Credit Acceptance (CACC) Competitors $484.18 -1.25 (-0.26%) (As of 01:02 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends CACC vs. SLM, NNI, ECPG, PRAA, WRLD, EZPW, GDOT, RM, AXP, and COFShould you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include SLM (SLM), Nelnet (NNI), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), Regional Management (RM), American Express (AXP), and Capital One Financial (COF). These companies are all part of the "consumer finance" industry. Credit Acceptance vs. SLM Nelnet Encore Capital Group PRA Group World Acceptance EZCORP Green Dot Regional Management American Express Capital One Financial SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, community ranking, risk, profitability, media sentiment, valuation and dividends. Do analysts rate SLM or CACC? SLM presently has a consensus price target of $25.45, suggesting a potential downside of 4.45%. Credit Acceptance has a consensus price target of $416.00, suggesting a potential downside of 14.12%. Given SLM's stronger consensus rating and higher probable upside, research analysts plainly believe SLM is more favorable than Credit Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score SLM 0 Sell rating(s) 2 Hold rating(s) 9 Buy rating(s) 0 Strong Buy rating(s) 2.82Credit Acceptance 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50 Which has more risk & volatility, SLM or CACC? SLM has a beta of 1.21, meaning that its stock price is 21% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.46, meaning that its stock price is 46% more volatile than the S&P 500. Which has higher valuation and earnings, SLM or CACC? SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioSLM$2.84B1.99$581.39M$2.879.28Credit Acceptance$1.90B3.08$286.10M$14.8932.53 Does the MarketBeat Community prefer SLM or CACC? SLM received 159 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.53% of users gave SLM an outperform vote while only 51.07% of users gave Credit Acceptance an outperform vote. CompanyUnderperformOutperformSLMOutperform Votes49369.53% Underperform Votes21630.47% Credit AcceptanceOutperform Votes33451.07% Underperform Votes32048.93% Is SLM or CACC more profitable? SLM has a net margin of 22.18% compared to Credit Acceptance's net margin of 9.08%. SLM's return on equity of 35.92% beat Credit Acceptance's return on equity.Company Net Margins Return on Equity Return on Assets SLM22.18% 35.92% 2.29% Credit Acceptance 9.08%29.18%5.91% Does the media prefer SLM or CACC? In the previous week, SLM had 16 more articles in the media than Credit Acceptance. MarketBeat recorded 23 mentions for SLM and 7 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 1.77 beat SLM's score of 0.91 indicating that Credit Acceptance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment SLM 9 Very Positive mention(s) 5 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Credit Acceptance 5 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Do insiders and institutionals hold more shares of SLM or CACC? 98.9% of SLM shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 1.2% of SLM shares are owned by insiders. Comparatively, 5.3% of Credit Acceptance shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. SummarySLM beats Credit Acceptance on 11 of the 18 factors compared between the two stocks. Ad Brownstone ResearchMedia Is Mocking Elon, But Wait Until They See This DemoElon Musk believes his new AI product will be worth an incredible $9 trillion. But the mainstream media is not buying it.Click here to watch this demo and decide for yourself. Get Credit Acceptance News Delivered to You Automatically Sign up to receive the latest news and ratings for CACC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CACC vs. The Competition Export to ExcelMetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$5.87B$6.73B$10.58B$8.97BDividend YieldN/A4.49%10.25%4.04%P/E Ratio32.5329.0345.1313.39Price / Sales3.082.483,461.5686.49Price / Cash11.1211.5730.8935.09Price / Book3.472.452.964.96Net Income$286.10M$345.75M$1.02B$224.10M7 Day Performance0.25%1.19%0.33%2.01%1 Month Performance16.07%18.26%5.61%9.79%1 Year Performance2.22%53.97%24.61%29.97% Credit Acceptance Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CACCCredit Acceptance3.7168 of 5 stars$483.73-0.4%$416.00-14.0%+2.4%$5.86B$1.90B32.492,232Short Interest ↓News CoveragePositive NewsSLMSLM4.6421 of 5 stars$26.61-2.8%$25.45-4.3%+68.8%$5.65B$2.84B9.541,740NNINelnet4.5197 of 5 stars$110.03+1.3%$98.00-10.9%+28.6%$3.99B$2.06B35.837,550Positive NewsECPGEncore Capital Group4.0767 of 5 stars$49.24+0.1%$62.33+26.6%+8.6%$1.17B$1.22B-6.277,400PRAAPRA Group4.3247 of 5 stars$21.56+1.7%$32.00+48.4%+9.1%$850.11M$802.55M19.273,155WRLDWorld Acceptance2.4452 of 5 stars$120.42-0.4%$10.00-91.7%+4.1%$692.42M$573.21M8.222,872News CoveragePositive NewsEZPWEZCORP4.2729 of 5 stars$12.65-1.2%$16.00+26.5%+51.0%$689.05M$1.16B11.538,000Positive NewsGDOTGreen Dot2.4029 of 5 stars$10.16-1.1%$10.75+5.8%+20.4%$546.48M$1.63B-9.781,200Short Interest ↓Positive NewsRMRegional Management3.9186 of 5 stars$30.68+0.5%$35.50+15.7%+33.2%$311.80M$503.10M12.792,081News CoverageGap UpAXPAmerican Express4.5364 of 5 stars$302.53-0.7%$253.09-16.3%+73.9%$213.12B$64.42B22.4274,600Analyst UpgradeInsider TradeShort Interest ↑Positive NewsCOFCapital One Financial4.5914 of 5 stars$188.78-1.7%$160.18-15.2%+64.6%$72.02B$49.48B17.8051,987Positive News Related Companies and Tools Related Companies SLM Competitors NNI Competitors ECPG Competitors PRAA Competitors WRLD Competitors EZPW Competitors GDOT Competitors RM Competitors AXP Competitors COF Competitors Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:CACC) was last updated on 12/3/2024 by MarketBeat.com Staff From Our PartnersTim Sykes’ Urgent Trade Alert: “Make this move now”WARNING: 80 Wall Street banks are gearing up for MASSIVE D.C. shock This $2 trillion D.C. shock is NOT abou...Timothy Sykes | SponsoredMusk’s new company could top a trillion?The investment legend who predicted the rise of Bitcoin, Facebook and streaming services like Netflix… Just...Paradigm Press | SponsoredYour bank is lying to you.You might think you have your money in a high-yield savings account, but do you really? 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