UPST vs. SOFI, COOP, CLSK, QFIN, WD, RIOT, LU, PWP, CIFR, and SII
Should you be buying Upstart stock or one of its competitors? The main competitors of Upstart include SoFi Technologies (SOFI), Mr. Cooper Group (COOP), CleanSpark (CLSK), Qifu Technology (QFIN), Walker & Dunlop (WD), Riot Platforms (RIOT), Lufax (LU), Perella Weinberg Partners (PWP), Cipher Mining (CIFR), and Sprott (SII). These companies are all part of the "nondepository credit institutions" industry.
Upstart (NASDAQ:UPST) and SoFi Technologies (NASDAQ:SOFI) are both mid-cap computer and technology companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends, earnings, risk and community ranking.
Upstart has higher earnings, but lower revenue than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.
Upstart has a beta of 2.01, indicating that its stock price is 101% more volatile than the S&P 500. Comparatively, SoFi Technologies has a beta of 1.75, indicating that its stock price is 75% more volatile than the S&P 500.
In the previous week, SoFi Technologies had 18 more articles in the media than Upstart. MarketBeat recorded 30 mentions for SoFi Technologies and 12 mentions for Upstart. SoFi Technologies' average media sentiment score of 0.81 beat Upstart's score of 0.23 indicating that SoFi Technologies is being referred to more favorably in the news media.
SoFi Technologies has a net margin of -8.21% compared to Upstart's net margin of -32.59%. SoFi Technologies' return on equity of 1.10% beat Upstart's return on equity.
Upstart received 1 more outperform votes than SoFi Technologies when rated by MarketBeat users. However, 36.43% of users gave SoFi Technologies an outperform vote while only 32.65% of users gave Upstart an outperform vote.
Upstart currently has a consensus price target of $26.78, indicating a potential upside of 8.32%. SoFi Technologies has a consensus price target of $9.08, indicating a potential upside of 31.64%. Given SoFi Technologies' stronger consensus rating and higher possible upside, analysts clearly believe SoFi Technologies is more favorable than Upstart.
63.0% of Upstart shares are held by institutional investors. Comparatively, 38.4% of SoFi Technologies shares are held by institutional investors. 18.1% of Upstart shares are held by insiders. Comparatively, 2.6% of SoFi Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
SoFi Technologies beats Upstart on 11 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UPST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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