Civista Bancshares (CIVB) Competitors

Civista Bancshares (NASDAQ:CIVB) and Triumph Financial (NASDAQ:TFIN) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, dividends, profitability, earnings, risk, analyst recommendations, community ranking, media sentiment and institutional ownership.

Does the media prefer CIVB or TFIN?

In the previous week, Triumph Financial had 7 more articles in the media than Civista Bancshares. MarketBeat recorded 13 mentions for Triumph Financial and 6 mentions for Civista Bancshares. Triumph Financial's average media sentiment score of 0.98 beat Civista Bancshares' score of 0.92 indicating that Triumph Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Civista Bancshares	2 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Triumph Financial	9 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CIVB or TFIN more profitable?

Civista Bancshares has a net margin of 12.96% compared to Triumph Financial's net margin of 3.30%. Civista Bancshares' return on equity of 8.35% beat Triumph Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	12.96%	8.35%	0.80%
Triumph Financial	3.30%	1.93%	0.28%

Does the MarketBeat Community prefer CIVB or TFIN?

Civista Bancshares received 262 more outperform votes than Triumph Financial when rated by MarketBeat users. Likewise, 58.15% of users gave Civista Bancshares an outperform vote while only 6.67% of users gave Triumph Financial an outperform vote.

Company	Underperform	Outperform
Civista Bancshares	Outperform Votes 264 58.15%	Underperform Votes 190 41.85%
Triumph Financial	Outperform Votes 2 6.67%	Underperform Votes 28 93.33%

Which has more volatility and risk, CIVB or TFIN?

Civista Bancshares has a beta of 0.67, meaning that its share price is 33% less volatile than the S&P 500. Comparatively, Triumph Financial has a beta of 1.18, meaning that its share price is 18% more volatile than the S&P 500.

Do analysts rate CIVB or TFIN?

Civista Bancshares presently has a consensus target price of $23.40, suggesting a potential upside of 17.82%. Triumph Financial has a consensus target price of $79.00, suggesting a potential upside of 62.48%. Given Triumph Financial's higher possible upside, analysts plainly believe Triumph Financial is more favorable than Civista Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Triumph Financial	1 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.80

Do insiders and institutionals hold more shares of CIVB or TFIN?

52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 91.1% of Triumph Financial shares are owned by institutional investors. 2.6% of Civista Bancshares shares are owned by company insiders. Comparatively, 5.6% of Triumph Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Which has stronger valuation & earnings, CIVB or TFIN?

Civista Bancshares has higher earnings, but lower revenue than Triumph Financial. Civista Bancshares is trading at a lower price-to-earnings ratio than Triumph Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$151.91M	2.02	$31.68M	$2.02	9.83
Triumph Financial	$415.57M	2.74	$16.09M	$0.54	90.04

Summary

Civista Bancshares and Triumph Financial tied by winning 9 of the 18 factors compared between the two stocks.