BCB Bancorp (BCBP) Competitors

BCB Bancorp (NASDAQ:BCBP) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations, institutional ownership and community ranking.

Is BCBP or ESQ a better dividend stock?

BCB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 6.4%. Esquire Financial pays an annual dividend of $0.70 per share and has a dividend yield of 0.9%. BCB Bancorp pays out 65.3% of its earnings in the form of a dividend. Esquire Financial pays out 13.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders believe in BCBP or ESQ?

36.0% of BCB Bancorp shares are held by institutional investors. Comparatively, 54.7% of Esquire Financial shares are held by institutional investors. 15.9% of BCB Bancorp shares are held by insiders. Comparatively, 18.9% of Esquire Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the MarketBeat Community prefer BCBP or ESQ?

Esquire Financial received 55 more outperform votes than BCB Bancorp when rated by MarketBeat users. However, 58.26% of users gave BCB Bancorp an outperform vote while only 57.48% of users gave Esquire Financial an outperform vote.

Company	Underperform	Outperform
BCB Bancorp	Outperform Votes 141 58.26%	Underperform Votes 101 41.74%
Esquire Financial	Outperform Votes 196 57.48%	Underperform Votes 145 42.52%

Does the media favor BCBP or ESQ?

In the previous week, BCB Bancorp had 1 more articles in the media than Esquire Financial. MarketBeat recorded 2 mentions for BCB Bancorp and 1 mentions for Esquire Financial. Esquire Financial's average media sentiment score of 1.95 beat BCB Bancorp's score of 1.46 indicating that Esquire Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
BCB Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Esquire Financial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate BCBP or ESQ?

BCB Bancorp currently has a consensus target price of $13.38, indicating a potential upside of 34.29%. Esquire Financial has a consensus target price of $88.00, indicating a potential upside of 11.43%. Given BCB Bancorp's higher probable upside, research analysts plainly believe BCB Bancorp is more favorable than Esquire Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BCB Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Esquire Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is BCBP or ESQ more profitable?

Esquire Financial has a net margin of 31.58% compared to BCB Bancorp's net margin of 9.46%. Esquire Financial's return on equity of 19.93% beat BCB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
BCB Bancorp	9.46%	6.33%	0.50%
Esquire Financial	31.58%	19.93%	2.54%

Which has more volatility & risk, BCBP or ESQ?

BCB Bancorp has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Esquire Financial has a beta of 0.73, meaning that its share price is 27% less volatile than the S&P 500.

Which has better earnings & valuation, BCBP or ESQ?

Esquire Financial has lower revenue, but higher earnings than BCB Bancorp. BCB Bancorp is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BCB Bancorp	$196.95M	0.86	$18.62M	$0.98	10.16
Esquire Financial	$138.27M	4.75	$43.66M	$5.16	15.30

Summary

Esquire Financial beats BCB Bancorp on 15 of the 20 factors compared between the two stocks.