Auburn National Bancorporation (AUBN) Competitors

Auburn National Bancorporation (NASDAQ:AUBN) and Civista Bancshares (NASDAQ:CIVB) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, profitability, community ranking, risk, analyst recommendations, valuation, earnings and institutional ownership.

Does the media refer more to AUBN or CIVB?

In the previous week, Auburn National Bancorporation had 2 more articles in the media than Civista Bancshares. MarketBeat recorded 4 mentions for Auburn National Bancorporation and 2 mentions for Civista Bancshares. Auburn National Bancorporation's average media sentiment score of 0.59 beat Civista Bancshares' score of -1.00 indicating that Auburn National Bancorporation is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Auburn National Bancorporation	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Civista Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative

Is AUBN or CIVB a better dividend stock?

Auburn National Bancorporation pays an annual dividend of $1.08 per share and has a dividend yield of 4.9%. Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 3.1%. Auburn National Bancorporation pays out 432.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Civista Bancshares pays out 31.8% of its earnings in the form of a dividend. Civista Bancshares has increased its dividend for 14 consecutive years.

Is AUBN or CIVB more profitable?

Civista Bancshares has a net margin of 13.12% compared to Auburn National Bancorporation's net margin of 2.43%. Civista Bancshares' return on equity of 8.33% beat Auburn National Bancorporation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Auburn National Bancorporation	2.43%	1.10%	0.09%
Civista Bancshares	13.12%	8.33%	0.80%

Do analysts prefer AUBN or CIVB?

Civista Bancshares has a consensus target price of $21.75, suggesting a potential upside of 4.17%. Given Civista Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe Civista Bancshares is more favorable than Auburn National Bancorporation.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Auburn National Bancorporation	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility and risk, AUBN or CIVB?

Auburn National Bancorporation has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Civista Bancshares has a beta of 0.82, suggesting that its share price is 18% less volatile than the S&P 500.

Do insiders & institutionals believe in AUBN or CIVB?

39.5% of Auburn National Bancorporation shares are owned by institutional investors. Comparatively, 52.1% of Civista Bancshares shares are owned by institutional investors. 24.4% of Auburn National Bancorporation shares are owned by company insiders. Comparatively, 3.0% of Civista Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer AUBN or CIVB?

Civista Bancshares received 192 more outperform votes than Auburn National Bancorporation when rated by MarketBeat users. However, 59.83% of users gave Auburn National Bancorporation an outperform vote while only 58.35% of users gave Civista Bancshares an outperform vote.

Company	Underperform	Outperform
Auburn National Bancorporation	Outperform Votes 70 59.83%	Underperform Votes 47 40.17%
Civista Bancshares	Outperform Votes 262 58.35%	Underperform Votes 187 41.65%

Which has preferable valuation & earnings, AUBN or CIVB?

Civista Bancshares has higher revenue and earnings than Auburn National Bancorporation. Civista Bancshares is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Auburn National Bancorporation	$31.39M	2.47	$1.39M	$0.25	89.00
Civista Bancshares	$150.48M	2.18	$42.96M	$2.01	10.39

Summary

Civista Bancshares beats Auburn National Bancorporation on 14 of the 21 factors compared between the two stocks.