CFSB Bancorp (CFSB) Competitors

CFSB Bancorp (NASDAQ:CFSB) and Southern First Bancshares (NASDAQ:SFST) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings, valuation and media sentiment.

Does the media prefer CFSB or SFST?

In the previous week, CFSB Bancorp had 1 more articles in the media than Southern First Bancshares. MarketBeat recorded 2 mentions for CFSB Bancorp and 1 mentions for Southern First Bancshares. Southern First Bancshares' average media sentiment score of 0.00 beat CFSB Bancorp's score of -0.50 indicating that Southern First Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CFSB Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Negative
Southern First Bancshares	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is CFSB or SFST more profitable?

Southern First Bancshares has a net margin of 10.09% compared to CFSB Bancorp's net margin of -0.03%. Southern First Bancshares' return on equity of 6.59% beat CFSB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CFSB Bancorp	-0.03%	-0.01%	N/A
Southern First Bancshares	10.09%	6.59%	0.52%

Do analysts rate CFSB or SFST?

Southern First Bancshares has a consensus target price of $51.00, indicating a potential upside of 25.96%. Given Southern First Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe Southern First Bancshares is more favorable than CFSB Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CFSB Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Southern First Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, CFSB or SFST?

CFSB Bancorp has a beta of 0.5, suggesting that its share price is 50% less volatile than the S&P 500. Comparatively, Southern First Bancshares has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in CFSB or SFST?

1.4% of CFSB Bancorp shares are owned by institutional investors. Comparatively, 75.0% of Southern First Bancshares shares are owned by institutional investors. 4.9% of CFSB Bancorp shares are owned by company insiders. Comparatively, 7.1% of Southern First Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has stronger earnings and valuation, CFSB or SFST?

Southern First Bancshares has higher revenue and earnings than CFSB Bancorp.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CFSB Bancorp	$12.34M	7.39	$30K	N/A	N/A
Southern First Bancshares	$213.35M	1.55	$15.53M	$2.70	15.00

Summary

Southern First Bancshares beats CFSB Bancorp on 12 of the 14 factors compared between the two stocks.