Carter Bankshares (CARE) Competitors

Carter Bankshares (NASDAQ:CARE) and Coastal Financial (NASDAQ:CCB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, media sentiment, analyst recommendations, community ranking, institutional ownership and dividends.

Which has better valuation & earnings, CARE or CCB?

Coastal Financial has higher revenue and earnings than Carter Bankshares. Carter Bankshares is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Carter Bankshares	$132.40M	2.62	$24.52M	$1.06	14.15
Coastal Financial	$452.86M	2.80	$45.22M	$3.25	25.98

Do analysts recommend CARE or CCB?

Carter Bankshares presently has a consensus price target of $21.50, indicating a potential upside of 43.33%. Coastal Financial has a consensus price target of $98.75, indicating a potential upside of 16.95%. Given Carter Bankshares' higher probable upside, equities research analysts clearly believe Carter Bankshares is more favorable than Coastal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Carter Bankshares	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	3.25

Is CARE or CCB more profitable?

Carter Bankshares has a net margin of 10.09% compared to Coastal Financial's net margin of 6.43%. Coastal Financial's return on equity of 14.98% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Carter Bankshares	10.09%	6.50%	0.53%
Coastal Financial	6.43%	14.98%	1.20%

Does the MarketBeat Community believe in CARE or CCB?

Carter Bankshares received 12 more outperform votes than Coastal Financial when rated by MarketBeat users. However, 71.43% of users gave Coastal Financial an outperform vote while only 51.61% of users gave Carter Bankshares an outperform vote.

Company	Underperform	Outperform
Carter Bankshares	Outperform Votes 32 51.61%	Underperform Votes 30 48.39%
Coastal Financial	Outperform Votes 20 71.43%	Underperform Votes 8 28.57%

Which has more volatility & risk, CARE or CCB?

Carter Bankshares has a beta of 0.63, meaning that its stock price is 37% less volatile than the S&P 500. Comparatively, Coastal Financial has a beta of 1, meaning that its stock price has a similar volatility profile to the S&P 500.

Do insiders and institutionals hold more shares of CARE or CCB?

41.5% of Carter Bankshares shares are owned by institutional investors. Comparatively, 59.2% of Coastal Financial shares are owned by institutional investors. 1.9% of Carter Bankshares shares are owned by company insiders. Comparatively, 16.8% of Coastal Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media prefer CARE or CCB?

In the previous week, Coastal Financial had 8 more articles in the media than Carter Bankshares. MarketBeat recorded 9 mentions for Coastal Financial and 1 mentions for Carter Bankshares. Coastal Financial's average media sentiment score of 0.92 beat Carter Bankshares' score of 0.00 indicating that Coastal Financial is being referred to more favorably in the news media.

Company	Overall Sentiment
Carter Bankshares	Neutral
Coastal Financial	Positive

Summary

Coastal Financial beats Carter Bankshares on 16 of the 19 factors compared between the two stocks.