Commerce Bancshares (CBSH) Competitors

M&T Bank (NYSE:MTB) and Commerce Bancshares (NASDAQ:CBSH) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, analyst recommendations, institutional ownership, risk, community ranking, profitability and dividends.

Is MTB or CBSH a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.8%. Commerce Bancshares pays an annual dividend of $1.08 per share and has a dividend yield of 1.7%. M&T Bank pays out 40.0% of its earnings in the form of a dividend. Commerce Bancshares pays out 28.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Commerce Bancshares has raised its dividend for 57 consecutive years.

Do analysts rate MTB or CBSH?

M&T Bank presently has a consensus price target of $215.50, indicating a potential upside of 13.73%. Commerce Bancshares has a consensus price target of $65.07, indicating a potential upside of 3.24%. Given M&T Bank's stronger consensus rating and higher probable upside, equities analysts clearly believe M&T Bank is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	8 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.38
Commerce Bancshares	0 Sell rating(s)	7 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more volatility and risk, MTB or CBSH?

M&T Bank has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500. Comparatively, Commerce Bancshares has a beta of 0.77, suggesting that its stock price is 23% less volatile than the S&P 500.

Is MTB or CBSH more profitable?

Commerce Bancshares has a net margin of 24.15% compared to M&T Bank's net margin of 17.82%. Commerce Bancshares' return on equity of 15.93% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	17.82%	9.52%	1.15%
Commerce Bancshares	24.15%	15.93%	1.61%

Does the media favor MTB or CBSH?

In the previous week, Commerce Bancshares had 12 more articles in the media than M&T Bank. MarketBeat recorded 21 mentions for Commerce Bancshares and 9 mentions for M&T Bank. Commerce Bancshares' average media sentiment score of 0.68 beat M&T Bank's score of 0.66 indicating that Commerce Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	1 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Commerce Bancshares	14 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has stronger earnings and valuation, MTB or CBSH?

M&T Bank has higher revenue and earnings than Commerce Bancshares. M&T Bank is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$9.17B	3.43	$2.74B	$13.51	14.03
Commerce Bancshares	$1.64B	4.92	$477.06M	$3.84	16.41

Do institutionals & insiders hold more shares of MTB or CBSH?

84.7% of M&T Bank shares are held by institutional investors. Comparatively, 70.3% of Commerce Bancshares shares are held by institutional investors. 0.8% of M&T Bank shares are held by insiders. Comparatively, 3.2% of Commerce Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community favor MTB or CBSH?

Commerce Bancshares received 49 more outperform votes than M&T Bank when rated by MarketBeat users. However, 45.90% of users gave M&T Bank an outperform vote while only 44.90% of users gave Commerce Bancshares an outperform vote.

Company	Underperform	Outperform
M&T Bank	Outperform Votes 246 45.90%	Underperform Votes 290 54.10%
Commerce Bancshares	Outperform Votes 295 44.90%	Underperform Votes 362 55.10%

Summary

Commerce Bancshares beats M&T Bank on 12 of the 21 factors compared between the two stocks.