Amalgamated Financial (AMAL) Competitors

Eastern Bankshares (NASDAQ:EBC) and Amalgamated Financial (NASDAQ:AMAL) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, media sentiment, valuation, earnings, analyst recommendations, profitability, risk, community ranking and dividends.

Do analysts rate EBC or AMAL?

Eastern Bankshares currently has a consensus target price of $20.25, indicating a potential upside of 20.44%. Amalgamated Financial has a consensus target price of $38.50, indicating a potential upside of 30.69%. Given Amalgamated Financial's stronger consensus rating and higher possible upside, analysts clearly believe Amalgamated Financial is more favorable than Eastern Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Eastern Bankshares	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Amalgamated Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media favor EBC or AMAL?

In the previous week, Eastern Bankshares had 2 more articles in the media than Amalgamated Financial. MarketBeat recorded 8 mentions for Eastern Bankshares and 6 mentions for Amalgamated Financial. Amalgamated Financial's average media sentiment score of 1.45 beat Eastern Bankshares' score of 1.22 indicating that Amalgamated Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Eastern Bankshares	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Amalgamated Financial	4 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is EBC or AMAL a better dividend stock?

Eastern Bankshares pays an annual dividend of $0.48 per share and has a dividend yield of 2.9%. Amalgamated Financial pays an annual dividend of $0.56 per share and has a dividend yield of 1.9%. Eastern Bankshares pays out 71.6% of its earnings in the form of a dividend. Amalgamated Financial pays out 16.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has higher valuation and earnings, EBC or AMAL?

Eastern Bankshares has higher revenue and earnings than Amalgamated Financial. Amalgamated Financial is trading at a lower price-to-earnings ratio than Eastern Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Eastern Bankshares	$731.51M	4.90	$119.56M	$0.67	25.10
Amalgamated Financial	$316.48M	2.86	$106.43M	$3.45	8.54

Does the MarketBeat Community favor EBC or AMAL?

Amalgamated Financial received 68 more outperform votes than Eastern Bankshares when rated by MarketBeat users. Likewise, 56.36% of users gave Amalgamated Financial an outperform vote while only 51.02% of users gave Eastern Bankshares an outperform vote.

Company	Underperform	Outperform
Eastern Bankshares	Outperform Votes 25 51.02%	Underperform Votes 24 48.98%
Amalgamated Financial	Outperform Votes 93 56.36%	Underperform Votes 72 43.64%

Which has more volatility & risk, EBC or AMAL?

Eastern Bankshares has a beta of 0.95, meaning that its stock price is 5% less volatile than the S&P 500. Comparatively, Amalgamated Financial has a beta of 0.93, meaning that its stock price is 7% less volatile than the S&P 500.

Is EBC or AMAL more profitable?

Amalgamated Financial has a net margin of 24.50% compared to Eastern Bankshares' net margin of 11.07%. Amalgamated Financial's return on equity of 16.49% beat Eastern Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Eastern Bankshares	11.07%	6.02%	0.85%
Amalgamated Financial	24.50%	16.49%	1.30%

Do insiders and institutionals hold more shares of EBC or AMAL?

71.7% of Eastern Bankshares shares are held by institutional investors. Comparatively, 75.9% of Amalgamated Financial shares are held by institutional investors. 1.2% of Eastern Bankshares shares are held by insiders. Comparatively, 0.9% of Amalgamated Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Amalgamated Financial beats Eastern Bankshares on 12 of the 20 factors compared between the two stocks.