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C&F Financial (CFFI) Competitors

C&F Financial logo
$62.56
+0.04 (+0.06%)
(As of 11/1/2024 ET)

CFFI vs. OVLY, CHMG, BWFG, BOCH, EBMT, HFWA, EGBN, CPF, FCBC, and HBNC

Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Oak Valley Bancorp (OVLY), Chemung Financial (CHMG), Bankwell Financial Group (BWFG), Bank of Commerce (BOCH), Eagle Bancorp Montana (EBMT), Heritage Financial (HFWA), Eagle Bancorp (EGBN), Central Pacific Financial (CPF), First Community Bankshares (FCBC), and Horizon Bancorp (HBNC). These companies are all part of the "finance" sector.

C&F Financial vs.

Oak Valley Bancorp (NASDAQ:OVLY) and C&F Financial (NASDAQ:CFFI) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, earnings, community ranking, analyst recommendations, valuation, institutional ownership, dividends, risk and media sentiment.

Oak Valley Bancorp has higher earnings, but lower revenue than C&F Financial. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than C&F Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oak Valley Bancorp$87.30M2.60$30.85M$3.009.05
C&F Financial$153.75M1.33$23.60M$5.6611.05

Oak Valley Bancorp has a beta of 0.32, indicating that its share price is 68% less volatile than the S&P 500. Comparatively, C&F Financial has a beta of 0.36, indicating that its share price is 64% less volatile than the S&P 500.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oak Valley Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

30.9% of Oak Valley Bancorp shares are held by institutional investors. Comparatively, 37.2% of C&F Financial shares are held by institutional investors. 19.3% of Oak Valley Bancorp shares are held by company insiders. Comparatively, 6.3% of C&F Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

C&F Financial received 26 more outperform votes than Oak Valley Bancorp when rated by MarketBeat users. Likewise, 68.71% of users gave C&F Financial an outperform vote while only 53.75% of users gave Oak Valley Bancorp an outperform vote.

CompanyUnderperformOutperform
Oak Valley BancorpOutperform Votes
165
53.75%
Underperform Votes
142
46.25%
C&F FinancialOutperform Votes
191
68.71%
Underperform Votes
87
31.29%

Oak Valley Bancorp has a net margin of 28.41% compared to C&F Financial's net margin of 11.39%. Oak Valley Bancorp's return on equity of 14.74% beat C&F Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oak Valley Bancorp28.41% 14.74% 1.36%
C&F Financial 11.39%8.68%0.77%

In the previous week, C&F Financial had 4 more articles in the media than Oak Valley Bancorp. MarketBeat recorded 4 mentions for C&F Financial and 0 mentions for Oak Valley Bancorp. C&F Financial's average media sentiment score of 0.92 beat Oak Valley Bancorp's score of 0.00 indicating that C&F Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Oak Valley Bancorp Neutral
C&F Financial Positive

Oak Valley Bancorp pays an annual dividend of $0.45 per share and has a dividend yield of 1.7%. C&F Financial pays an annual dividend of $1.76 per share and has a dividend yield of 2.8%. Oak Valley Bancorp pays out 15.0% of its earnings in the form of a dividend. C&F Financial pays out 31.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Oak Valley Bancorp has raised its dividend for 10 consecutive years and C&F Financial has raised its dividend for 12 consecutive years. C&F Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

C&F Financial beats Oak Valley Bancorp on 11 of the 18 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$204.57M$3.03B$10.41B$8.53B
Dividend Yield2.80%3.71%10.18%4.14%
P/E Ratio11.0516.1743.2015.23
Price / Sales1.332.493,408.0997.74
Price / Cash7.2610.2530.1334.10
Price / Book0.971.193.975.07
Net Income$23.60M$405.86M$992.99M$225.46M
7 Day Performance2.27%0.65%-0.35%0.37%
1 Month Performance6.39%4.30%0.25%3.57%
1 Year Performance15.85%31.99%22.73%29.43%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
3.1356 of 5 stars
$62.56
+0.1%
N/A+17.2%$204.57M$153.75M11.05594Earnings Report
Analyst Upgrade
News Coverage
OVLY
Oak Valley Bancorp
N/A$26.85
-1.3%
N/A+10.6%$224.47M$87.30M8.95200Positive News
CHMG
Chemung Financial
4.1264 of 5 stars
$47.38
+0.3%
$49.00
+3.4%
+15.0%$225.15M$94.12M9.59340
BWFG
Bankwell Financial Group
3.1452 of 5 stars
$29.25
+0.8%
$34.00
+16.2%
+17.9%$229.82M$90.82M9.88140Earnings Report
Dividend Announcement
Short Interest ↑
News Coverage
BOCH
Bank of Commerce
N/A$15.17
flat
N/A+0.0%$254.20M$64.13M13.79206Analyst Forecast
Gap Up
High Trading Volume
EBMT
Eagle Bancorp Montana
4.6523 of 5 stars
$16.98
+1.2%
$13.50
-20.5%
+38.6%$136.13M$79.91M15.72350Earnings Report
Analyst Revision
News Coverage
HFWA
Heritage Financial
3.4594 of 5 stars
$23.16
+0.8%
$24.00
+3.6%
+44.0%$799.02M$303.13M18.38748Analyst Forecast
EGBN
Eagle Bancorp
2.8311 of 5 stars
$26.30
-1.2%
$24.50
-6.8%
+30.1%$794.00M$307.92M-21.74500Short Interest ↓
CPF
Central Pacific Financial
4.3223 of 5 stars
$29.12
-0.2%
$24.00
-17.6%
+68.3%$787.46M$244.08M13.87696Earnings Report
Dividend Announcement
Analyst Downgrade
Short Interest ↑
News Coverage
FCBC
First Community Bankshares
3.5345 of 5 stars
$42.42
-0.5%
$38.00
-10.4%
+27.4%$778.58M$157.12M15.20591Short Interest ↓
News Coverage
Positive News
HBNC
Horizon Bancorp
4.7733 of 5 stars
$16.21
-0.3%
$16.00
-1.3%
+70.1%$715.12M$185.07M37.70818Analyst Upgrade

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This page (NASDAQ:CFFI) was last updated on 11/2/2024 by MarketBeat.com Staff
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