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C&F Financial (CFFI) Competitors

C&F Financial logo
$74.48 +0.46 (+0.62%)
(As of 11/20/2024 ET)

CFFI vs. CHMG, OVLY, BWFG, BOCH, LEVL, UVSP, HFWA, EGBN, CPF, and FCBC

Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Chemung Financial (CHMG), Oak Valley Bancorp (OVLY), Bankwell Financial Group (BWFG), Bank of Commerce (BOCH), Level One Bancorp (LEVL), Univest Financial (UVSP), Heritage Financial (HFWA), Eagle Bancorp (EGBN), Central Pacific Financial (CPF), and First Community Bankshares (FCBC). These companies are all part of the "finance" sector.

C&F Financial vs.

C&F Financial (NASDAQ:CFFI) and Chemung Financial (NASDAQ:CHMG) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, dividends, institutional ownership, profitability, risk, community ranking, earnings, analyst recommendations and valuation.

In the previous week, Chemung Financial had 2 more articles in the media than C&F Financial. MarketBeat recorded 4 mentions for Chemung Financial and 2 mentions for C&F Financial. C&F Financial's average media sentiment score of 1.88 beat Chemung Financial's score of 0.81 indicating that C&F Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
C&F Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Chemung Financial
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Chemung Financial has a net margin of 14.56% compared to C&F Financial's net margin of 11.39%. Chemung Financial's return on equity of 10.60% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial11.39% 8.58% 0.76%
Chemung Financial 14.56%10.60%0.78%

C&F Financial pays an annual dividend of $1.76 per share and has a dividend yield of 2.4%. Chemung Financial pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. C&F Financial pays out 31.1% of its earnings in the form of a dividend. Chemung Financial pays out 27.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 12 consecutive years. Chemung Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Chemung Financial has a consensus price target of $49.00, suggesting a potential downside of 2.20%. Given Chemung Financial's stronger consensus rating and higher probable upside, analysts clearly believe Chemung Financial is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Chemung Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

C&F Financial received 52 more outperform votes than Chemung Financial when rated by MarketBeat users. Likewise, 68.21% of users gave C&F Financial an outperform vote while only 51.10% of users gave Chemung Financial an outperform vote.

CompanyUnderperformOutperform
C&F FinancialOutperform Votes
191
68.21%
Underperform Votes
89
31.79%
Chemung FinancialOutperform Votes
139
51.10%
Underperform Votes
133
48.90%

Chemung Financial has higher revenue and earnings than C&F Financial. Chemung Financial is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$126.55M1.90$23.60M$5.6613.16
Chemung Financial$137.62M1.73$25M$4.5211.08

C&F Financial has a beta of 0.36, meaning that its stock price is 64% less volatile than the S&P 500. Comparatively, Chemung Financial has a beta of 0.15, meaning that its stock price is 85% less volatile than the S&P 500.

37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 47.5% of Chemung Financial shares are owned by institutional investors. 6.3% of C&F Financial shares are owned by insiders. Comparatively, 12.0% of Chemung Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Chemung Financial beats C&F Financial on 12 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$238.74M$3.01B$10.42B$8.89B
Dividend Yield2.44%3.52%10.14%4.06%
P/E Ratio13.1616.7945.8613.30
Price / Sales1.902.523,479.1581.01
Price / Cash8.3911.0930.6936.03
Price / Book1.151.263.775.74
Net Income$23.60M$405.80M$1.02B$225.93M
7 Day Performance0.30%-0.79%-0.05%-1.32%
1 Month Performance26.28%8.53%7.13%0.60%
1 Year Performance26.56%35.96%24.11%26.23%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
3.2333 of 5 stars
$74.48
+0.6%
N/A+28.0%$238.74M$126.55M13.16594Analyst Downgrade
Positive News
CHMG
Chemung Financial
3.9701 of 5 stars
$50.10
-1.1%
$49.00
-2.2%
+9.6%$238.48M$137.62M11.08340Dividend Announcement
Analyst Downgrade
OVLY
Oak Valley Bancorp
N/A$29.08
-1.2%
N/A+10.4%$245.91M$87.30M9.69200
BWFG
Bankwell Financial Group
2.9102 of 5 stars
$31.78
-1.0%
$34.00
+7.0%
+17.4%$249.79M$193.30M16.30140Positive News
High Trading Volume
BOCH
Bank of Commerce
N/A$15.17
flat
N/A+0.0%$254.20M$64.13M17.04206Analyst Forecast
Gap Up
High Trading Volume
LEVL
Level One Bancorp
N/A$39.93
flat
N/A+0.0%$310.98M$109.02M10.11282High Trading Volume
UVSP
Univest Financial
2.6673 of 5 stars
$30.45
-0.8%
$28.00
-8.0%
+61.5%$891.91M$448.55M12.23920Positive News
HFWA
Heritage Financial
4.0997 of 5 stars
$25.49
-0.4%
$25.00
-1.9%
+42.6%$873.99M$303.13M23.60748Positive News
EGBN
Eagle Bancorp
1.5585 of 5 stars
$28.26
-0.9%
$24.50
-13.3%
+17.1%$861.65M$647.06M0.00500Positive News
CPF
Central Pacific Financial
3.7676 of 5 stars
$30.66
-0.4%
$24.00
-21.7%
+72.8%$832.78M$329.32M14.60696Analyst Downgrade
High Trading Volume
FCBC
First Community Bankshares
3.6719 of 5 stars
$45.21
-0.1%
$38.00
-15.9%
+33.8%$827.66M$174.62M16.20591

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This page (NASDAQ:CFFI) was last updated on 11/21/2024 by MarketBeat.com Staff
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