CF Bankshares (CFBK) Competitors

CF Bankshares (NASDAQ:CFBK) and Greene County Bancorp (NASDAQ:GCBC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, profitability, risk, dividends, institutional ownership, community ranking, earnings, valuation and analyst recommendations.

Does the media favor CFBK or GCBC?

In the previous week, CF Bankshares had 1 more articles in the media than Greene County Bancorp. MarketBeat recorded 4 mentions for CF Bankshares and 3 mentions for Greene County Bancorp. CF Bankshares' average media sentiment score of 1.16 beat Greene County Bancorp's score of 0.99 indicating that CF Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CF Bankshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Greene County Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor CFBK or GCBC?

CF Bankshares received 30 more outperform votes than Greene County Bancorp when rated by MarketBeat users. Likewise, 63.60% of users gave CF Bankshares an outperform vote while only 52.36% of users gave Greene County Bancorp an outperform vote.

Company	Underperform	Outperform
CF Bankshares	Outperform Votes 152 63.60%	Underperform Votes 87 36.40%
Greene County Bancorp	Outperform Votes 122 52.36%	Underperform Votes 111 47.64%

Is CFBK or GCBC a better dividend stock?

CF Bankshares pays an annual dividend of $0.28 per share and has a dividend yield of 1.1%. Greene County Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.4%. CF Bankshares pays out 13.8% of its earnings in the form of a dividend. Greene County Bancorp pays out 23.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Greene County Bancorp has raised its dividend for 11 consecutive years. Greene County Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is CFBK or GCBC more profitable?

Greene County Bancorp has a net margin of 21.02% compared to CF Bankshares' net margin of 10.63%. Greene County Bancorp's return on equity of 12.72% beat CF Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CF Bankshares	10.63%	8.20%	0.64%
Greene County Bancorp	21.02%	12.72%	0.92%

Do institutionals and insiders hold more shares of CFBK or GCBC?

41.1% of CF Bankshares shares are owned by institutional investors. Comparatively, 13.4% of Greene County Bancorp shares are owned by institutional investors. 19.7% of CF Bankshares shares are owned by insiders. Comparatively, 5.1% of Greene County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Which has stronger earnings & valuation, CFBK or GCBC?

Greene County Bancorp has higher revenue and earnings than CF Bankshares. CF Bankshares is trading at a lower price-to-earnings ratio than Greene County Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CF Bankshares	$112.31M	1.14	$16.94M	$2.03	12.28
Greene County Bancorp	$117.57M	3.85	$24.77M	$1.55	17.16

Which has more risk & volatility, CFBK or GCBC?

CF Bankshares has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500. Comparatively, Greene County Bancorp has a beta of 0.46, indicating that its share price is 54% less volatile than the S&P 500.

Summary

CF Bankshares and Greene County Bancorp tied by winning 9 of the 18 factors compared between the two stocks.