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Credit Acceptance (CACC) Competitors

Credit Acceptance logo
$484.18 -1.25 (-0.26%)
(As of 01:02 PM ET)

CACC vs. SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, RM, AXP, and COF

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry.

Credit Acceptance vs.

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, community ranking, risk, profitability, media sentiment, valuation and dividends.

SLM presently has a consensus price target of $25.45, suggesting a potential downside of 4.45%. Credit Acceptance has a consensus price target of $416.00, suggesting a potential downside of 14.12%. Given SLM's stronger consensus rating and higher probable upside, research analysts plainly believe SLM is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SLM
0 Sell rating(s)
2 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.82
Credit Acceptance
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

SLM has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.46, meaning that its stock price is 46% more volatile than the S&P 500.

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SLM$2.84B1.99$581.39M$2.879.28
Credit Acceptance$1.90B3.08$286.10M$14.8932.53

SLM received 159 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.53% of users gave SLM an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
SLMOutperform Votes
493
69.53%
Underperform Votes
216
30.47%
Credit AcceptanceOutperform Votes
334
51.07%
Underperform Votes
320
48.93%

SLM has a net margin of 22.18% compared to Credit Acceptance's net margin of 9.08%. SLM's return on equity of 35.92% beat Credit Acceptance's return on equity.

Company Net Margins Return on Equity Return on Assets
SLM22.18% 35.92% 2.29%
Credit Acceptance 9.08%29.18%5.91%

In the previous week, SLM had 16 more articles in the media than Credit Acceptance. MarketBeat recorded 23 mentions for SLM and 7 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.77 beat SLM's score of 0.91 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SLM
9 Very Positive mention(s)
5 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Credit Acceptance
5 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

98.9% of SLM shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 1.2% of SLM shares are owned by insiders. Comparatively, 5.3% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

SLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$5.87B$6.73B$10.58B$8.97B
Dividend YieldN/A4.49%10.25%4.04%
P/E Ratio32.5329.0345.1313.39
Price / Sales3.082.483,461.5686.49
Price / Cash11.1211.5730.8935.09
Price / Book3.472.452.964.96
Net Income$286.10M$345.75M$1.02B$224.10M
7 Day Performance0.25%1.19%0.33%2.01%
1 Month Performance16.07%18.26%5.61%9.79%
1 Year Performance2.22%53.97%24.61%29.97%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CACC
Credit Acceptance
3.7168 of 5 stars
$483.73
-0.4%
$416.00
-14.0%
+2.4%$5.86B$1.90B32.492,232Short Interest ↓
News Coverage
Positive News
SLM
SLM
4.6421 of 5 stars
$26.61
-2.8%
$25.45
-4.3%
+68.8%$5.65B$2.84B9.541,740
NNI
Nelnet
4.5197 of 5 stars
$110.03
+1.3%
$98.00
-10.9%
+28.6%$3.99B$2.06B35.837,550Positive News
ECPG
Encore Capital Group
4.0767 of 5 stars
$49.24
+0.1%
$62.33
+26.6%
+8.6%$1.17B$1.22B-6.277,400
PRAA
PRA Group
4.3247 of 5 stars
$21.56
+1.7%
$32.00
+48.4%
+9.1%$850.11M$802.55M19.273,155
WRLD
World Acceptance
2.4452 of 5 stars
$120.42
-0.4%
$10.00
-91.7%
+4.1%$692.42M$573.21M8.222,872News Coverage
Positive News
EZPW
EZCORP
4.2729 of 5 stars
$12.65
-1.2%
$16.00
+26.5%
+51.0%$689.05M$1.16B11.538,000Positive News
GDOT
Green Dot
2.4029 of 5 stars
$10.16
-1.1%
$10.75
+5.8%
+20.4%$546.48M$1.63B-9.781,200Short Interest ↓
Positive News
RM
Regional Management
3.9186 of 5 stars
$30.68
+0.5%
$35.50
+15.7%
+33.2%$311.80M$503.10M12.792,081News Coverage
Gap Up
AXP
American Express
4.5364 of 5 stars
$302.53
-0.7%
$253.09
-16.3%
+73.9%$213.12B$64.42B22.4274,600Analyst Upgrade
Insider Trade
Short Interest ↑
Positive News
COF
Capital One Financial
4.5914 of 5 stars
$188.78
-1.7%
$160.18
-15.2%
+64.6%$72.02B$49.48B17.8051,987Positive News

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This page (NASDAQ:CACC) was last updated on 12/3/2024 by MarketBeat.com Staff
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