Univest Financial (UVSP) Competitors

First Community Bankshares (NASDAQ:FCBC) and Univest Financial (NASDAQ:UVSP) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, risk, dividends, institutional ownership, media sentiment and profitability.

Do analysts prefer FCBC or UVSP?

First Community Bankshares presently has a consensus target price of $33.00, indicating a potential downside of 7.82%. Univest Financial has a consensus target price of $21.00, indicating a potential downside of 8.42%. Given Univest Financial's higher probable upside, equities research analysts plainly believe First Community Bankshares is more favorable than Univest Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community Bankshares	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Univest Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk and volatility, FCBC or UVSP?

First Community Bankshares has a beta of 0.52, suggesting that its stock price is 48% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500.

Do insiders & institutionals hold more shares of FCBC or UVSP?

35.0% of First Community Bankshares shares are owned by institutional investors. Comparatively, 75.1% of Univest Financial shares are owned by institutional investors. 3.7% of First Community Bankshares shares are owned by company insiders. Comparatively, 2.1% of Univest Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to FCBC or UVSP?

In the previous week, Univest Financial had 7 more articles in the media than First Community Bankshares. MarketBeat recorded 8 mentions for Univest Financial and 1 mentions for First Community Bankshares. First Community Bankshares' average media sentiment score of 0.57 beat Univest Financial's score of 0.00 indicating that Univest Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Community Bankshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Univest Financial	3 Very Positive mention(s)	3 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, FCBC or UVSP?

Univest Financial has higher revenue and earnings than First Community Bankshares. Univest Financial is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community Bankshares	$174.62M	3.76	$48.02M	$2.71	13.21
Univest Financial	$448.55M	1.50	$71.10M	$2.39	9.59

Is FCBC or UVSP more profitable?

First Community Bankshares has a net margin of 27.10% compared to First Community Bankshares' net margin of 14.98%. Univest Financial's return on equity of 11.04% beat First Community Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community Bankshares	27.10%	11.04%	1.68%
Univest Financial	14.98%	8.35%	0.89%

Does the MarketBeat Community prefer FCBC or UVSP?

First Community Bankshares received 78 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 58.44% of users gave First Community Bankshares an outperform vote while only 50.79% of users gave Univest Financial an outperform vote.

Company	Underperform	Outperform
First Community Bankshares	Outperform Votes 239 58.44%	Underperform Votes 170 41.56%
Univest Financial	Outperform Votes 161 50.79%	Underperform Votes 156 49.21%

Is FCBC or UVSP a better dividend stock?

First Community Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.2%. Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.7%. First Community Bankshares pays out 42.8% of its earnings in the form of a dividend. Univest Financial pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bankshares has raised its dividend for 12 consecutive years and Univest Financial has raised its dividend for 3 consecutive years. Univest Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First Community Bankshares beats Univest Financial on 11 of the 20 factors compared between the two stocks.