Carter Bankshares (CARE) Competitors

Customers Bancorp (NYSE:CUBI) and Carter Bankshares (NASDAQ:CARE) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, media sentiment, valuation, dividends, profitability, risk, analyst recommendations and community ranking.

Do analysts prefer CUBI or CARE?

Customers Bancorp presently has a consensus price target of $64.00, indicating a potential upside of 10.18%. Carter Bankshares has a consensus price target of $21.50, indicating a potential upside of 18.77%. Given Carter Bankshares' stronger consensus rating and higher possible upside, analysts plainly believe Carter Bankshares is more favorable than Customers Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.60
Carter Bankshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in CUBI or CARE?

Customers Bancorp received 330 more outperform votes than Carter Bankshares when rated by MarketBeat users. Likewise, 66.67% of users gave Customers Bancorp an outperform vote while only 51.61% of users gave Carter Bankshares an outperform vote.

Company	Underperform	Outperform
Customers Bancorp	Outperform Votes 362 66.67%	Underperform Votes 181 33.33%
Carter Bankshares	Outperform Votes 32 51.61%	Underperform Votes 30 48.39%

Is CUBI or CARE more profitable?

Customers Bancorp has a net margin of 15.22% compared to Carter Bankshares' net margin of 6.07%. Customers Bancorp's return on equity of 13.55% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Customers Bancorp	15.22%	13.55%	1.01%
Carter Bankshares	6.07%	4.17%	0.33%

Does the media prefer CUBI or CARE?

In the previous week, Customers Bancorp had 66 more articles in the media than Carter Bankshares. MarketBeat recorded 69 mentions for Customers Bancorp and 3 mentions for Carter Bankshares. Carter Bankshares' average media sentiment score of 1.11 beat Customers Bancorp's score of 0.30 indicating that Carter Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Customers Bancorp	12 Very Positive mention(s)	6 Positive mention(s)	35 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral
Carter Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, CUBI or CARE?

Customers Bancorp has a beta of 1.68, indicating that its share price is 68% more volatile than the S&P 500. Comparatively, Carter Bankshares has a beta of 1, indicating that its share price has a similar volatility profile to the S&P 500.

Which has better valuation & earnings, CUBI or CARE?

Customers Bancorp has higher revenue and earnings than Carter Bankshares. Customers Bancorp is trading at a lower price-to-earnings ratio than Carter Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Customers Bancorp	$1.44B	1.27	$250.14M	$6.16	9.43
Carter Bankshares	$214.70M	1.95	$23.19M	$0.62	29.20

Do insiders & institutionals have more ownership in CUBI or CARE?

89.3% of Customers Bancorp shares are owned by institutional investors. Comparatively, 41.5% of Carter Bankshares shares are owned by institutional investors. 6.9% of Customers Bancorp shares are owned by company insiders. Comparatively, 1.9% of Carter Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Customers Bancorp beats Carter Bankshares on 14 of the 19 factors compared between the two stocks.