Capital One Financial (COF) Stock Price, News & Analysis

Company Overview

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions. The company combines traditional branch and ATM services with a significant digital and mobile banking presence, and it emphasizes data analytics and technology in underwriting, customer acquisition and risk management.

Founded in 1994 by Richard Fairbank and Nigel Morris, Capital One grew rapidly as a data-driven card issuer and later expanded its consumer banking footprint through acquisitions such as the 2012 purchase of ING Direct USA, which helped build its online banking business. The firm primarily serves customers in the United States, with select international operations and business lines that reach broader markets.

Capital One operates as a federally regulated bank holding company and serves a mix of retail and commercial clients. Leadership has included its co-founders in senior roles, and the company continues to invest in technology, compliance and risk management to support its lending and deposit-taking activities.

Key Stats

• Today's Range: $179.51 to $185.62
• 50-Day Range: $175.96 to $206.47
• 52-Week Range: $174.98 to $259.64
• Volume: 1.75 million shs
• Average Volume: 5.18 million shs
• Market Capitalization: $114.54 billion
• P/E Ratio: 64.61
• Dividend Yield: 1.74%
• Price Target: $258.75
• Consensus Rating: Moderate Buy

Capital One Financial Stock Analysis - MarketRank™

Capital One Financial scored higher than 98% of companies evaluated by MarketBeat, and ranked 49th out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Capital One Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.77, and is based on no strong buy ratings, 17 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

Capital One Financial has a consensus price target of $258.75, representing about 40.2% upside from its current price of $184.53.

Amount of Analyst Coverage

Capital One Financial has been the subject of 16 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 24.15%

Earnings Growth

Earnings for Capital One Financial are expected to grow by 24.15% in the coming year, from $19.13 to $23.75 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Capital One Financial is 64.58, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.91.

Price to Earnings Ratio vs. Sector

The P/E ratio of Capital One Financial is 64.58, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.90.

Price to Earnings Growth Ratio

Capital One Financial has a PEG Ratio of 0.67. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Capital One Financial has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.43% of the float of Capital One Financial has been sold short.

Short Interest Ratio / Days to Cover

Capital One Financial has a short interest ratio ("days to cover") of 1.95, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Capital One Financial has recently increased by 7.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Capital One Financial pays a meaningful dividend of 1.74%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Capital One Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Capital One Financial is 112.28%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Capital One Financial will have a dividend payout ratio of 13.47% next year. This indicates that Capital One Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.9 / 5
• News Sentiment: 1.19

News Sentiment

Capital One Financial has a news sentiment score of 1.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.81 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 34 news articles for Capital One Financial this week, compared to 13 articles on an average week.

Search Interest

Only 47 people have searched for COF on MarketBeat in the last 30 days. This is a decrease of -28% compared to the previous 30 days.

MarketBeat Follows

34 people have added Capital One Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 48% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Capital One Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,498,615.00 in company stock.

Percentage Held by Insiders

0.78% of the stock of Capital One Financial is held by insiders.

Percentage Held by Institutions

89.84% of the stock of Capital One Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 4/21/2026
• Record date for 6/1 Dividend: 5/19/2026
• Ex-Dividend for 6/1 Dividend: 5/19/2026
• Dividend Payable: 6/01/2026
• Today: 6/04/2026
• Morgan Stanley US Financials Conference 2026: 6/09/2026
• Next Earnings (Estimated): 7/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - CONS LOANS
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:COF
• CIK: 927628
• Web: www.capitalone.com
• Phone: (703) 720-1000
• Fax: 302-636-5454
• Employees: 76,300
• Year Founded: 1994

Price Target and Rating

• Average Price Target for Capital One Financial: $258.75
• High Price Target: $310.00
• Low Price Target: $215.00
• Potential Upside/Downside: +40.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.77
• Research Coverage: 22 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.85
• Trailing P/E Ratio: 64.73
• Forward P/E Ratio: 9.64
• P/E Growth: 0.67
• Net Income: $2.45 billion
• Net Margins: 4.29%
• Pretax Margin: 4.33%
• Return on Equity: 10.59%
• Return on Assets: 1.78%

Debt

• Debt-to-Equity Ratio: 0.46
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $69.25 billion
• Price / Sales: 1.66
• Cash Flow: $24.88 per share
• Price / Cash Flow: 7.41
• Book Value: $178.72 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 622,290,000
• Free Float: 617,439,000
• Market Cap: $114.72 billion
• Optionable: Optionable
• Beta: 1.03