Bank of Marin Bancorp (BMRC) Competitors

S&T Bancorp (NASDAQ:STBA) and Bank of Marin Bancorp (NASDAQ:BMRC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, community ranking, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

Is STBA or BMRC more profitable?

S&T Bancorp has a net margin of 23.24% compared to Bank of Marin Bancorp's net margin of -5.52%. S&T Bancorp's return on equity of 9.77% beat Bank of Marin Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&T Bancorp	23.24%	9.77%	1.37%
Bank of Marin Bancorp	-5.52%	3.33%	0.39%

Do analysts rate STBA or BMRC?

S&T Bancorp currently has a consensus target price of $41.00, suggesting a potential upside of 10.36%. Bank of Marin Bancorp has a consensus target price of $28.00, suggesting a potential upside of 27.85%. Given Bank of Marin Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Bank of Marin Bancorp is more favorable than S&T Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&T Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Bank of Marin Bancorp	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do institutionals & insiders hold more shares of STBA or BMRC?

65.2% of S&T Bancorp shares are held by institutional investors. Comparatively, 52.3% of Bank of Marin Bancorp shares are held by institutional investors. 1.4% of S&T Bancorp shares are held by company insiders. Comparatively, 5.7% of Bank of Marin Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has preferable earnings & valuation, STBA or BMRC?

S&T Bancorp has higher revenue and earnings than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than S&T Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&T Bancorp	$383.89M	3.70	$131.26M	$3.41	10.89
Bank of Marin Bancorp	$69.77M	5.06	-$8.41M	-$0.52	-42.12

Does the media refer more to STBA or BMRC?

In the previous week, S&T Bancorp had 1 more articles in the media than Bank of Marin Bancorp. MarketBeat recorded 1 mentions for S&T Bancorp and 0 mentions for Bank of Marin Bancorp. Bank of Marin Bancorp's average media sentiment score of 1.89 beat S&T Bancorp's score of 0.93 indicating that Bank of Marin Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
S&T Bancorp	Positive
Bank of Marin Bancorp	Very Positive

Is STBA or BMRC a better dividend stock?

S&T Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.7%. Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 4.6%. S&T Bancorp pays out 39.9% of its earnings in the form of a dividend. Bank of Marin Bancorp pays out -192.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. S&T Bancorp has raised its dividend for 13 consecutive years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community prefer STBA or BMRC?

Bank of Marin Bancorp received 12 more outperform votes than S&T Bancorp when rated by MarketBeat users. Likewise, 58.06% of users gave Bank of Marin Bancorp an outperform vote while only 49.91% of users gave S&T Bancorp an outperform vote.

Company	Underperform	Outperform
S&T Bancorp	Outperform Votes 269 49.91%	Underperform Votes 270 50.09%
Bank of Marin Bancorp	Outperform Votes 281 58.06%	Underperform Votes 203 41.94%

Which has more volatility and risk, STBA or BMRC?

S&T Bancorp has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500. Comparatively, Bank of Marin Bancorp has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

Summary

Bank of Marin Bancorp beats S&T Bancorp on 11 of the 21 factors compared between the two stocks.