Amalgamated Financial (AMAL) Competitors

Amalgamated Financial (NASDAQ:AMAL) and Eastern Bankshares (NASDAQ:EBC) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and community ranking.

Do analysts prefer AMAL or EBC?

Amalgamated Financial currently has a consensus target price of $38.50, suggesting a potential upside of 45.12%. Eastern Bankshares has a consensus target price of $20.25, suggesting a potential upside of 37.57%. Given Amalgamated Financial's stronger consensus rating and higher probable upside, analysts clearly believe Amalgamated Financial is more favorable than Eastern Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Amalgamated Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Eastern Bankshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has higher earnings & valuation, AMAL or EBC?

Eastern Bankshares has higher revenue and earnings than Amalgamated Financial. Amalgamated Financial is trading at a lower price-to-earnings ratio than Eastern Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Amalgamated Financial	$316.48M	2.57	$106.43M	$3.45	7.69
Eastern Bankshares	$731.51M	4.30	$119.56M	$0.67	21.97

Is AMAL or EBC a better dividend stock?

Amalgamated Financial pays an annual dividend of $0.56 per share and has a dividend yield of 2.1%. Eastern Bankshares pays an annual dividend of $0.48 per share and has a dividend yield of 3.3%. Amalgamated Financial pays out 16.2% of its earnings in the form of a dividend. Eastern Bankshares pays out 71.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media favor AMAL or EBC?

In the previous week, Amalgamated Financial had 12 more articles in the media than Eastern Bankshares. MarketBeat recorded 15 mentions for Amalgamated Financial and 3 mentions for Eastern Bankshares. Eastern Bankshares' average media sentiment score of 1.31 beat Amalgamated Financial's score of 0.98 indicating that Eastern Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Amalgamated Financial	8 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Eastern Bankshares	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is AMAL or EBC more profitable?

Amalgamated Financial has a net margin of 24.50% compared to Eastern Bankshares' net margin of 11.07%. Amalgamated Financial's return on equity of 16.49% beat Eastern Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Amalgamated Financial	24.50%	16.49%	1.30%
Eastern Bankshares	11.07%	6.02%	0.85%

Which has more risk & volatility, AMAL or EBC?

Amalgamated Financial has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Eastern Bankshares has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in AMAL or EBC?

75.9% of Amalgamated Financial shares are owned by institutional investors. Comparatively, 71.7% of Eastern Bankshares shares are owned by institutional investors. 0.9% of Amalgamated Financial shares are owned by insiders. Comparatively, 1.2% of Eastern Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Does the MarketBeat Community believe in AMAL or EBC?

Amalgamated Financial received 68 more outperform votes than Eastern Bankshares when rated by MarketBeat users. Likewise, 56.36% of users gave Amalgamated Financial an outperform vote while only 51.02% of users gave Eastern Bankshares an outperform vote.

Company	Underperform	Outperform
Amalgamated Financial	Outperform Votes 93 56.36%	Underperform Votes 72 43.64%
Eastern Bankshares	Outperform Votes 25 51.02%	Underperform Votes 24 48.98%

Summary

Amalgamated Financial beats Eastern Bankshares on 12 of the 20 factors compared between the two stocks.