CFFI vs. CTBI, SBSI, UVSP, HFWA, CPF, MBWM, FCBC, HBNC, HAFC, and EGBN
Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Community Trust Bancorp (CTBI), Southside Bancshares (SBSI), Univest Financial (UVSP), Heritage Financial (HFWA), Central Pacific Financial (CPF), Mercantile Bank (MBWM), First Community Bankshares (FCBC), Horizon Bancorp (HBNC), Hanmi Financial (HAFC), and Eagle Bancorp (EGBN). These companies are all part of the "regional banks" industry.
C&F Financial vs.
Community Trust Bancorp (NASDAQ:CTBI) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, community ranking, risk, profitability, media sentiment, analyst recommendations and institutional ownership.
Community Trust Bancorp has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, C&F Financial has a beta of 0.33, suggesting that its share price is 67% less volatile than the S&P 500.
Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.6%. C&F Financial pays an annual dividend of $1.84 per share and has a dividend yield of 2.6%. Community Trust Bancorp pays out 40.8% of its earnings in the form of a dividend. C&F Financial pays out 30.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Community Trust Bancorp currently has a consensus target price of $57.67, suggesting a potential upside of 10.81%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Community Trust Bancorp is more favorable than C&F Financial.
In the previous week, C&F Financial had 6 more articles in the media than Community Trust Bancorp. MarketBeat recorded 7 mentions for C&F Financial and 1 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 1.88 beat C&F Financial's score of 0.54 indicating that Community Trust Bancorp is being referred to more favorably in the media.
Community Trust Bancorp has higher revenue and earnings than C&F Financial. Community Trust Bancorp is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.
Community Trust Bancorp received 35 more outperform votes than C&F Financial when rated by MarketBeat users. However, 68.21% of users gave C&F Financial an outperform vote while only 52.56% of users gave Community Trust Bancorp an outperform vote.
Community Trust Bancorp has a net margin of 22.02% compared to C&F Financial's net margin of 11.67%. Community Trust Bancorp's return on equity of 11.36% beat C&F Financial's return on equity.
60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 37.2% of C&F Financial shares are owned by institutional investors. 4.3% of Community Trust Bancorp shares are owned by company insiders. Comparatively, 6.3% of C&F Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Summary
Community Trust Bancorp beats C&F Financial on 15 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:CFFI) was last updated on 3/9/2025 by MarketBeat.com Staff
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