ASRV vs. OPHC, UBOH, EMCF, RIVE, NKSH, VABK, FUNC, HWBK, UBFO, and FNCB
Should you be buying AmeriServ Financial stock or one of its competitors? The main competitors of AmeriServ Financial include OptimumBank (OPHC), United Bancshares (UBOH), Emclaire Financial (EMCF), Riverview Financial (RIVE), National Bankshares (NKSH), Virginia National Bankshares (VABK), First United (FUNC), Hawthorn Bancshares (HWBK), United Security Bancshares (UBFO), and FNCB Bancorp (FNCB). These companies are all part of the "finance" sector.
OptimumBank (NASDAQ:OPHC) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, valuation, risk, earnings, profitability, institutional ownership, analyst recommendations and community ranking.
OptimumBank has a net margin of 16.43% compared to OptimumBank's net margin of -3.77%. AmeriServ Financial's return on equity of 10.53% beat OptimumBank's return on equity.
7.4% of OptimumBank shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 13.9% of OptimumBank shares are held by insiders. Comparatively, 9.6% of AmeriServ Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
In the previous week, OptimumBank and OptimumBank both had 2 articles in the media. OptimumBank's average media sentiment score of 1.00 beat AmeriServ Financial's score of 0.29 indicating that AmeriServ Financial is being referred to more favorably in the news media.
OptimumBank has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 33.87% of users gave OptimumBank an outperform vote.
OptimumBank presently has a consensus price target of $5.25, suggesting a potential upside of 16.67%. Given AmeriServ Financial's higher probable upside, equities research analysts plainly believe OptimumBank is more favorable than AmeriServ Financial.
OptimumBank has a beta of 0.3, suggesting that its stock price is 70% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.7, suggesting that its stock price is 30% less volatile than the S&P 500.
Summary
OptimumBank beats AmeriServ Financial on 9 of the 15 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding ASRV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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