Cathay General Bancorp (CATY) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Cathay General Bancorp (NASDAQ:CATY) are both mid-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, media sentiment, analyst recommendations, valuation, risk and institutional ownership.

Do insiders and institutionals have more ownership in ABCB or CATY?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by company insiders. Comparatively, 4.8% of Cathay General Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has more volatility & risk, ABCB or CATY?

Ameris Bancorp has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500. Comparatively, Cathay General Bancorp has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500.

Is ABCB or CATY more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Cathay General Bancorp's net margin of 20.55%. Cathay General Bancorp's return on equity of 10.23% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Cathay General Bancorp	20.55%	10.23%	1.25%

Which has preferable earnings & valuation, ABCB or CATY?

Ameris Bancorp has higher earnings, but lower revenue than Cathay General Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.12B	4.15	$358.68M	$5.40	12.54
Cathay General Bancorp	$1.39B	2.42	$285.98M	$3.96	12.12

Do analysts rate ABCB or CATY?

Ameris Bancorp presently has a consensus price target of $71.43, indicating a potential upside of 5.45%. Cathay General Bancorp has a consensus price target of $50.17, indicating a potential upside of 4.55%. Given Ameris Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Ameris Bancorp is more favorable than Cathay General Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Cathay General Bancorp	1 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media prefer ABCB or CATY?

In the previous week, Cathay General Bancorp had 5 more articles in the media than Ameris Bancorp. MarketBeat recorded 10 mentions for Cathay General Bancorp and 5 mentions for Ameris Bancorp. Cathay General Bancorp's average media sentiment score of 0.98 beat Ameris Bancorp's score of 0.67 indicating that Cathay General Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Cathay General Bancorp	3 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ABCB or CATY a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.8%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Cathay General Bancorp pays out 34.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Ameris Bancorp beats Cathay General Bancorp on 12 of the 17 factors compared between the two stocks.