NASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis $47.75 +2.24 (+4.92%) Closing price 04/2/2025 04:00 PM EasternExtended Trading$44.75 -3.00 (-6.28%) As of 04:58 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Affirm Stock (NASDAQ:AFRM) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Affirm alerts:Sign Up Key Stats Today's Range$44.20▼$48.7550-Day Range$43.70▼$80.9852-Week Range$22.25▼$82.53Volume5.34 million shsAverage Volume8.03 million shsMarket Capitalization$15.19 billionP/E RatioN/ADividend YieldN/APrice Target$69.76Consensus RatingModerate Buy Company OverviewAffirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More… Remove Ads Affirm Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreAFRM MarketRank™: Affirm scored higher than 68% of companies evaluated by MarketBeat, and ranked 124th out of 323 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.3 / 5Analyst RatingModerate Buy Consensus RatingAffirm has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 12 buy ratings, 8 hold ratings, and no sell ratings.Amount of Analyst CoverageAffirm has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Affirm's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings GrowthGrowing Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($0.18) to $0.62 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -73.46, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -73.46, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 5.44. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Affirm's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted5.76% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 25.70%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted5.76% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently increased by 25.70%, indicating that investor sentiment is decreasing significantly. News and Social Media2.3 / 5News Sentiment0.20 News SentimentAffirm has a news sentiment score of 0.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Affirm this week, compared to 3 articles on an average week.Search InterestOnly 34 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -60% compared to the previous 30 days.MarketBeat Follows20 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is an increase of 233% compared to the previous 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,510,690.00 in company stock.Percentage Held by Insiders12.41% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Affirm's insider trading history. Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address AFRM Stock News HeadlinesAffirm Holdings, Inc. Investors: Company Investigated by the Portnoy Law FirmMarch 31 at 5:59 PM | globenewswire.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc - AFRMMarch 31 at 1:55 PM | prnewswire.comNow I look stupid. Real stupid... I thought what happened 25 years ago was a once- in-a-lifetime event… but how wrong I was. Because here we are, a quarter of a century later, almost to the exact day, and it’s happening again. April 3, 2025 | Porter & Company (Ad)Q3 Earnings Forecast for Affirm Issued By Seaport Res PtnMarch 29, 2025 | americanbankingnews.comAffirm: What Does Losing Walmart Mean For Affirm?March 28, 2025 | seekingalpha.comAffirm (NASDAQ:AFRM) Stock Rating Upgraded by Seaport Res PtnMarch 27, 2025 | americanbankingnews.comAffirm Forms BNPL Pact With J.P. Morgan PaymentsMarch 25, 2025 | pymnts.comINVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Affirm Holdings, Inc - AFRMMarch 25, 2025 | prnewswire.comSee More Headlines AFRM Stock Analysis - Frequently Asked Questions How have AFRM shares performed this year? Affirm's stock was trading at $60.90 at the beginning of the year. Since then, AFRM shares have decreased by 21.6% and is now trading at $47.75. View the best growth stocks for 2025 here. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) released its quarterly earnings results on Thursday, February, 6th. The company reported $0.23 EPS for the quarter, topping the consensus estimate of ($0.21) by $0.44. Affirm had a negative net margin of 7.10% and a negative trailing twelve-month return on equity of 7.25%. When did Affirm IPO? Affirm (AFRM) raised $873 million in an initial public offering (IPO) on Wednesday, January 13th 2021. The company issued 24,600,000 shares at $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Affirm own? Based on aggregate information from My MarketBeat watchlists, some other companies that Affirm investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), CrowdStrike (CRWD), Salesforce (CRM) and Adobe (ADBE). Company Calendar Last Earnings2/06/2025Today4/03/2025Next Earnings (Estimated)5/06/2025Fiscal Year End6/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryBanking Current SymbolNASDAQ:AFRM CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,550Year FoundedN/APrice Target and Rating Average Stock Price Target$69.76 High Stock Price Target$85.00 Low Stock Price Target$45.00 Potential Upside/Downside+46.1%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage21 Analysts Profitability EPS (Most Recent Fiscal Year)($0.65) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-517,760,000.00 Net Margins-7.10% Pretax Margin-6.88% Return on Equity-7.25% Return on Assets-2.02% Debt Debt-to-Equity Ratio2.68 Current Ratio11.26 Quick Ratio11.26 Sales & Book Value Annual Sales$2.80 billion Price / Sales5.42 Cash FlowN/A Price / Cash FlowN/A Book Value$8.78 per share Price / Book5.44Miscellaneous Outstanding Shares318,056,000Free Float278,585,000Market Cap$15.19 billion OptionableOptionable Beta3.63 Social Links A Beginner's Guide to Investing in CannabisUnlock your free copy of MarketBeat's comprehensive guide to pot stock investing and discover which cannabis companies are poised for growth. 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