Civista Bancshares (CIVB) Competitors

Civista Bancshares (NASDAQ:CIVB) and Grupo Supervielle (NYSE:SUPV) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, community ranking, dividends, profitability and analyst recommendations.

Does the media prefer CIVB or SUPV?

In the previous week, Civista Bancshares had 1 more articles in the media than Grupo Supervielle. MarketBeat recorded 2 mentions for Civista Bancshares and 1 mentions for Grupo Supervielle. Grupo Supervielle's average media sentiment score of 1.16 beat Civista Bancshares' score of 0.31 indicating that Grupo Supervielle is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Civista Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral
Grupo Supervielle	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate CIVB or SUPV?

Civista Bancshares presently has a consensus target price of $22.50, suggesting a potential upside of 8.96%. Grupo Supervielle has a consensus target price of $13.67, suggesting a potential downside of 2.14%. Given Civista Bancshares' stronger consensus rating and higher possible upside, research analysts clearly believe Civista Bancshares is more favorable than Grupo Supervielle.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Grupo Supervielle	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do insiders & institutionals believe in CIVB or SUPV?

52.1% of Civista Bancshares shares are owned by institutional investors. 3.0% of Civista Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Is CIVB or SUPV a better dividend stock?

Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.3%. Grupo Supervielle pays an annual dividend of $0.15 per share and has a dividend yield of 1.1%. Civista Bancshares pays out 33.7% of its earnings in the form of a dividend. Grupo Supervielle pays out 20.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable valuation and earnings, CIVB or SUPV?

Grupo Supervielle has higher revenue and earnings than Civista Bancshares. Civista Bancshares is trading at a lower price-to-earnings ratio than Grupo Supervielle, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$244.44M	1.33	$31.68M	$2.02	10.22
Grupo Supervielle	$4.88B	0.25	$196.14M	$0.72	19.40

Does the MarketBeat Community favor CIVB or SUPV?

Grupo Supervielle received 117 more outperform votes than Civista Bancshares when rated by MarketBeat users. Likewise, 58.80% of users gave Grupo Supervielle an outperform vote while only 58.28% of users gave Civista Bancshares an outperform vote.

Company	Underperform	Outperform
Civista Bancshares	Outperform Votes 264 58.28%	Underperform Votes 189 41.72%
Grupo Supervielle	Outperform Votes 381 58.80%	Underperform Votes 267 41.20%

Is CIVB or SUPV more profitable?

Civista Bancshares has a net margin of 12.96% compared to Grupo Supervielle's net margin of 5.80%. Grupo Supervielle's return on equity of 15.92% beat Civista Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	12.96%	8.35%	0.80%
Grupo Supervielle	5.80%	15.92%	2.93%

Which has more volatility and risk, CIVB or SUPV?

Civista Bancshares has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Grupo Supervielle has a beta of 1.95, suggesting that its share price is 95% more volatile than the S&P 500.

Summary

Civista Bancshares and Grupo Supervielle tied by winning 10 of the 20 factors compared between the two stocks.