CF Bankshares (CFBK) Competitors

FNCB Bancorp (NASDAQ:FNCB) and CF Bankshares (NASDAQ:CFBK) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, media sentiment, institutional ownership, risk, earnings, profitability, community ranking, analyst recommendations and valuation.

Does the media refer more to FNCB or CFBK?

In the previous week, CF Bankshares' average media sentiment score of 1.93 beat FNCB Bancorp's score of 0.00 indicating that CF Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
FNCB Bancorp	Neutral
CF Bankshares	Very Positive

Is FNCB or CFBK a better dividend stock?

FNCB Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 5.3%. CF Bankshares pays an annual dividend of $0.28 per share and has a dividend yield of 1.0%. FNCB Bancorp pays out 51.4% of its earnings in the form of a dividend. CF Bankshares pays out 13.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FNCB Bancorp has raised its dividend for 8 consecutive years. FNCB Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is FNCB or CFBK more profitable?

FNCB Bancorp has a net margin of 14.92% compared to CF Bankshares' net margin of 10.63%. FNCB Bancorp's return on equity of 10.77% beat CF Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FNCB Bancorp	14.92%	10.77%	0.75%
CF Bankshares	10.63%	8.20%	0.64%

Which has better valuation and earnings, FNCB or CFBK?

CF Bankshares has lower revenue, but higher earnings than FNCB Bancorp. FNCB Bancorp is trading at a lower price-to-earnings ratio than CF Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FNCB Bancorp	$88.67M	1.51	$12.98M	$0.70	9.64
CF Bankshares	$49.58M	2.82	$16.94M	$2.03	13.45

Does the MarketBeat Community favor FNCB or CFBK?

CF Bankshares received 152 more outperform votes than FNCB Bancorp when rated by MarketBeat users. Likewise, 63.60% of users gave CF Bankshares an outperform vote while only 0.00% of users gave FNCB Bancorp an outperform vote.

Company	Underperform	Outperform
FNCB Bancorp	Outperform Votes No Votes	Underperform Votes 1 100.00%
CF Bankshares	Outperform Votes 152 63.60%	Underperform Votes 87 36.40%

Which has more risk and volatility, FNCB or CFBK?

FNCB Bancorp has a beta of 0.35, suggesting that its share price is 65% less volatile than the S&P 500. Comparatively, CF Bankshares has a beta of 0.53, suggesting that its share price is 47% less volatile than the S&P 500.

Do institutionals & insiders have more ownership in FNCB or CFBK?

13.3% of FNCB Bancorp shares are held by institutional investors. Comparatively, 41.1% of CF Bankshares shares are held by institutional investors. 18.0% of FNCB Bancorp shares are held by insiders. Comparatively, 19.7% of CF Bankshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

CF Bankshares beats FNCB Bancorp on 11 of the 17 factors compared between the two stocks.