CB Financial Services (CBFV) Competitors

CB Financial Services (NASDAQ:CBFV) and Velocity Financial (NYSE:VEL) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, analyst recommendations, community ranking, earnings, dividends and profitability.

Is CBFV or VEL more profitable?

Velocity Financial has a net margin of 51.06% compared to CB Financial Services' net margin of 15.43%. Velocity Financial's return on equity of 14.50% beat CB Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CB Financial Services	15.43%	7.45%	0.70%
Velocity Financial	51.06%	14.50%	1.41%

Do analysts recommend CBFV or VEL?

CB Financial Services currently has a consensus price target of $26.00, suggesting a potential downside of 9.19%. Velocity Financial has a consensus price target of $21.50, suggesting a potential upside of 16.53%. Given Velocity Financial's stronger consensus rating and higher probable upside, analysts plainly believe Velocity Financial is more favorable than CB Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CB Financial Services	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more risk and volatility, CBFV or VEL?

CB Financial Services has a beta of 0.6, meaning that its stock price is 40% less volatile than the S&P 500. Comparatively, Velocity Financial has a beta of 1.03, meaning that its stock price is 3% more volatile than the S&P 500.

Do insiders & institutionals have more ownership in CBFV or VEL?

33.1% of CB Financial Services shares are held by institutional investors. Comparatively, 97.5% of Velocity Financial shares are held by institutional investors. 9.4% of CB Financial Services shares are held by insiders. Comparatively, 4.0% of Velocity Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community believe in CBFV or VEL?

CB Financial Services received 34 more outperform votes than Velocity Financial when rated by MarketBeat users. However, 68.71% of users gave Velocity Financial an outperform vote while only 36.59% of users gave CB Financial Services an outperform vote.

Company	Underperform	Outperform
CB Financial Services	Outperform Votes 135 36.59%	Underperform Votes 234 63.41%
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%

Does the media favor CBFV or VEL?

In the previous week, CB Financial Services had 2 more articles in the media than Velocity Financial. MarketBeat recorded 2 mentions for CB Financial Services and 0 mentions for Velocity Financial. CB Financial Services' average media sentiment score of 0.95 beat Velocity Financial's score of 0.00 indicating that CB Financial Services is being referred to more favorably in the media.

Company	Overall Sentiment
CB Financial Services	Positive
Velocity Financial	Neutral

Which has preferable valuation and earnings, CBFV or VEL?

Velocity Financial has higher revenue and earnings than CB Financial Services. Velocity Financial is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CB Financial Services	$81.62M	1.80	$12.59M	$2.39	11.98
Velocity Financial	$107.75M	5.67	$52.27M	$1.85	9.97

Summary

Velocity Financial beats CB Financial Services on 12 of the 18 factors compared between the two stocks.