Commerce Bancshares (CBSH) Competitors

SouthState (NASDAQ:SSB) and Commerce Bancshares (NASDAQ:CBSH) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, institutional ownership, analyst recommendations, community ranking, earnings, valuation and profitability.

Do analysts rate SSB or CBSH?

SouthState presently has a consensus price target of $105.11, suggesting a potential downside of 0.91%. Commerce Bancshares has a consensus price target of $61.79, suggesting a potential downside of 13.60%. Given SouthState's stronger consensus rating and higher probable upside, analysts clearly believe SouthState is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SouthState	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.44
Commerce Bancshares	0 Sell rating(s)	6 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.14

Does the media refer more to SSB or CBSH?

In the previous week, SouthState and SouthState both had 8 articles in the media. SouthState's average media sentiment score of 1.55 beat Commerce Bancshares' score of 0.82 indicating that SouthState is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
SouthState	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Commerce Bancshares	6 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer SSB or CBSH?

SouthState received 201 more outperform votes than Commerce Bancshares when rated by MarketBeat users. Likewise, 61.39% of users gave SouthState an outperform vote while only 45.11% of users gave Commerce Bancshares an outperform vote.

Company	Underperform	Outperform
SouthState	Outperform Votes 496 61.39%	Underperform Votes 312 38.61%
Commerce Bancshares	Outperform Votes 295 45.11%	Underperform Votes 359 54.89%

Is SSB or CBSH more profitable?

Commerce Bancshares has a net margin of 24.15% compared to SouthState's net margin of 21.24%. Commerce Bancshares' return on equity of 15.93% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
SouthState	21.24%	9.41%	1.17%
Commerce Bancshares	24.15%	15.93%	1.61%

Is SSB or CBSH a better dividend stock?

SouthState pays an annual dividend of $2.16 per share and has a dividend yield of 2.0%. Commerce Bancshares pays an annual dividend of $1.08 per share and has a dividend yield of 1.5%. SouthState pays out 33.3% of its earnings in the form of a dividend. Commerce Bancshares pays out 28.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SouthState has increased its dividend for 13 consecutive years and Commerce Bancshares has increased its dividend for 56 consecutive years.

Which has stronger earnings and valuation, SSB or CBSH?

SouthState has higher revenue and earnings than Commerce Bancshares. SouthState is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SouthState	$2.23B	3.63	$494.31M	$6.48	16.37
Commerce Bancshares	$1.95B	4.69	$477.06M	$3.84	18.62

Which has more volatility & risk, SSB or CBSH?

SouthState has a beta of 0.66, indicating that its stock price is 34% less volatile than the S&P 500. Comparatively, Commerce Bancshares has a beta of 0.73, indicating that its stock price is 27% less volatile than the S&P 500.

Do insiders & institutionals believe in SSB or CBSH?

89.8% of SouthState shares are held by institutional investors. Comparatively, 70.3% of Commerce Bancshares shares are held by institutional investors. 1.3% of SouthState shares are held by company insiders. Comparatively, 3.2% of Commerce Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

SouthState beats Commerce Bancshares on 11 of the 20 factors compared between the two stocks.