Carter Bankshares (CARE) Competitors

Customers Bancorp (NYSE:CUBI) and Carter Bankshares (NASDAQ:CARE) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, media sentiment, earnings, analyst recommendations, community ranking, valuation and profitability.

Which has better valuation & earnings, CUBI or CARE?

Customers Bancorp has higher revenue and earnings than Carter Bankshares. Customers Bancorp is trading at a lower price-to-earnings ratio than Carter Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Customers Bancorp	$723.48M	2.08	$250.14M	$6.16	7.80
Carter Bankshares	$127.61M	3.18	$23.19M	$0.62	28.39

Does the media favor CUBI or CARE?

In the previous week, Customers Bancorp had 39 more articles in the media than Carter Bankshares. MarketBeat recorded 40 mentions for Customers Bancorp and 1 mentions for Carter Bankshares. Carter Bankshares' average media sentiment score of 0.58 beat Customers Bancorp's score of 0.07 indicating that Carter Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Customers Bancorp	9 Very Positive mention(s)	2 Positive mention(s)	23 Neutral mention(s)	2 Negative mention(s)	1 Very Negative mention(s)	Neutral
Carter Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of CUBI or CARE?

89.3% of Customers Bancorp shares are owned by institutional investors. Comparatively, 41.5% of Carter Bankshares shares are owned by institutional investors. 6.9% of Customers Bancorp shares are owned by company insiders. Comparatively, 1.9% of Carter Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Do analysts rate CUBI or CARE?

Customers Bancorp currently has a consensus price target of $62.22, suggesting a potential upside of 29.49%. Carter Bankshares has a consensus price target of $21.50, suggesting a potential upside of 22.16%. Given Customers Bancorp's higher probable upside, research analysts clearly believe Customers Bancorp is more favorable than Carter Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.56
Carter Bankshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in CUBI or CARE?

Customers Bancorp received 328 more outperform votes than Carter Bankshares when rated by MarketBeat users. Likewise, 66.79% of users gave Customers Bancorp an outperform vote while only 51.61% of users gave Carter Bankshares an outperform vote.

Company	Underperform	Outperform
Customers Bancorp	Outperform Votes 360 66.79%	Underperform Votes 179 33.21%
Carter Bankshares	Outperform Votes 32 51.61%	Underperform Votes 30 48.39%

Which has more volatility and risk, CUBI or CARE?

Customers Bancorp has a beta of 1.65, suggesting that its share price is 65% more volatile than the S&P 500. Comparatively, Carter Bankshares has a beta of 1, suggesting that its share price has a similar volatility profile to the S&P 500.

Is CUBI or CARE more profitable?

Customers Bancorp has a net margin of 15.22% compared to Carter Bankshares' net margin of 6.07%. Customers Bancorp's return on equity of 13.55% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Customers Bancorp	15.22%	13.55%	1.01%
Carter Bankshares	6.07%	4.17%	0.33%

Summary

Customers Bancorp beats Carter Bankshares on 15 of the 19 factors compared between the two stocks.