OPHC vs. ASRV, UBOH, PNBK, OPOF, CFBK, LARK, MRBK, FNCB, UBFO, and HWBK
Should you be buying OptimumBank stock or one of its competitors? The main competitors of OptimumBank include AmeriServ Financial (ASRV), United Bancshares (UBOH), Patriot National Bancorp (PNBK), Old Point Financial (OPOF), CF Bankshares (CFBK), Landmark Bancorp (LARK), Meridian (MRBK), FNCB Bancorp (FNCB), United Security Bancshares (UBFO), and Hawthorn Bancshares (HWBK). These companies are all part of the "national commercial banks" industry.
OptimumBank (NASDAQ:OPHC) and AmeriServ Financial (NASDAQ:ASRV) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their community ranking, media sentiment, earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.
OptimumBank has a net margin of 16.43% compared to AmeriServ Financial's net margin of -3.77%. OptimumBank's return on equity of 10.53% beat AmeriServ Financial's return on equity.
7.4% of OptimumBank shares are held by institutional investors. Comparatively, 31.5% of AmeriServ Financial shares are held by institutional investors. 13.9% of OptimumBank shares are held by insiders. Comparatively, 9.6% of AmeriServ Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
AmeriServ Financial received 62 more outperform votes than OptimumBank when rated by MarketBeat users. Likewise, 61.60% of users gave AmeriServ Financial an outperform vote while only 34.15% of users gave OptimumBank an outperform vote.
OptimumBank has higher earnings, but lower revenue than AmeriServ Financial. AmeriServ Financial is trading at a lower price-to-earnings ratio than OptimumBank, indicating that it is currently the more affordable of the two stocks.
OptimumBank has a beta of 0.3, meaning that its share price is 70% less volatile than the S&P 500. Comparatively, AmeriServ Financial has a beta of 0.7, meaning that its share price is 30% less volatile than the S&P 500.
In the previous week, OptimumBank had 4 more articles in the media than AmeriServ Financial. MarketBeat recorded 4 mentions for OptimumBank and 0 mentions for AmeriServ Financial. AmeriServ Financial's average media sentiment score of 1.00 beat OptimumBank's score of 0.34 indicating that AmeriServ Financial is being referred to more favorably in the news media.
Summary
OptimumBank beats AmeriServ Financial on 9 of the 15 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding OPHC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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