CB Financial Services (CBFV) Competitors

CB Financial Services (NASDAQ:CBFV) and Mid Penn Bancorp (NASDAQ:MPB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

Do institutionals and insiders believe in CBFV or MPB?

33.1% of CB Financial Services shares are held by institutional investors. Comparatively, 43.1% of Mid Penn Bancorp shares are held by institutional investors. 9.4% of CB Financial Services shares are held by insiders. Comparatively, 8.1% of Mid Penn Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts rate CBFV or MPB?

CB Financial Services currently has a consensus price target of $26.00, suggesting a potential downside of 5.80%. Mid Penn Bancorp has a consensus price target of $36.00, suggesting a potential upside of 23.84%. Given Mid Penn Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Mid Penn Bancorp is more favorable than CB Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CB Financial Services	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Mid Penn Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has higher valuation and earnings, CBFV or MPB?

Mid Penn Bancorp has higher revenue and earnings than CB Financial Services. Mid Penn Bancorp is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CB Financial Services	$47.97M	2.89	$12.59M	$1.92	14.38
Mid Penn Bancorp	$309.08M	1.82	$49.44M	$2.88	10.09

Does the media refer more to CBFV or MPB?

In the previous week, Mid Penn Bancorp had 1 more articles in the media than CB Financial Services. MarketBeat recorded 5 mentions for Mid Penn Bancorp and 4 mentions for CB Financial Services. CB Financial Services' average media sentiment score of 1.02 beat Mid Penn Bancorp's score of 0.52 indicating that CB Financial Services is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CB Financial Services	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Mid Penn Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CBFV or MPB a better dividend stock?

CB Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 3.6%. Mid Penn Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. CB Financial Services pays out 52.1% of its earnings in the form of a dividend. Mid Penn Bancorp pays out 27.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is CBFV or MPB more profitable?

Mid Penn Bancorp has a net margin of 16.36% compared to CB Financial Services' net margin of 12.83%. Mid Penn Bancorp's return on equity of 8.23% beat CB Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CB Financial Services	12.83%	7.00%	0.68%
Mid Penn Bancorp	16.36%	8.23%	0.92%

Which has more risk and volatility, CBFV or MPB?

CB Financial Services has a beta of 0.29, suggesting that its share price is 71% less volatile than the S&P 500. Comparatively, Mid Penn Bancorp has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500.

Summary

Mid Penn Bancorp beats CB Financial Services on 13 of the 18 factors compared between the two stocks.