CFSB Bancorp (CFSB) Competitors

First National (NASDAQ:FXNC) and CFSB Bancorp (NASDAQ:CFSB) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, community ranking, media sentiment, risk, earnings, dividends, valuation, profitability and analyst recommendations.

Which has more risk and volatility, FXNC or CFSB?

First National has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, CFSB Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the S&P 500.

Is FXNC or CFSB more profitable?

First National has a net margin of 7.51% compared to CFSB Bancorp's net margin of -0.36%. First National's return on equity of 12.09% beat CFSB Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National	7.51%	12.09%	1.01%
CFSB Bancorp	-0.36%	-0.06%	-0.01%

Does the MarketBeat Community believe in FXNC or CFSB?

First National received 3 more outperform votes than CFSB Bancorp when rated by MarketBeat users. Likewise, 37.50% of users gave First National an outperform vote while only 0.00% of users gave CFSB Bancorp an outperform vote.

Company	Underperform	Outperform
First National	Outperform Votes 3 37.50%	Underperform Votes 5 62.50%
CFSB Bancorp	Outperform Votes No Votes	Underperform Votes 1 100.00%

Does the media prefer FXNC or CFSB?

In the previous week, First National had 1 more articles in the media than CFSB Bancorp. MarketBeat recorded 2 mentions for First National and 1 mentions for CFSB Bancorp. First National's average media sentiment score of 1.44 beat CFSB Bancorp's score of 0.35 indicating that First National is being referred to more favorably in the media.

Company	Overall Sentiment
First National	Positive
CFSB Bancorp	Neutral

Which has preferable earnings and valuation, FXNC or CFSB?

First National has higher revenue and earnings than CFSB Bancorp. CFSB Bancorp is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National	$64.40M	3.14	$6.97M	$1.16	19.44
CFSB Bancorp	$7.28M	7.12	$30K	-$0.01	-790.90

Do insiders and institutionals hold more shares of FXNC or CFSB?

33.9% of First National shares are owned by institutional investors. Comparatively, 1.4% of CFSB Bancorp shares are owned by institutional investors. 16.5% of First National shares are owned by insiders. Comparatively, 4.9% of CFSB Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts rate FXNC or CFSB?

First National presently has a consensus price target of $24.75, indicating a potential upside of 9.76%. Given First National's stronger consensus rating and higher possible upside, research analysts clearly believe First National is more favorable than CFSB Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
CFSB Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

First National beats CFSB Bancorp on 16 of the 17 factors compared between the two stocks.