CB Financial Services (CBFV) Stock Price, News & Analysis

Company Overview

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.

Key Stats

• Today's Range: $28.52 to $29.19
• 50-Day Range: $26.73 to $31.94
• 52-Week Range: $20.75 to $33.72
• Volume: 17,002 shs
• Average Volume: 11,860 shs
• Market Capitalization: $146.59 million
• P/E Ratio: 11.98
• Dividend Yield: 3.49%
• Price Target: $26.00
• Consensus Rating: Hold

CB Financial Services Stock Analysis - MarketRank™

CB Financial Services scored higher than 76% of companies evaluated by MarketBeat, and ranked 361st out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

CB Financial Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

CB Financial Services has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 22.53%

Earnings Growth

Earnings for CB Financial Services are expected to grow by 22.53% in the coming year, from $1.82 to $2.23 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CB Financial Services is 11.98, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.37.

Price to Earnings Ratio vs. Sector

The P/E ratio of CB Financial Services is 11.98, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.31.

Price to Book Value per Share Ratio

CB Financial Services has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

1.64% of the float of CB Financial Services has been sold short.

Short Interest Ratio / Days to Cover

CB Financial Services has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in CB Financial Services has recently increased by 12.17%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

CB Financial Services pays a meaningful dividend of 3.43%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

CB Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of CB Financial Services is 41.84%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CB Financial Services will have a dividend payout ratio of 44.84% next year. This indicates that CB Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.7 / 5
• Environmental Score: -0.45

Percentage of Shares Shorted

1.64% of the float of CB Financial Services has been sold short.

Short Interest Ratio / Days to Cover

CB Financial Services has a short interest ratio ("days to cover") of 9.7.

Change versus previous month

Short interest in CB Financial Services has recently increased by 12.17%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.95

News Sentiment

CB Financial Services has a news sentiment score of 0.95. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for CB Financial Services this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, CB Financial Services insiders have sold 2,685.21% more of their company's stock than they have bought. Specifically, they have bought $8,904.00 in company stock and sold $247,995.00 in company stock.

Percentage Held by Insiders

Only 9.40% of the stock of CB Financial Services is held by insiders.

Percentage Held by Institutions

Only 33.06% of the stock of CB Financial Services is held by institutions.

CBFV Stock Analysis - Frequently Asked Questions

How have CBFV shares performed this year?

CB Financial Services' stock was trading at $28.58 at the start of the year. Since then, CBFV shares have increased by 0.2% and is now trading at $28.63.
View the best growth stocks for 2025 here.

How were CB Financial Services' earnings last quarter?

CB Financial Services, Inc. (NASDAQ:CBFV) posted its earnings results on Wednesday, January, 29th. The bank reported $0.35 earnings per share for the quarter, missing the consensus estimate of $0.47 by $0.12. CB Financial Services had a net margin of 15.43% and a trailing twelve-month return on equity of 7.45%.

Who are CB Financial Services' major shareholders?

Top institutional shareholders of CB Financial Services include Alliancebernstein L.P. (8.19%), Janney Montgomery Scott LLC (6.89%), The Manufacturers Life Insurance Company (3.24%) and Waldron Private Wealth LLC (2.36%). Insiders that own company stock include John J Lacarte, John Haines Montgomery, Charles R Guthrie, Mark E Fox, Roberta Robinson Olejasz, Richard B Boyer, Karl G Baily and Stephen Cobain.
View institutional ownership trends.

How do I buy shares of CB Financial Services?

Shares of CBFV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CB Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CB Financial Services investors own include NVIDIA (NVDA), Adobe (ADBE), Broadcom (AVGO), Arista Networks (ANET), General Electric (GE), Advanced Micro Devices (AMD) and Builders FirstSource (BLDR).

Company Calendar

• Ex-Dividend for 11/29 Dividend: 11/15/2024
• Dividend Payable: 11/29/2024
• Last Earnings: 1/29/2025
• Ex-Dividend for 2/28 Dividend: 2/14/2025
• Today: 2/22/2025
• Dividend Payable: 2/28/2025
• Next Earnings (Estimated): 4/25/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:CBFV
• CUSIP: N/A
• CIK: 1605301
• Web: www.communitybank.tv
• Phone: (724) 966-5041
• Fax: 724-966-7867
• Employees: 200
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $26.00
• High Stock Price Target: $27.00
• Low Stock Price Target: $25.00
• Potential Upside/Downside: -9.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $2.39
• Trailing P/E Ratio: 11.98
• Forward P/E Ratio: 15.73
• P/E Growth: N/A
• Net Income: $12.59 million
• Net Margins: 15.43%
• Pretax Margin: 32.57%
• Return on Equity: 7.45%
• Return on Assets: 0.70%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $81.62 million
• Price / Sales: 1.80
• Cash Flow: $2.95 per share
• Price / Cash Flow: 9.70
• Book Value: $27.31 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 5,120,000
• Free Float: 4,642,000
• Market Cap: $146.59 million
• Optionable: Not Optionable
• Beta: 0.60