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C&F Financial (CFFI) Competitors

C&F Financial logo
$71.40 +4.08 (+6.06%)
Closing price 08/22/2025 04:00 PM Eastern
Extended Trading
$71.14 -0.27 (-0.37%)
As of 08/22/2025 04:07 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

CFFI vs. UVSP, HFWA, CPF, MBWM, CCNE, HAFC, HBNC, CCBG, GSBC, and FCBC

Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Univest Corporation of Pennsylvania (UVSP), Heritage Financial (HFWA), CPB (CPF), Mercantile Bank (MBWM), CNB Financial (CCNE), Hanmi Financial (HAFC), Horizon Bancorp (IN) (HBNC), Capital City Bank Group (CCBG), Great Southern Bancorp (GSBC), and First Community Bancshares (FCBC). These companies are all part of the "regional banks" industry.

C&F Financial vs. Its Competitors

Univest Corporation of Pennsylvania (NASDAQ:UVSP) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, media sentiment, analyst recommendations, dividends and earnings.

75.1% of Univest Corporation of Pennsylvania shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 1.7% of Univest Corporation of Pennsylvania shares are owned by insiders. Comparatively, 6.3% of C&F Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Univest Corporation of Pennsylvania has a net margin of 15.71% compared to C&F Financial's net margin of 13.67%. C&F Financial's return on equity of 10.52% beat Univest Corporation of Pennsylvania's return on equity.

Company Net Margins Return on Equity Return on Assets
Univest Corporation of Pennsylvania15.71% 8.92% 0.99%
C&F Financial 13.67%10.52%0.94%

Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Univest Corporation of Pennsylvania$500.41M1.82$75.93M$2.7411.54
C&F Financial$170.13M1.36$19.83M$7.559.46

Univest Corporation of Pennsylvania pays an annual dividend of $0.88 per share and has a dividend yield of 2.8%. C&F Financial pays an annual dividend of $1.84 per share and has a dividend yield of 2.6%. Univest Corporation of Pennsylvania pays out 32.1% of its earnings in the form of a dividend. C&F Financial pays out 24.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Corporation of Pennsylvania has increased its dividend for 1 consecutive years and C&F Financial has increased its dividend for 1 consecutive years.

Univest Corporation of Pennsylvania has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Comparatively, C&F Financial has a beta of 0.49, meaning that its stock price is 51% less volatile than the S&P 500.

In the previous week, C&F Financial had 5 more articles in the media than Univest Corporation of Pennsylvania. MarketBeat recorded 5 mentions for C&F Financial and 0 mentions for Univest Corporation of Pennsylvania. C&F Financial's average media sentiment score of 0.57 beat Univest Corporation of Pennsylvania's score of 0.00 indicating that C&F Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Univest Corporation of Pennsylvania Neutral
C&F Financial Positive

Univest Corporation of Pennsylvania currently has a consensus target price of $29.00, indicating a potential downside of 8.31%. Given Univest Corporation of Pennsylvania's stronger consensus rating and higher possible upside, analysts plainly believe Univest Corporation of Pennsylvania is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Univest Corporation of Pennsylvania
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

Univest Corporation of Pennsylvania beats C&F Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$218M$1.95B$12.40B$9.62B
Dividend Yield2.73%2.68%5.52%4.10%
P/E Ratio9.4611.9119.4126.05
Price / Sales1.362.5626.32193.75
Price / Cash8.9112.4521.7558.48
Price / Book0.961.202.356.61
Net Income$19.83M$156.23M$1.01B$265.65M
7 Day Performance4.10%3.52%1.74%2.02%
1 Month Performance3.21%0.94%1.03%-0.31%
1 Year Performance21.04%17.16%537.36%19.06%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
1.5505 of 5 stars
$71.40
+6.1%
N/A+28.6%$218M$170.13M9.46610Dividend Announcement
UVSP
Univest Corporation of Pennsylvania
3.7755 of 5 stars
$30.02
-0.4%
$29.00
-3.4%
+17.9%$865.04M$310.39M10.96970Positive News
Short Interest ↓
HFWA
Heritage Financial
4.2521 of 5 stars
$23.41
+0.3%
$27.67
+18.2%
+11.0%$793.92M$317.18M16.35830Positive News
CPF
CPB
4.8801 of 5 stars
$28.47
+0.4%
N/A+16.2%$767.99M$344.82M12.76780News Coverage
Analyst Forecast
MBWM
Mercantile Bank
3.9593 of 5 stars
$46.80
+0.0%
$55.25
+18.1%
+14.4%$760.42M$361.89M9.28670Positive News
CCNE
CNB Financial
4.4937 of 5 stars
$24.96
-0.1%
$27.75
+11.2%
+14.7%$735.88M$364.58M10.49760News Coverage
Positive News
HAFC
Hanmi Financial
4.5746 of 5 stars
$23.80
0.0%
$26.00
+9.2%
+31.5%$716.94M$430.37M11.07630Positive News
HBNC
Horizon Bancorp (IN)
4.4708 of 5 stars
$16.06
+0.2%
$18.00
+12.1%
+5.0%$708.25M$359.45M13.73910News Coverage
CCBG
Capital City Bank Group
4.1831 of 5 stars
$40.58
-0.2%
$45.00
+10.9%
+32.0%$693.38M$270.63M11.88800
GSBC
Great Southern Bancorp
2.7105 of 5 stars
$60.17
+0.8%
$60.50
+0.5%
+10.0%$678.84M$355.26M10.211,108
FCBC
First Community Bancshares
2.6213 of 5 stars
$36.33
-0.3%
N/A-7.8%$665.29M$155.52M13.31630News Coverage
Negative News

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This page (NASDAQ:CFFI) was last updated on 8/23/2025 by MarketBeat.com Staff
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