Credit Acceptance (CACC) Competitors

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, profitability, institutional ownership, valuation, earnings, dividends, community ranking, analyst recommendations and risk.

Does the MarketBeat Community believe in CACC or OMF?

OneMain received 145 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 66.20% of users gave OneMain an outperform vote while only 51.15% of users gave Credit Acceptance an outperform vote.

Company	Underperform	Outperform
Credit Acceptance	Outperform Votes 333 51.15%	Underperform Votes 318 48.85%
OneMain	Outperform Votes 478 66.20%	Underperform Votes 244 33.80%

Which has more risk & volatility, CACC or OMF?

Credit Acceptance has a beta of 1.42, meaning that its share price is 42% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.56, meaning that its share price is 56% more volatile than the S&P 500.

Does the media prefer CACC or OMF?

In the previous week, OneMain had 21 more articles in the media than Credit Acceptance. MarketBeat recorded 33 mentions for OneMain and 12 mentions for Credit Acceptance. Credit Acceptance's average media sentiment score of 0.85 beat OneMain's score of 0.58 indicating that Credit Acceptance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Credit Acceptance	6 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OneMain	10 Very Positive mention(s)	4 Positive mention(s)	9 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals have more ownership in CACC or OMF?

81.7% of Credit Acceptance shares are held by institutional investors. Comparatively, 85.8% of OneMain shares are held by institutional investors. 5.3% of Credit Acceptance shares are held by company insiders. Comparatively, 0.5% of OneMain shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has preferable earnings and valuation, CACC or OMF?

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$1.90B	2.66	$286.10M	$14.89	28.03
OneMain	$4.46B	1.34	$641M	$4.57	10.89

Is CACC or OMF more profitable?

OneMain has a net margin of 11.27% compared to Credit Acceptance's net margin of 9.08%. Credit Acceptance's return on equity of 29.15% beat OneMain's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	9.08%	29.15%	6.03%
OneMain	11.27%	19.31%	2.52%

Do analysts prefer CACC or OMF?

Credit Acceptance currently has a consensus price target of $380.00, indicating a potential downside of 8.94%. OneMain has a consensus price target of $55.08, indicating a potential upside of 10.62%. Given OneMain's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Credit Acceptance.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
OneMain	0 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.57

Summary

OneMain beats Credit Acceptance on 11 of the 18 factors compared between the two stocks.