Technologies has a consensus price target of $9.08, indicating a potential upside of 31.64%. Given SoFi Technologies' stronger consensus rating and higher possible upside, analysts clearly believe SoFi Technologies is more favorable than Upstart.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart
5 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.64
SoFi Technologies
3 Sell rating(s)
10 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.16

63.0% of Upstart shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 18.1% of Upstart shares are held by insiders. Comparatively, 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

SoFi Technologies beats Upstart on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UPST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UPST vs. The Competition

MetricUpstartNondepository credit institutions IndustryComputer SectorNASDAQ Exchange
Market Cap$2.17B$6.35B$20.90B$7.96B
Dividend YieldN/A5.40%2.69%4.02%
P/E Ratio-12.0010.00246.5918.28
Price / Sales4.087.09543.2882.62
Price / CashN/A32.0729.2530.90
Price / Book3.552.786.354.59
Net Income-$240.13M$441.59M$622.82M$213.79M
7 Day Performance5.87%-0.61%-0.57%0.65%
1 Month Performance11.70%6.93%2.81%3.48%
1 Year Performance-9.25%42.34%27.98%8.81%

Upstart Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SOFI
SoFi Technologies
3.553 of 5 stars
$6.89
-0.4%
$9.08
+31.8%
+14.6%$7.28B$2.12B-22.234,400
COOP
Mr. Cooper Group
4.591 of 5 stars
$82.42
-0.1%
$85.13
+3.3%
+77.0%$5.33B$1.79B8.636,800Insider Selling
Options Volume
News Coverage
CLSK
CleanSpark
1.8807 of 5 stars
$17.69
+0.3%
$19.22
+8.6%
+266.7%$4.03B$168.41M0.00130Short Interest ↑
QFIN
Qifu Technology
4.7855 of 5 stars
$19.90
-0.5%
$24.73
+24.3%
+45.2%$3.21B$2.29B5.163,121Short Interest ↑
News Coverage
Positive News
WD
Walker & Dunlop
1.0277 of 5 stars
$93.30
-2.0%
$100.00
+7.2%
+27.6%$3.15B$1.05B34.051,326Positive News
RIOT
Riot Platforms
3.1663 of 5 stars
$10.34
-0.3%
$18.33
+77.2%
-16.5%$2.99B$280.70M11.89534Analyst Forecast
LU
Lufax
4.5336 of 5 stars
$4.30
+0.5%
$6.40
+48.8%
-11.8%$2.47B$4.82B-30.7136,215Short Interest ↓
PWP
Perella Weinberg Partners
0.6595 of 5 stars
$15.80
-0.8%
$16.50
+4.4%
+94.8%$1.49B$648.65M-8.49650Short Interest ↑
CIFR
Cipher Mining
2.1827 of 5 stars
$4.00
-2.2%
$5.50
+37.5%
+53.5%$1.24B$126.84M66.6835Insider Selling
SII
Sprott
0 of 5 stars
$46.21
+0.7%
N/A+33.1%$1.19B$169.02M25.82129Short Interest ↑

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This page (NASDAQ:UPST) was last updated on 5/31/2024 by MarketBeat.com Staff

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