CB Financial Services (CBFV) Stock Price, News & Analysis

Company Overview

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.

Key Stats

• Today's Range: $29.49 to $29.71
• 50-Day Range: $26.96 to $29.90
• 52-Week Range: $20.75 to $29.90
• Volume: 4,317 shs
• Average Volume: 4,191 shs
• Market Capitalization: $150.99 million
• P/E Ratio: 6.63
• Dividend Yield: 3.39%
• Price Target: $25.67
• Consensus Rating: Hold

CB Financial Services Stock Analysis - MarketRank™

CB Financial Services scored higher than 53% of companies evaluated by MarketBeat, and ranked 598th out of 930 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

CB Financial Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

CB Financial Services has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: -11.47%

Earnings Growth

Earnings for CB Financial Services are expected to decrease by -11.47% in the coming year, from $2.18 to $1.93 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CB Financial Services is 6.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 131.22.

Price to Earnings Ratio vs. Sector

The P/E ratio of CB Financial Services is 6.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 49.34.

Price to Book Value per Share Ratio

CB Financial Services has a P/B Ratio of 1.08. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.17% of the float of CB Financial Services has been sold short.

Short Interest Ratio / Days to Cover

CB Financial Services has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CB Financial Services has recently increased by 2.60%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CB Financial Services pays a meaningful dividend of 3.46%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CB Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of CB Financial Services is 22.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CB Financial Services will have a dividend payout ratio of 51.81% next year. This indicates that CB Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.7 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

0.17% of the float of CB Financial Services has been sold short.

Short Interest Ratio / Days to Cover

CB Financial Services has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in CB Financial Services has recently increased by 2.60%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.15

News Sentiment

CB Financial Services has a news sentiment score of 0.15. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for CB Financial Services this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, CB Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.40% of the stock of CB Financial Services is held by insiders.

Percentage Held by Institutions

Only 33.06% of the stock of CB Financial Services is held by institutions.

CBFV Stock Analysis - Frequently Asked Questions

How have CBFV shares performed this year?

CB Financial Services' stock was trading at $23.81 at the start of the year. Since then, CBFV shares have increased by 23.9% and is now trading at $29.49.
View the best growth stocks for 2024 here.

How were CB Financial Services' earnings last quarter?

CB Financial Services, Inc. (NASDAQ:CBFV) posted its earnings results on Friday, October, 25th. The bank reported $0.55 EPS for the quarter, topping analysts' consensus estimates of $0.51 by $0.04. The bank had revenue of $21.01 million for the quarter, compared to the consensus estimate of $12.60 million. CB Financial Services had a trailing twelve-month return on equity of 8.27% and a net margin of 24.51%.

Who are CB Financial Services' major shareholders?

CB Financial Services' top institutional investors include Janney Montgomery Scott LLC (7.10%), The Manufacturers Life Insurance Company (3.25%), Geode Capital Management LLC (0.94%) and Empowered Funds LLC (0.63%). Insiders that own company stock include John Haines Montgomery, Roberta Robinson Olejasz, John J Lacarte, Richard B Boyer, Charles R Guthrie, Mark E Fox and Karl G Baily.
View institutional ownership trends.

How do I buy shares of CB Financial Services?

Shares of CBFV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of CB Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CB Financial Services investors own include NVIDIA (NVDA), Adobe (ADBE), Broadcom (AVGO), Arista Networks (ANET), General Electric (GE), Advanced Micro Devices (AMD) and Builders FirstSource (BLDR).

Company Calendar

• Ex-Dividend for 8/30 Dividend: 8/15/2024
• Dividend Payable: 8/30/2024
• Last Earnings: 10/25/2024
• Ex-Dividend for 11/29 Dividend: 11/15/2024
• Today: 11/21/2024
• Dividend Payable: 11/29/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 1/29/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBFV
• CUSIP: N/A
• CIK: 1605301
• Web: www.communitybank.tv
• Phone: (724) 966-5041
• Fax: 724-966-7867
• Employees: 200
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $25.67
• High Stock Price Target: $27.00
• Low Stock Price Target: $25.00
• Potential Upside/Downside: -13.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $4.45
• Trailing P/E Ratio: 6.63
• Forward P/E Ratio: 13.53
• P/E Growth: N/A
• Net Income: $22.55 million
• Net Margins: 24.51%
• Pretax Margin: 32.57%
• Return on Equity: 8.27%
• Return on Assets: 0.78%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $86.24 million
• Price / Sales: 1.75
• Cash Flow: $3.07 per share
• Price / Cash Flow: 9.61
• Book Value: $27.31 per share
• Price / Book: 1.08

Miscellaneous

• Outstanding Shares: 5,120,000
• Free Float: 4,642,000
• Market Cap: $150.99 million
• Optionable: Not Optionable
• Beta: 0.56