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City (CHCO) Financials

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$112.38 +1.05 (+0.94%)
Closing price 04/15/2025 04:00 PM Eastern
Extended Trading
$110.39 -1.99 (-1.77%)
As of 06:00 AM Eastern
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Annual Income Statements for City

Annual Income Statements for City

This table shows City's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Income / (Loss) Attributable to Common Shareholders
53 54 52 54 70 89 90 88 102 114 117
Consolidated Net Income / (Loss)
53 54 52 54 70 89 90 88 102 114 117
Net Income / (Loss) Continuing Operations
53 54 52 54 70 89 90 88 102 114 117
Total Pre-Tax Income
77 83 77 91 88 113 111 111 127 143 145
Total Revenue
176 182 178 190 199 230 237 225 252 290 294
Net Interest Income / (Expense)
118 115 119 126 138 161 155 156 180 219 220
Total Interest Income
130 127 132 143 164 198 178 165 190 271 306
Loans and Leases Interest Income
117 115 118 126 142 170 150 137 147 213 242
Investment Securities Interest Income
13 12 14 17 20 26 27 28 39 52 57
Deposits and Money Market Investments Interest Income
- 0.00 0.00 0.09 1.67 1.33 0.49 0.69 3.79 6.38 7.50
Total Interest Expense
12 12 13 17 26 36 24 9.89 9.66 52 86
Deposits Interest Expense
11 11 12 15 21 33 23 9.41 7.44 37 65
Short-Term Borrowings Interest Expense
0.34 0.33 0.47 1.21 3.42 3.49 0.99 0.49 2.21 12 16
Long-Term Debt Interest Expense
0.61 0.62 0.68 0.77 0.88 0.18 0.10 0.00 0.00 2.71 6.16
Total Non-Interest Income
59 67 59 64 61 68 83 70 72 71 73
Net Realized & Unrealized Capital Gains on Investments
1.16 13 3.51 4.48 -0.09 0.96 -0.80 0.31 0.00 -4.91 -2.83
Other Non-Interest Income
3.07 3.37 52 56 61 68 83 69 72 76 76
Provision for Credit Losses
4.05 6.99 4.40 3.01 -2.31 -1.25 11 -3.17 0.47 3.24 1.82
Total Non-Interest Expense
95 93 96 96 113 118 115 117 124 144 147
Salaries and Employee Benefits
52 48 51 51 54 62 62 62 67 73 76
Net Occupancy & Equipment Expense
9.99 16 17 17 17 20 20 21 21 21 23
Marketing Expense
3.27 2.45 2.61 2.91 2.97 3.34 2.78 3.09 3.41 3.11 3.82
Property & Liability Insurance Claims
1.65 1.79 1.62 1.35 1.25 0.64 0.88 1.58 1.67 2.92 2.89
Other Operating Expenses
22 24 24 23 24 31 29 30 31 38 41
Restructuring Charge
0.00 0.60 0.00 0.00 13 0.80 0.00 0.00 0.27 5.15 0.00
Other Special Charges
- - - - - - 0.25 -0.06 0.06 0.03 0.25
Income Tax Expense
24 28 25 36 18 24 22 23 25 29 27
Basic Earnings per Share
$3.40 $3.54 $3.46 $3.49 $4.50 $5.43 $5.55 $5.67 $6.81 $7.62 $7.91
Weighted Average Basic Shares Outstanding
15.40M 15.12M 14.90M 15.41M 15.42M 16.31M 15.98M 15.38M 14.74M 14.82M 14.67M
Diluted Earnings per Share
$3.38 $3.53 $3.45 $3.48 $4.49 $5.42 $5.55 $5.66 $6.80 $7.61 $7.89
Weighted Average Diluted Shares Outstanding
15.49M 15.17M 14.91M 15.44M 15.44M 16.33M 16.00M 15.41M 14.74M 14.82M 14.67M
Weighted Average Basic & Diluted Shares Outstanding
15.60M 15.30M 15.10M 15.60M 15.60M 16.50M 15.73M 15.07M 14.74M 14.82M 14.67M
Cash Dividends to Common per Share
$1.60 $1.68 $1.72 $1.78 $1.98 $2.20 $2.29 $2.34 $2.50 $2.73 $3.01

Quarterly Income Statements for City

This table shows City's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q2 2023 Q3 2023 Q4 2023 Q2 2024 Q3 2024 Q4 2024
Weighted Average Basic Shares Outstanding
14.78M 14.74M 15.01M 14.83M 14.82M 14.70M 14.70M 14.67M
Weighted Average Diluted Shares Outstanding
14.80M 14.74M 15.01M 14.83M 14.82M 14.70M 14.70M 14.67M
Weighted Average Basic & Diluted Shares Outstanding
14.86M 14.74M 15.01M 14.83M 14.82M 14.70M 14.70M 14.67M

Annual Cash Flow Statements for City

This table details how cash moves in and out of City's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Net Change in Cash & Equivalents
62 -78 18 -5.63 40 17 389 106 -435 -44 69
Net Cash From Operating Activities
53 48 65 76 78 105 90 102 116 138 132
Net Cash From Continuing Operating Activities
53 48 65 76 78 105 90 102 116 138 132
Net Income / (Loss) Continuing Operations
53 54 52 54 70 89 90 88 102 114 117
Consolidated Net Income / (Loss)
53 54 52 54 70 89 90 88 102 114 117
Provision For Loan Losses
4.05 6.99 4.40 3.01 -2.31 -1.25 11 -3.17 0.47 3.24 1.82
Depreciation Expense
6.09 6.09 6.24 5.88 5.09 5.00 5.79 5.83 5.33 4.56 4.22
Amortization Expense
-4.65 -4.59 0.84 1.01 1.28 0.70 4.88 8.78 10 6.17 8.98
Non-Cash Adjustments to Reconcile Net Income
1.76 -4.86 -1.57 12 -3.19 4.76 -15 -0.42 0.73 -0.83 3.01
Changes in Operating Assets and Liabilities, net
-6.86 -9.83 3.05 0.04 6.70 6.48 -6.04 3.16 -3.24 10 -3.23
Net Cash From Investing Activities
-25 -184 -261 -172 -168 -109 -285 -191 -410 15 -252
Net Cash From Continuing Investing Activities
-25 -184 -261 -172 -168 -109 -285 -191 -410 15 -252
Purchase of Property, Leasehold Improvements and Equipment
-2.32 -3.01 -5.52 -6.57 -10 -4.73 -5.54 -3.32 -2.14 -2.96 -2.71
Purchase of Investment Securities
-85 -286 -380 -273 -271 -281 -468 -561 -623 -325 -443
Sale of Property, Leasehold Improvements and Equipment
0.65 0.14 0.84 3.06 3.88 2.29 1.02 0.37 0.19 0.28 0.10
Divestitures
- 15 - - 33 - - 0.00 0.00 14 0.00
Sale and/or Maturity of Investments
62 89 123 104 97 174 192 376 217 337 206
Other Investing Activities, net
- - - - 0.00 - -4.89 -2.89 -3.35 -8.05 -12
Net Cash From Financing Activities
34 58 214 90 131 21 584 195 -140 -196 189
Net Cash From Continuing Financing Activities
34 58 214 90 131 21 584 195 -140 -196 189
Net Change in Deposits
88 71 148 84 188 127 577 273 -55 -234 210
Issuance of Debt
- 15 93 3.91 7.67 -51 85 0.00 0.00 100 50
Repayment of Debt
-2.87 - 0.00 0.00 -16 -0.88 -4.06 17 -21 37 -9.20
Repurchase of Common Equity
-28 -7.06 -10 0.00 -20 -19 -36 -59 -26 -60 -18
Payment of Dividends
-24 -25 -26 -27 -30 -36 -37 -36 -37 -40 -43
Other Financing Activities, Net
0.58 4.88 1.16 0.73 1.66 0.53 -0.43 -0.13 0.04 1.07 0.06
Cash Interest Paid
- - - - - - - 11 9.47 49 84
Cash Income Taxes Paid
- - - - - - - 18 22 33 28

Quarterly Cash Flow Statements for City

This table details how cash moves in and out of City's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q2 2023 Q3 2023 Q4 2023 Q2 2024 Q3 2024 Q4 2024
Net Change in Cash & Equivalents
-399 -98 - -121 46 - 76 -69
Net Cash From Operating Activities
36 34 - 37 34 - 38 34
Net Cash From Continuing Operating Activities
36 34 - 37 34 - 38 34
Net Income / (Loss) Continuing Operations
27 31 - 30 27 - 30 29
Consolidated Net Income / (Loss)
27 31 - 30 27 - 30 29
Provision For Loan Losses
0.73 0.50 - 0.20 -0.30 - 1.20 0.30
Depreciation Expense
1.32 1.29 - 1.10 1.10 - 1.04 1.06
Amortization Expense
2.39 1.84 - 1.79 -0.33 - 1.76 3.28
Non-Cash Adjustments to Reconcile Net Income
1.07 -0.82 - -0.01 2.94 - -1.77 3.19
Changes in Operating Assets and Liabilities, net
3.48 0.57 - 3.82 2.67 - 5.61 -2.72
Net Cash From Investing Activities
-144 -14 - -75 -18 - -2.82 -119
Net Cash From Continuing Investing Activities
-144 -14 - -75 -18 - -2.82 -119
Purchase of Property, Leasehold Improvements and Equipment
-0.63 -0.46 - -0.67 -0.57 - -0.65 -0.96
Purchase of Investment Securities
-211 -49 - -26 -263 - -14 -250
Sale of Property, Leasehold Improvements and Equipment
0.13 0.00 - 0.00 - - -0.00 0.01
Sale and/or Maturity of Investments
69 36 - -46 233 - 14 134
Other Investing Activities, net
-1.31 -1.21 - -2.43 -1.47 - -2.11 -1.97
Net Cash From Financing Activities
-291 -118 - -82 30 - 41 17
Net Cash From Continuing Financing Activities
-291 -118 - -82 30 - 41 17
Net Change in Deposits
-184 -88 - -70 -11 - 35 42
Repayment of Debt
-98 -13 - 6.75 57 - 16 -13
Payment of Dividends
-8.91 -9.66 - -9.76 -11 - -11 -12
Other Financing Activities, Net
0.04 -0.66 - - 1.07 - - -0.23
Cash Interest Paid
2.04 4.17 - 14 17 - 22 23
Cash Income Taxes Paid
7.01 4.60 - 8.85 6.65 - 6.77 6.30

Annual Balance Sheets for City

This table presents City's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total Assets
3,462 3,714 3,984 4,132 4,899 5,019 5,759 6,004 5,878 6,168 6,459
Cash and Due from Banks
139 59 62 54 55 89 77 102 70 123 118
Interest Bearing Deposits at Other Banks
9.73 11 26 28 68 51 451 533 130 33 108
Trading Account Securities
345 458 525 615 783 859 1,206 1,434 1,529 1,369 1,451
Loans and Leases, Net of Allowance
2,632 2,843 3,026 3,109 3,572 3,605 3,598 3,526 3,629 -23 -22
Allowance for Loan and Lease Losses
20 19 20 19 16 12 25 18 17 23 22
Premises and Equipment, Net
78 77 75 73 78 77 77 74 71 72 71
Intangible Assets
74 80 79 79 123 120 119 117 116 163 160
Other Assets
184 185 190 175 221 218 231 219 333 4,431 4,574
Total Liabilities & Shareholders' Equity
3,462 3,714 3,984 4,132 4,899 5,019 5,759 6,004 5,878 6,168 6,459
Total Liabilities
3,071 3,295 3,542 3,630 4,298 4,361 5,058 5,323 5,300 5,491 5,729
Non-Interest Bearing Deposits
545 621 672 667 789 805 1,177 1,373 1,351 1,343 1,344
Interest Bearing Deposits
2,327 2,463 2,559 2,649 3,186 3,271 3,475 3,552 3,518 3,591 3,800
Federal Funds Purchased and Securities Sold
- - - - 40 - - - 0.00 25 0.00
Short-Term Debt
135 142 184 198 222 211 296 312 291 310 326
Long-Term Debt
16 29 81 70 4.05 4.06 - - 0.00 100 150
Other Long-Term Liabilities
47 39 46 45 57 70 109 85 139 122 109
Total Equity & Noncontrolling Interests
391 419 442 503 601 658 701 681 578 677 731
Total Preferred & Common Equity
391 419 442 503 601 658 701 681 578 677 731
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
391 419 442 503 601 658 701 681 578 677 731
Common Stock
154 153 159 189 217 218 219 219 219 225 224
Retained Earnings
362 391 417 444 486 539 590 642 707 780 853
Treasury Stock
-121 -120 -127 -125 -88 -105 -139 -194 -216 -218 -230
Accumulated Other Comprehensive Income / (Loss)
-4.16 -3.83 -7.01 -5.64 -14 5.84 31 14 -131 -111 -116

Quarterly Balance Sheets for City

This table presents City's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Total Assets
5,948 6,211 6,147 6,076 6,314 6,341 6,434
Cash and Due from Banks
65 70 66 62 122 141 161
Interest Bearing Deposits at Other Banks
233 233 165 49 197 77 133
Trading Account Securities
1,514 1,481 1,478 1,416 1,378 1,488 1,494
Loans and Leases, Net of Allowance
0.00 0.00 -23 -23 -22 -23 -22
Allowance for Loan and Lease Losses
- - 23 23 22 23 22
Premises and Equipment, Net
72 73 73 73 72 71 71
Intangible Assets
116 164 163 163 162 161 161
Other Assets
3,948 4,189 4,253 4,365 4,406 4,426 4,437
Total Liabilities & Shareholders' Equity
5,948 6,211 6,147 6,076 6,314 6,341 6,434
Total Liabilities
5,399 5,560 5,511 5,466 5,632 5,655 5,693
Non-Interest Bearing Deposits
1,429 1,421 1,373 1,333 1,359 1,355 1,340
Interest Bearing Deposits
3,529 3,716 3,642 3,612 3,697 3,713 3,763
Federal Funds Purchased and Securities Sold
- - - - 0.00 0.00 0.00
Short-Term Debt
305 293 272 279 305 323 339
Long-Term Debt
- - 100 100 150 150 150
Other Long-Term Liabilities
137 130 124 142 121 115 101
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
548 651 636 610 682 687 741
Total Preferred & Common Equity
548 651 636 610 682 687 741
Preferred Stock
0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
548 651 636 610 682 687 741
Common Stock
218 225 224 225 223 222 223
Retained Earnings
686 722 744 763 799 818 836
Treasury Stock
-210 -179 -202 -211 -219 -231 -231
Accumulated Other Comprehensive Income / (Loss)
-145 -116 -130 -167 -122 -122 -87

Annual Metrics and Ratios for City

This table displays calculated financial ratios and metrics derived from City's official financial filings.

Metric 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-3.77% 3.47% -2.57% 6.73% 4.77% 15.63% 3.25% -5.10% 11.94% 14.98% 1.28%
EBITDA Growth
15.77% 6.79% 0.33% 15.84% -3.33% 26.28% 2.35% 3.13% 13.75% 7.49% 2.53%
EBIT Growth
5.09% 6.83% -6.42% 17.53% -3.01% 28.94% -1.92% -0.11% 14.52% 12.39% 0.99%
NOPAT Growth
9.85% 2.14% -3.64% 4.19% 28.89% 27.64% 0.27% -1.69% 15.88% 12.04% 2.39%
Net Income Growth
9.85% 2.14% -3.64% 4.19% 28.89% 27.64% 0.27% -1.69% 15.88% 12.04% 2.39%
EPS Growth
11.18% 4.44% -2.27% 0.87% 29.02% 20.71% 2.40% 1.98% 20.14% 11.91% 3.68%
Operating Cash Flow Growth
-29.70% -10.23% 36.40% 16.53% 1.90% 35.42% -14.52% 13.90% 13.24% 18.79% -4.13%
Free Cash Flow Firm Growth
279.60% -89.09% -1,223.24% 85.00% 249.85% 195.18% -179.87% 367.99% 147.67% -145.74% 97.79%
Invested Capital Growth
0.07% 8.92% 19.74% 9.05% 7.20% 5.63% 14.17% -0.35% -12.56% 25.10% 10.98%
Revenue Q/Q Growth
-1.69% -0.34% 0.83% 1.72% 1.63% 3.03% 5.43% -5.00% 5.14% 0.00% 0.00%
EBITDA Q/Q Growth
-5.09% -2.50% -1.81% 4.42% -8.96% 15.08% 13.06% -7.92% 5.14% 1,075.69% 1,536.90%
EBIT Q/Q Growth
0.48% -1.41% 2.23% 4.19% -11.36% 15.90% 12.15% -9.27% 6.59% 0.00% 0.00%
NOPAT Q/Q Growth
2.48% -1.84% 2.23% -8.41% 1.52% 15.36% -0.44% 1.34% 7.69% 0.00% 0.00%
Net Income Q/Q Growth
2.48% -1.84% 2.23% -8.41% 1.52% 15.36% -0.44% 1.34% 7.69% 0.00% 0.00%
EPS Q/Q Growth
4.00% -1.94% 2.07% -9.14% 1.58% 14.83% 0.36% 2.35% 8.28% 0.00% 0.00%
Operating Cash Flow Q/Q Growth
2.50% -24.10% 27.15% 5.69% 0.17% 7.09% -1.42% 1.16% 4.96% -0.37% 0.17%
Free Cash Flow Firm Q/Q Growth
38.24% -79.51% 55.35% 91.07% 128.19% -69.40% -36.93% 8.76% 5.19% 23.56% 99.05%
Invested Capital Q/Q Growth
32.86% 35.70% 12.14% -3.39% -10.01% 1.99% 2.66% 2.02% 1.84% 9.92% -1.96%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
44.61% 46.05% 47.41% 51.46% 47.48% 51.85% 51.40% 55.86% 56.76% 53.07% 53.72%
EBIT Margin
43.80% 45.22% 43.43% 47.83% 44.28% 49.37% 46.90% 49.37% 50.51% 49.37% 49.23%
Profit (Net Income) Margin
30.04% 29.65% 29.32% 28.62% 35.22% 38.87% 37.75% 39.11% 40.49% 39.45% 39.89%
Tax Burden Percent
68.57% 65.56% 67.51% 59.85% 79.53% 78.73% 80.49% 79.21% 80.16% 79.92% 81.03%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate
31.43% 34.44% 32.49% 40.15% 20.47% 21.27% 19.51% 20.79% 19.84% 20.08% 18.97%
Return on Invested Capital (ROIC)
9.77% 9.55% 8.03% 7.35% 8.76% 10.51% 9.58% 8.85% 10.96% 11.70% 10.21%
ROIC Less NNEP Spread (ROIC-NNEP)
9.77% 9.55% 8.03% 7.35% 8.76% 10.51% 9.58% 8.85% 10.96% 11.70% 10.21%
Return on Net Nonoperating Assets (RNNOA)
3.84% 3.81% 4.07% 4.15% 3.93% 3.69% 3.60% 3.90% 5.25% 6.53% 6.42%
Return on Equity (ROE)
13.61% 13.36% 12.10% 11.49% 12.69% 14.20% 13.18% 12.74% 16.22% 18.23% 16.64%
Cash Return on Invested Capital (CROIC)
9.70% 1.01% -9.94% -1.31% 1.81% 5.03% -3.65% 9.20% 24.36% -10.61% -0.20%
Operating Return on Assets (OROA)
2.26% 2.30% 2.01% 2.24% 1.95% 2.29% 2.07% 1.89% 2.14% 2.38% 2.29%
Return on Assets (ROA)
1.55% 1.51% 1.35% 1.34% 1.55% 1.80% 1.66% 1.50% 1.72% 1.90% 1.85%
Return on Common Equity (ROCE)
13.61% 13.36% 12.10% 11.49% 12.69% 14.20% 13.18% 12.74% 16.22% 18.23% 16.64%
Return on Equity Simple (ROE_SIMPLE)
13.55% 12.90% 11.78% 10.81% 11.65% 13.58% 12.78% 12.93% 17.66% 16.89% 16.03%
Net Operating Profit after Tax (NOPAT)
53 54 52 54 70 89 90 88 102 114 117
NOPAT Margin
30.04% 29.65% 29.32% 28.62% 35.22% 38.87% 37.75% 39.11% 40.49% 39.45% 39.89%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
36.87% 36.53% 39.84% 37.56% 37.44% 37.00% 35.74% 37.97% 36.09% 33.72% 35.08%
Operating Expenses to Revenue
53.90% 50.95% 54.09% 50.59% 56.88% 51.17% 48.58% 52.03% 49.30% 49.51% 50.15%
Earnings before Interest and Taxes (EBIT)
77 83 77 91 88 113 111 111 127 143 145
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
79 84 84 98 94 119 122 126 143 154 158
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
1.34 1.28 1.83 1.72 1.46 1.76 1.40 1.68 2.25 2.34 2.37
Price to Tangible Book Value (P/TBV)
1.66 1.58 2.23 2.03 1.83 2.15 1.69 2.02 2.81 3.07 3.03
Price to Revenue (P/Rev)
2.98 2.94 4.55 4.55 4.40 5.03 4.14 5.07 5.15 5.45 5.89
Price to Earnings (P/E)
9.92 9.92 15.52 15.88 12.49 12.94 10.97 12.96 12.72 13.82 14.78
Dividend Yield
4.55% 4.73% 3.17% 3.17% 3.36% 3.05% 3.66% 3.07% 2.80% 2.50% 2.49%
Earnings Yield
10.08% 10.08% 6.44% 6.30% 8.01% 7.73% 9.11% 7.71% 7.86% 7.23% 6.77%
Enterprise Value to Invested Capital (EV/IC)
0.98 1.08 1.39 1.36 1.18 1.41 0.75 0.83 1.60 1.69 1.64
Enterprise Value to Revenue (EV/Rev)
3.00 3.50 5.54 5.53 4.92 5.36 3.16 3.64 5.51 6.33 6.75
Enterprise Value to EBITDA (EV/EBITDA)
6.72 7.59 11.69 10.74 10.35 10.33 6.15 6.52 9.71 11.93 12.56
Enterprise Value to EBIT (EV/EBIT)
6.85 7.73 12.77 11.56 11.10 10.85 6.74 7.37 10.91 12.82 13.70
Enterprise Value to NOPAT (EV/NOPAT)
9.98 11.79 18.91 19.31 13.96 13.78 8.38 9.31 13.61 16.04 16.91
Enterprise Value to Operating Cash Flow (EV/OCF)
9.91 13.32 15.09 13.78 12.60 11.72 8.36 8.02 12.00 13.33 15.02
Enterprise Value to Free Cash Flow (EV/FCFF)
10.05 111.15 0.00 0.00 67.41 28.78 0.00 8.95 6.13 0.00 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.39 0.41 0.60 0.53 0.38 0.33 0.42 0.46 0.50 0.61 0.65
Long-Term Debt to Equity
0.04 0.07 0.18 0.14 0.01 0.01 0.00 0.00 0.00 0.15 0.21
Financial Leverage
0.39 0.40 0.51 0.56 0.45 0.35 0.38 0.44 0.48 0.56 0.63
Leverage Ratio
8.77 8.86 8.93 8.59 8.19 7.88 7.93 8.51 9.44 9.60 8.97
Compound Leverage Factor
8.77 8.86 8.93 8.59 8.19 7.88 7.93 8.51 9.44 9.60 8.97
Debt to Total Capital
27.92% 29.01% 37.44% 34.84% 27.33% 24.66% 29.68% 31.45% 33.49% 37.71% 39.43%
Short-Term Debt to Total Capital
24.88% 24.02% 26.05% 25.70% 26.84% 24.19% 29.68% 31.45% 33.49% 28.51% 27.00%
Long-Term Debt to Total Capital
3.04% 4.99% 11.40% 9.14% 0.49% 0.46% 0.00% 0.00% 0.00% 9.20% 12.43%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
72.08% 70.99% 62.56% 65.16% 72.67% 75.35% 70.32% 68.55% 66.51% 62.29% 60.57%
Debt to EBITDA
1.92 2.04 3.14 2.75 2.39 1.81 2.43 2.48 2.03 2.66 3.02
Net Debt to EBITDA
0.04 1.21 2.10 1.91 1.09 0.63 -1.91 -2.56 0.64 1.65 1.59
Long-Term Debt to EBITDA
0.21 0.35 0.96 0.72 0.04 0.03 0.00 0.00 0.00 0.65 0.95
Debt to NOPAT
2.86 3.17 5.08 4.95 3.23 2.41 3.30 3.55 2.85 3.58 4.06
Net Debt to NOPAT
0.06 1.87 3.39 3.43 1.47 0.84 -2.60 -3.66 0.89 2.22 2.14
Long-Term Debt to NOPAT
0.31 0.55 1.55 1.30 0.06 0.05 0.00 0.00 0.00 0.87 1.28
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
53 5.74 -64 -9.67 14 43 -34 92 227 -104 -2.30
Operating Cash Flow to CapEx
3,187.22% 1,667.07% 1,395.64% 2,164.52% 1,229.74% 4,298.20% 1,986.18% 3,459.84% 5,936.29% 5,135.50% 5,057.36%
Free Cash Flow to Firm to Interest Expense
4.40 0.49 -4.88 -0.58 0.56 1.18 -1.45 9.26 23.49 -1.99 -0.03
Operating Cash Flow to Interest Expense
4.46 4.05 4.95 4.53 3.02 2.89 3.80 10.34 12.00 2.64 1.53
Operating Cash Flow Less CapEx to Interest Expense
4.32 3.81 4.59 4.32 2.77 2.82 3.61 10.04 11.79 2.59 1.50
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.05 0.05 0.05 0.05 0.04 0.05 0.04 0.04 0.04 0.05 0.05
Fixed Asset Turnover
2.20 2.35 2.33 2.57 2.63 2.96 3.08 2.98 3.48 4.06 4.12
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
542 591 707 771 827 873 997 994 869 1,087 1,206
Invested Capital Turnover
0.33 0.32 0.27 0.26 0.25 0.27 0.25 0.23 0.27 0.30 0.26
Increase / (Decrease) in Invested Capital
0.36 48 117 64 56 47 124 -3.50 -125 218 119
Enterprise Value (EV)
529 638 986 1,049 977 1,231 751 820 1,390 1,835 1,981
Market Capitalization
526 537 809 863 874 1,156 983 1,142 1,299 1,581 1,730
Book Value per Share
$25.68 $27.40 $29.48 $32.17 $39.04 $40.36 $44.41 $45.05 $38.90 $45.65 $49.70
Tangible Book Value per Share
$20.81 $22.19 $24.21 $27.14 $31.06 $32.99 $36.90 $37.31 $31.11 $34.69 $38.81
Total Capital
542 591 707 771 827 873 997 994 869 1,087 1,206
Total Debt
151 171 265 269 226 215 296 312 291 410 476
Total Long-Term Debt
16 29 81 70 4.05 4.06 0.00 0.00 0.00 100 150
Net Debt
3.20 101 177 186 103 75 -233 -322 91 254 250
Capital Expenditures (CapEx)
1.67 2.87 4.68 3.52 6.31 2.44 4.52 2.96 1.95 2.68 2.61
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
151 171 265 269 226 215 296 312 291 410 476
Total Depreciation and Amortization (D&A)
1.43 1.50 7.07 6.89 6.37 5.70 11 15 16 11 13
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$3.40 $3.54 $3.46 $3.49 $4.50 $5.43 $5.55 $5.67 $6.81 $7.62 $7.91
Adjusted Weighted Average Basic Shares Outstanding
15.40M 15.12M 14.90M 15.41M 15.42M 16.31M 15.98M 15.38M 14.85M 14.87M 14.67M
Adjusted Diluted Earnings per Share
$3.38 $3.53 $3.45 $3.48 $4.49 $5.42 $5.55 $5.66 $6.80 $7.61 $7.89
Adjusted Weighted Average Diluted Shares Outstanding
15.49M 15.17M 14.91M 15.44M 15.44M 16.33M 16.00M 15.41M 14.87M 14.89M 14.67M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $5.43 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
15.17M 14.98M 15.58M 15.51M 16.53M 16.28M 15.73M 15.07M 14.74M 14.82M 14.67M
Normalized Net Operating Profit after Tax (NOPAT)
53 54 52 54 81 90 90 88 102 119 117
Normalized NOPAT Margin
30.04% 29.87% 29.32% 28.62% 40.52% 39.15% 37.84% 39.09% 40.59% 40.88% 39.96%
Pre Tax Income Margin
43.80% 45.22% 43.43% 47.83% 44.28% 49.37% 46.90% 49.37% 50.51% 49.37% 49.23%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
6.46 6.97 5.85 5.40 3.43 3.12 4.71 11.24 13.19 2.75 1.68
NOPAT to Interest Expense
4.43 4.57 3.95 3.23 2.72 2.46 3.79 8.90 10.57 2.20 1.36
EBIT Less CapEx to Interest Expense
6.32 6.73 5.49 5.19 3.18 3.06 4.52 10.94 12.99 2.70 1.65
NOPAT Less CapEx to Interest Expense
4.29 4.33 3.59 3.02 2.48 2.39 3.60 8.60 10.37 2.15 1.33
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
46.24% 46.78% 49.34% 49.94% 42.26% 39.78% 40.93% 41.03% 35.96% 34.97% 37.13%
Augmented Payout Ratio
99.02% 59.82% 68.55% 49.94% 71.22% 61.53% 81.65% 107.65% 61.87% 87.55% 52.41%

Quarterly Metrics and Ratios for City

This table displays calculated financial ratios and metrics derived from City's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q2 2024 Q3 2024 Q4 2024
Growth Metrics
- - - - - - - - -
Revenue Growth
16.70% 21.18% 30.30% 28.18% 8.95% 0.00% -2.99% 4.01% 0.00%
EBITDA Growth
17.98% 20.79% 8.22% 25.16% 5.66% -98.10% -10.72% -1.89% 461.06%
EBIT Growth
20.06% 26.58% 15.07% 42.77% 8.62% -100.00% -10.72% -1.80% 0.00%
NOPAT Growth
20.42% 31.16% 14.05% 44.31% 9.00% -100.00% -11.05% -0.10% 0.00%
Net Income Growth
20.42% 31.16% 14.05% 44.31% 9.00% 0.00% -11.05% -0.10% 0.00%
EPS Growth
24.49% 33.99% 15.60% 43.05% 8.20% 0.00% -9.26% 2.02% 0.00%
Operating Cash Flow Growth
9.01% 19.14% 40.15% 0.00% 1.00% -1.51% 0.00% 2.49% 0.67%
Free Cash Flow Firm Growth
640.38% 478.09% -99.12% -45.36% -171.43% -240.33% -737.83% -100.09% 45.26%
Invested Capital Growth
-12.41% -12.56% 2.54% 1.36% 15.91% 25.10% 15.03% 24.44% 10.98%
Revenue Q/Q Growth
13.34% 5.30% 2.21% 0.00% -3.67% 0.00% 0.00% 3.29% 0.00%
EBITDA Q/Q Growth
18.66% 5.52% -16.05% 19.07% 0.17% -98.10% 0.00% 10.07% -89.13%
EBIT Q/Q Growth
22.30% 7.76% -18.39% 32.74% -6.95% -100.00% 0.00% 2.35% -100.00%
NOPAT Q/Q Growth
20.68% 12.05% -20.64% 34.48% -8.84% -100.00% 0.00% 2.38% -100.00%
Net Income Q/Q Growth
20.68% 12.05% -20.64% 0.00% -8.84% 0.00% 0.00% 2.38% 0.00%
EPS Q/Q Growth
21.19% 12.02% -20.49% 0.00% -8.33% 0.00% 0.00% 3.06% 0.00%
Operating Cash Flow Q/Q Growth
114.90% -6.38% 17.18% 0.00% 0.00% -8.70% 0.00% 0.00% -10.32%
Free Cash Flow Firm Q/Q Growth
322.10% 4.86% -99.39% 1,924.05% -651.76% -106.01% 0.00% -73.09% 43.64%
Invested Capital Q/Q Growth
-14.21% 1.84% 8.69% 6.74% -1.90% 9.92% 0.00% 6.13% -1.96%
Profitability Metrics
- - - - - - - - -
EBITDA Margin
57.45% 57.57% 47.29% 53.58% 55.71% 0.00% 49.31% 52.55% 0.00%
EBIT Margin
51.91% 53.12% 42.42% 53.58% 51.76% 0.00% 49.31% 48.87% 0.00%
Profit (Net Income) Margin
40.84% 43.46% 33.74% 43.18% 40.86% 0.00% 39.59% 39.25% 0.00%
Tax Burden Percent
78.67% 81.80% 79.55% 80.59% 78.95% 0.00% 80.29% 80.32% 0.00%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 0.00% 100.00% 100.00% 0.00%
Effective Tax Rate
21.33% 18.20% 20.45% 19.41% 21.05% 0.00% 19.71% 19.68% 0.00%
Return on Invested Capital (ROIC)
10.72% 11.77% 9.73% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
ROIC Less NNEP Spread (ROIC-NNEP)
10.72% 11.77% 9.73% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Net Nonoperating Assets (RNNOA)
5.26% 5.64% 4.41% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity (ROE)
15.98% 17.40% 14.14% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Cash Return on Invested Capital (CROIC)
23.60% 24.36% 8.76% -1.35% -14.74% -10.61% -13.98% -21.78% -0.20%
Operating Return on Assets (OROA)
2.09% 2.25% 1.87% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets (ROA)
1.65% 1.84% 1.48% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Common Equity (ROCE)
15.98% 17.40% 14.14% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Equity Simple (ROE_SIMPLE)
17.29% 0.00% 16.14% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net Operating Profit after Tax (NOPAT)
27 31 24 33 30 0.00 29 30 0.00
NOPAT Margin
40.84% 43.46% 33.74% 43.18% 40.86% 0.00% 39.59% 39.25% 0.00%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
35.61% 31.94% 33.50% 33.11% 34.04% 0.00% 34.96% 34.93% 0.00%
Operating Expenses to Revenue
47.00% 46.17% 53.54% 45.86% 47.97% 0.00% 50.01% 49.55% 0.00%
Earnings before Interest and Taxes (EBIT)
35 37 31 41 38 0.00 36 37 0.00
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
39 41 34 41 41 0.77 36 40 4.34
Valuation Ratios
- - - - - - - - -
Price to Book Value (P/BV)
2.27 2.25 2.01 2.06 2.15 2.34 0.00 2.31 2.37
Price to Tangible Book Value (P/TBV)
2.88 2.81 2.69 2.77 2.93 3.07 0.00 2.95 3.03
Price to Revenue (P/Rev)
5.19 5.15 4.87 0.00 0.00 5.45 0.00 0.00 5.89
Price to Earnings (P/E)
13.13 12.72 12.47 0.00 0.00 13.82 0.00 0.00 14.78
Dividend Yield
2.84% 2.80% 2.83% 2.94% 2.98% 2.50% 2.65% 2.45% 2.49%
Earnings Yield
7.61% 7.86% 8.02% 0.00% 0.00% 7.23% 0.00% 0.00% 6.77%
Enterprise Value to Invested Capital (EV/IC)
1.47 1.60 1.38 1.44 1.60 1.69 0.00 1.55 1.64
Enterprise Value to Revenue (EV/Rev)
5.22 5.51 4.84 0.00 0.00 6.33 0.00 0.00 6.75
Enterprise Value to EBITDA (EV/EBITDA)
9.19 9.71 8.93 104.23 120.56 11.93 0.00 198.19 12.56
Enterprise Value to EBIT (EV/EBIT)
10.47 10.91 9.91 0.00 0.00 12.82 0.00 0.00 13.70
Enterprise Value to NOPAT (EV/NOPAT)
13.20 13.61 12.38 0.00 0.00 16.04 0.00 0.00 16.91
Enterprise Value to Operating Cash Flow (EV/OCF)
11.34 12.00 10.23 10.52 11.42 13.33 0.00 14.50 15.02
Enterprise Value to Free Cash Flow (EV/FCFF)
5.80 6.13 15.93 0.00 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency
- - - - - - - - -
Debt to Equity
0.56 0.50 0.45 0.58 0.62 0.61 0.69 0.66 0.65
Long-Term Debt to Equity
0.00 0.00 0.00 0.16 0.16 0.15 0.22 0.20 0.21
Financial Leverage
0.49 0.48 0.45 0.63 0.59 0.56 0.64 0.64 0.63
Leverage Ratio
9.71 9.44 9.52 10.09 10.38 9.60 9.44 9.26 8.97
Compound Leverage Factor
9.71 9.44 9.52 10.09 10.38 0.00 9.44 9.26 0.00
Debt to Total Capital
35.73% 33.49% 31.06% 36.88% 38.30% 37.71% 40.77% 39.75% 39.43%
Short-Term Debt to Total Capital
35.73% 33.49% 31.06% 26.96% 28.18% 28.51% 27.83% 27.56% 27.00%
Long-Term Debt to Total Capital
0.00% 0.00% 0.00% 9.92% 10.11% 9.20% 12.94% 12.19% 12.43%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
64.27% 66.51% 68.94% 63.12% 61.70% 62.29% 59.23% 60.25% 60.57%
Debt to EBITDA
2.24 2.03 2.01 26.73 28.94 2.66 48.62 50.77 3.02
Net Debt to EBITDA
0.05 0.64 -0.07 10.10 20.48 1.65 26.20 20.26 1.59
Long-Term Debt to EBITDA
0.00 0.00 0.00 7.19 7.64 0.65 15.43 15.57 0.95
Debt to NOPAT
3.22 2.85 2.79 0.00 0.00 3.58 0.00 0.00 4.06
Net Debt to NOPAT
0.07 0.89 -0.09 0.00 0.00 2.22 0.00 0.00 2.14
Long-Term Debt to NOPAT
0.00 0.00 0.00 0.00 0.00 0.87 0.00 0.00 1.28
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - -
Cash Flow Metrics
- - - - - - - - -
Free Cash Flow to Firm (FCFF)
148 155 0.95 19 -106 -218 -122 -212 -119
Operating Cash Flow to CapEx
7,245.22% 7,354.21% 6,477.44% 0.00% 5,532.08% 5,883.51% 0.00% 5,800.62% 3,553.68%
Free Cash Flow to Firm to Interest Expense
73.19 34.21 0.12 1.58 -7.26 0.00 -5.73 -9.44 0.00
Operating Cash Flow to Interest Expense
17.96 7.50 4.94 0.00 2.52 0.00 0.00 1.68 0.00
Operating Cash Flow Less CapEx to Interest Expense
17.71 7.39 4.87 0.00 2.47 0.00 0.00 1.65 0.00
Efficiency Ratios
- - - - - - - - -
Asset Turnover
0.04 0.04 0.04 0.00 0.00 0.05 0.00 0.00 0.05
Fixed Asset Turnover
3.27 3.48 3.67 0.00 0.00 4.06 0.00 0.00 4.12
Capital & Investment Metrics
- - - - - - - - -
Invested Capital
853 869 944 1,008 989 1,087 1,159 1,230 1,206
Invested Capital Turnover
0.26 0.27 0.29 0.00 0.00 0.30 0.00 0.00 0.26
Increase / (Decrease) in Invested Capital
-121 -125 23 14 136 218 152 242 119
Enterprise Value (EV)
1,251 1,390 1,301 1,450 1,577 1,835 0.00 1,910 1,981
Market Capitalization
1,245 1,299 1,311 1,309 1,309 1,581 0.00 1,714 1,730
Book Value per Share
$36.91 $38.90 $44.17 $42.22 $40.66 $45.65 $46.71 $50.42 $49.70
Tangible Book Value per Share
$29.09 $31.11 $33.04 $31.37 $29.77 $34.69 $35.74 $39.50 $38.81
Total Capital
853 869 944 1,008 989 1,087 1,159 1,230 1,206
Total Debt
305 291 293 372 379 410 473 489 476
Total Long-Term Debt
0.00 0.00 0.00 100 100 100 150 150 150
Net Debt
6.45 91 -9.55 140 268 254 255 195 250
Capital Expenditures (CapEx)
0.50 0.46 0.62 0.00 0.66 0.57 0.00 0.65 0.95
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
305 291 293 372 379 410 473 489 476
Total Depreciation and Amortization (D&A)
3.71 3.14 3.51 0.00 2.89 0.77 0.00 2.80 4.34
Earnings Adjustments
- - - - - - - - -
Adjusted Basic Earnings per Share
$1.84 $2.05 $1.63 $2.16 $1.98 $0.00 $1.96 $2.02 $0.00
Adjusted Weighted Average Basic Shares Outstanding
14.78M 14.74M 14.82M 14.99M 14.92M 14.82M 14.70M 14.70M 14.67M
Adjusted Diluted Earnings per Share
$1.83 $2.05 $1.63 $2.16 $1.98 $0.00 $1.96 $2.02 $0.00
Adjusted Weighted Average Diluted Shares Outstanding
14.80M 14.74M 14.84M 15.01M 14.95M 14.82M 14.70M 14.70M 14.67M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
14.86M 14.74M 15.07M 15.01M 14.83M 14.82M 14.70M 14.70M 14.67M
Normalized Net Operating Profit after Tax (NOPAT)
27 31 29 33 30 0.00 29 30 0.00
Normalized NOPAT Margin
40.84% 43.83% 39.98% 43.21% 40.91% 0.00% 39.60% 39.27% 0.00%
Pre Tax Income Margin
51.91% 53.12% 42.42% 53.58% 51.76% 0.00% 49.31% 48.87% 0.00%
Debt Service Ratios
- - - - - - - - -
EBIT to Interest Expense
17.18 8.25 3.79 3.34 2.59 0.00 1.70 1.65 0.00
NOPAT to Interest Expense
13.52 6.75 3.02 2.69 2.05 0.00 1.36 1.33 0.00
EBIT Less CapEx to Interest Expense
16.93 8.15 3.72 3.34 2.55 0.00 1.70 1.62 0.00
NOPAT Less CapEx to Interest Expense
13.27 6.65 2.94 2.69 2.00 0.00 1.36 1.30 0.00
Payout Ratios
- - - - - - - - -
Dividend Payout Ratio
37.76% 35.96% 35.46% 0.00% 0.00% 34.97% 0.00% 0.00% 37.13%
Augmented Payout Ratio
69.81% 61.87% 76.93% 0.00% 0.00% 87.55% 0.00% 0.00% 52.41%

Frequently Asked Questions About City's Financials

When does City's financial year end?

According to the most recent income statement we have on file, City's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has City's net income changed over the last 10 years?

City's net income appears to be on an upward trend, with a most recent value of $117.10 million in 2024, rising from $52.96 million in 2014. The previous period was $114.37 million in 2023.

How has City revenue changed over the last 10 years?

Over the last 10 years, City's total revenue changed from $176.33 million in 2014 to $293.57 million in 2024, a change of 66.5%.

How much debt does City have?

City's total liabilities were at $5.73 billion at the end of 2024, a 4.3% increase from 2023, and a 86.6% increase since 2014.

How much cash does City have?

In the past 10 years, City's cash and equivalents has ranged from $54.45 million in 2017 to $138.50 million in 2014, and is currently $117.58 million as of their latest financial filing in 2024.

How has City's book value per share changed over the last 10 years?

Over the last 10 years, City's book value per share changed from 25.68 in 2014 to 49.70 in 2024, a change of 93.5%.

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This page (NASDAQ:CHCO) was last updated on 4/16/2025 by MarketBeat.com Staff
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