Bank of Marin Bancorp (BMRC) Competitors

Franklin Financial Network (NYSE:FSB) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, community ranking, analyst recommendations, institutional ownership, dividends, profitability, earnings and risk.

Is FSB or BMRC a better dividend stock?

Franklin Financial Network pays an annual dividend of $0.24 per share and has a dividend yield of 0.8%. Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.9%. Franklin Financial Network pays out 11.1% of its earnings in the form of a dividend. Bank of Marin Bancorp pays out -116.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of Marin Bancorp has increased its dividend for 18 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is FSB or BMRC more profitable?

Franklin Financial Network has a net margin of 15.25% compared to Bank of Marin Bancorp's net margin of -9.49%. Franklin Financial Network's return on equity of 7.53% beat Bank of Marin Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Franklin Financial Network	15.25%	7.53%	0.81%
Bank of Marin Bancorp	-9.49%	3.05%	0.35%

Do insiders and institutionals hold more shares of FSB or BMRC?

63.9% of Franklin Financial Network shares are owned by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are owned by institutional investors. 11.7% of Franklin Financial Network shares are owned by company insiders. Comparatively, 5.7% of Bank of Marin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Does the MarketBeat Community favor FSB or BMRC?

Bank of Marin Bancorp received 10 more outperform votes than Franklin Financial Network when rated by MarketBeat users. However, 65.28% of users gave Franklin Financial Network an outperform vote while only 58.07% of users gave Bank of Marin Bancorp an outperform vote.

Company	Underperform	Outperform
Franklin Financial Network	Outperform Votes 267 65.28%	Underperform Votes 142 34.72%
Bank of Marin Bancorp	Outperform Votes 277 58.07%	Underperform Votes 200 41.93%

Do analysts rate FSB or BMRC?

Bank of Marin Bancorp has a consensus price target of $21.00, indicating a potential downside of 17.81%. Given Bank of Marin Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Bank of Marin Bancorp is more favorable than Franklin Financial Network.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Franklin Financial Network	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Bank of Marin Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has more volatility and risk, FSB or BMRC?

Franklin Financial Network has a beta of 1.58, meaning that its share price is 58% more volatile than the S&P 500. Comparatively, Bank of Marin Bancorp has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500.

Which has better valuation and earnings, FSB or BMRC?

Bank of Marin Bancorp has lower revenue, but higher earnings than Franklin Financial Network. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than Franklin Financial Network, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Franklin Financial Network	$202.65M	2.25	$14.81M	$2.16	14.11
Bank of Marin Bancorp	$144.48M	2.84	$19.90M	-$0.86	-29.71

Does the media prefer FSB or BMRC?

In the previous week, Bank of Marin Bancorp had 2 more articles in the media than Franklin Financial Network. MarketBeat recorded 2 mentions for Bank of Marin Bancorp and 0 mentions for Franklin Financial Network. Bank of Marin Bancorp's average media sentiment score of 0.88 beat Franklin Financial Network's score of 0.00 indicating that Bank of Marin Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Franklin Financial Network	Neutral
Bank of Marin Bancorp	Positive

Summary

Bank of Marin Bancorp beats Franklin Financial Network on 11 of the 21 factors compared between the two stocks.