City (CHCO) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and City (NASDAQ:CHCO) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, media sentiment, analyst recommendations and risk.

Does the media prefer CTBI or CHCO?

In the previous week, City had 4 more articles in the media than Community Trust Bancorp. MarketBeat recorded 9 mentions for City and 5 mentions for Community Trust Bancorp. City's average media sentiment score of 1.21 beat Community Trust Bancorp's score of 1.02 indicating that City is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
City	2 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, CTBI or CHCO?

Community Trust Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500. Comparatively, City has a beta of 0.54, indicating that its stock price is 46% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of CTBI or CHCO?

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 72.4% of City shares are held by institutional investors. 4.3% of Community Trust Bancorp shares are held by company insiders. Comparatively, 1.9% of City shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is CTBI or CHCO a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.3%. City pays an annual dividend of $3.16 per share and has a dividend yield of 2.5%. Community Trust Bancorp pays out 39.2% of its earnings in the form of a dividend. City pays out 39.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years and City has raised its dividend for 6 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer CTBI or CHCO?

Community Trust Bancorp presently has a consensus price target of $57.00, indicating a potential upside of 1.54%. City has a consensus price target of $127.50, indicating a potential downside of 1.06%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, equities research analysts plainly believe Community Trust Bancorp is more favorable than City.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
City	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is CTBI or CHCO more profitable?

City has a net margin of 30.62% compared to Community Trust Bancorp's net margin of 22.49%. City's return on equity of 16.15% beat Community Trust Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	22.49%	11.40%	1.42%
City	30.62%	16.15%	1.82%

Which has better valuation & earnings, CTBI or CHCO?

City has higher revenue and earnings than Community Trust Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.70	$82.81M	$4.79	11.72
City	$379.76M	4.91	$117.10M	$7.98	16.15

Summary

City beats Community Trust Bancorp on 11 of the 19 factors compared between the two stocks.