AmeriServ Financial (ASRV) Stock Price, News & Analysis

Company Overview

AmeriServ Financial, Inc. is a holding company, which engages in the provision of consumer, mortgage and commercial financial products and services through its subsidiary. It operates through the following segments: Community Banking, Wealth Management, and Investment or Parent. The Community Banking segment includes both retail and commercial banking activities. The Wealth Management segment involves in the operations of a Trust Company, West Chester Capital Advisors an investment advisory firm, and Financial Services. The Investment or Parent segment offers investment securities, borrowing activities, and general corporate expenses. The company was founded in January 1983 and is headquartered in Johnstown, PA.

Key Stats

• Today's Range: $2.66 to $2.78
• 50-Day Range: $3.70 to $3.97
• 52-Week Range: $2.65 to $5.34
• Volume: 6,666 shs
• Average Volume: 9,847 shs
• Market Capitalization: $46.26 million
• P/E Ratio: 13.02
• Dividend Yield: 4.29%
• Price Target: N/A
• Consensus Rating: N/A

AmeriServ Financial Stock Analysis - MarketRank™

AmeriServ Financial scored higher than 41% of companies evaluated by MarketBeat, and ranked 594th out of 962 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for AmeriServ Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of AmeriServ Financial is 13.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.71.

Price to Earnings Ratio vs. Sector

The P/E ratio of AmeriServ Financial is 13.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.44.

Price to Book Value per Share Ratio

AmeriServ Financial has a P/B Ratio of 0.47. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.07% of the float of AmeriServ Financial has been sold short.

Short Interest Ratio / Days to Cover

AmeriServ Financial has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AmeriServ Financial has recently increased by 21.05%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

AmeriServ Financial is a leading dividend payer. It pays a dividend yield of 4.56%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

AmeriServ Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of AmeriServ Financial is 57.14%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.07% of the float of AmeriServ Financial has been sold short.

Short Interest Ratio / Days to Cover

AmeriServ Financial has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in AmeriServ Financial has recently increased by 21.05%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: 1.00

News Coverage This Week

MarketBeat has tracked 3 news articles for AmeriServ Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, AmeriServ Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $8,550.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 9.60% of the stock of AmeriServ Financial is held by insiders.

Percentage Held by Institutions

Only 31.52% of the stock of AmeriServ Financial is held by institutions.

ASRV Stock Analysis - Frequently Asked Questions

How were AmeriServ Financial's earnings last quarter?

AmeriServ Financial, Inc. (NASDAQ:ASRV) announced its quarterly earnings results on Tuesday, January, 21st. The financial services provider reported $0.05 earnings per share (EPS) for the quarter. AmeriServ Financial had a net margin of 4.26% and a trailing twelve-month return on equity of 3.42%.

What other stocks do shareholders of AmeriServ Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that AmeriServ Financial investors own include Franklin Resources (BEN), Walgreens Boots Alliance (WBA), Consolidated Edison (ED), Huntington Bancshares (HBAN), International Business Machines (IBM), Leggett & Platt (LEG) and Wells Fargo & Company (WFC).

Company Calendar

• Ex-Dividend for 11/18 Dividend: 11/04/2024
• Dividend Payable: 11/18/2024
• Last Earnings: 1/21/2025
• Today: 1/30/2025
• Ex-Dividend for 2/18 Dividend: 2/03/2025
• Dividend Payable: 2/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:ASRV
• CUSIP: N/A
• CIK: 707605
• Web: www.ameriserv.com
• Phone: (814) 533-5300
• Fax: 814-533-5427
• Employees: 1,224
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.21
• Trailing P/E Ratio: 13.02
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $-3,350,000.00
• Net Margins: 4.26%
• Pretax Margin: -4.25%
• Return on Equity: 3.42%
• Return on Assets: 0.26%

Debt

• Debt-to-Equity Ratio: 0.78
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $84.48 million
• Price / Sales: 0.54
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $5.96 per share
• Price / Book: 0.47

Miscellaneous

• Outstanding Shares: 16,520,000
• Free Float: 14,933,000
• Market Cap: $45.84 million
• Optionable: Optionable
• Beta: 0.74