Carter Bankshares (CARE) Competitors

First Busey (NASDAQ:BUSE) and Carter Bankshares (NASDAQ:CARE) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, media sentiment, dividends, earnings, valuation and risk.

Is BUSE or CARE more profitable?

Carter Bankshares has a net margin of 11.20% compared to First Busey's net margin of 8.32%. First Busey's return on equity of 8.46% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	8.32%	8.46%	0.96%
Carter Bankshares	11.20%	6.70%	0.56%

Which has more risk & volatility, BUSE or CARE?

First Busey has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500. Comparatively, Carter Bankshares has a beta of 0.77, meaning that its stock price is 23% less volatile than the S&P 500.

Does the media prefer BUSE or CARE?

In the previous week, First Busey had 6 more articles in the media than Carter Bankshares. MarketBeat recorded 9 mentions for First Busey and 3 mentions for Carter Bankshares. Carter Bankshares' average media sentiment score of 1.31 beat First Busey's score of 0.87 indicating that Carter Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	4 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Carter Bankshares	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, BUSE or CARE?

First Busey has higher revenue and earnings than Carter Bankshares. Carter Bankshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$475.63M	4.54	$113.69M	$1.07	22.53
Carter Bankshares	$243.10M	1.71	$24.27M	$1.20	14.94

Do analysts recommend BUSE or CARE?

First Busey currently has a consensus price target of $27.67, indicating a potential upside of 14.75%. Carter Bankshares has a consensus price target of $21.50, indicating a potential upside of 19.91%. Given Carter Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe Carter Bankshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Carter Bankshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Do insiders and institutionals believe in BUSE or CARE?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 41.5% of Carter Bankshares shares are owned by institutional investors. 3.9% of First Busey shares are owned by company insiders. Comparatively, 2.2% of Carter Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

First Busey beats Carter Bankshares on 10 of the 15 factors compared between the two stocks.