Credit Acceptance (CACC) Competitors

SLM (NASDAQ:SLM) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment, community ranking and analyst recommendations.

Which has more risk & volatility, SLM or CACC?

SLM has a beta of 1.22, suggesting that its share price is 22% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.47, suggesting that its share price is 47% more volatile than the S&P 500.

Does the media prefer SLM or CACC?

In the previous week, Credit Acceptance had 17 more articles in the media than SLM. MarketBeat recorded 24 mentions for Credit Acceptance and 7 mentions for SLM. Credit Acceptance's average media sentiment score of 1.29 beat SLM's score of 0.52 indicating that Credit Acceptance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SLM	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Credit Acceptance	15 Very Positive mention(s)	6 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, SLM or CACC?

SLM has higher revenue and earnings than Credit Acceptance. SLM is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SLM	$2.62B	2.35	$608.33M	$2.65	10.95
Credit Acceptance	$2.16B	2.90	$247.90M	$19.86	26.12

Is SLM or CACC more profitable?

SLM has a net margin of 20.73% compared to Credit Acceptance's net margin of 11.46%. SLM's return on equity of 31.66% beat Credit Acceptance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SLM	20.73%	31.66%	2.08%
Credit Acceptance	11.46%	29.60%	5.74%

Do analysts rate SLM or CACC?

SLM presently has a consensus price target of $29.82, indicating a potential upside of 2.79%. Credit Acceptance has a consensus price target of $440.00, indicating a potential downside of 15.18%. Given SLM's stronger consensus rating and higher possible upside, analysts clearly believe SLM is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SLM	0 Sell rating(s)	2 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.82
Credit Acceptance	1 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.50

Do insiders and institutionals hold more shares of SLM or CACC?

98.9% of SLM shares are held by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are held by institutional investors. 1.2% of SLM shares are held by company insiders. Comparatively, 5.3% of Credit Acceptance shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the MarketBeat Community believe in SLM or CACC?

SLM received 161 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 69.22% of users gave SLM an outperform vote while only 50.99% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
SLM	Outperform Votes 497 69.22%	Underperform Votes 221 30.78%
Credit Acceptance	Outperform Votes 336 50.99%	Underperform Votes 323 49.01%

Summary

SLM beats Credit Acceptance on 10 of the 18 factors compared between the two stocks.