Cullman Bancorp (CULL) Competitors

Fidelity D & D Bancorp (NASDAQ:FDBC) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, community ranking, profitability, earnings, risk, media sentiment, institutional ownership and valuation.

Is FDBC or CULL more profitable?

Fidelity D & D Bancorp has a net margin of 13.30% compared to Cullman Bancorp's net margin of 0.00%. Fidelity D & D Bancorp's return on equity of 10.48% beat Cullman Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fidelity D & D Bancorp	13.30%	10.48%	0.81%
Cullman Bancorp	N/A	N/A	N/A

Which has more volatility & risk, FDBC or CULL?

Fidelity D & D Bancorp has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, Cullman Bancorp has a beta of 0.06, suggesting that its share price is 94% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in FDBC or CULL?

20.1% of Fidelity D & D Bancorp shares are held by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are held by institutional investors. 17.7% of Fidelity D & D Bancorp shares are held by company insiders. Comparatively, 16.8% of Cullman Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, FDBC or CULL?

Fidelity D & D Bancorp has higher revenue and earnings than Cullman Bancorp. Fidelity D & D Bancorp is trading at a lower price-to-earnings ratio than Cullman Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity D & D Bancorp	$105.24M	2.37	$18.21M	$2.68	16.24
Cullman Bancorp	$21.17M	3.03	$3.95M	$0.50	18.98

Is FDBC or CULL a better dividend stock?

Fidelity D & D Bancorp pays an annual dividend of $1.60 per share and has a dividend yield of 3.7%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 1.3%. Fidelity D & D Bancorp pays out 59.7% of its earnings in the form of a dividend. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer FDBC or CULL?

Fidelity D & D Bancorp received 156 more outperform votes than Cullman Bancorp when rated by MarketBeat users.

Company	Underperform	Outperform
Fidelity D & D Bancorp	Outperform Votes 156 68.12%	Underperform Votes 73 31.88%
Cullman Bancorp	N/A	N/A

Does the media refer more to FDBC or CULL?

In the previous week, Fidelity D & D Bancorp had 1 more articles in the media than Cullman Bancorp. MarketBeat recorded 1 mentions for Fidelity D & D Bancorp and 0 mentions for Cullman Bancorp. Fidelity D & D Bancorp's average media sentiment score of 0.50 beat Cullman Bancorp's score of 0.00 indicating that Fidelity D & D Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Fidelity D & D Bancorp	Positive
Cullman Bancorp	Neutral

Summary

Fidelity D & D Bancorp beats Cullman Bancorp on 12 of the 16 factors compared between the two stocks.