Cullman Bancorp (CULL) Competitors

IF Bancorp (NASDAQ:IROQ) and Cullman Bancorp (NASDAQ:CULL) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, community ranking, dividends, institutional ownership, valuation, earnings, risk, analyst recommendations and media sentiment.

Is IROQ or CULL more profitable?

Cullman Bancorp has a net margin of 16.90% compared to IF Bancorp's net margin of 3.95%. Cullman Bancorp's return on equity of 3.60% beat IF Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
IF Bancorp	3.95%	2.50%	0.20%
Cullman Bancorp	16.90%	3.60%	0.88%

Do analysts rate IROQ or CULL?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
IF Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Cullman Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Do institutionals & insiders hold more shares of IROQ or CULL?

44.1% of IF Bancorp shares are held by institutional investors. Comparatively, 25.7% of Cullman Bancorp shares are held by institutional investors. 12.6% of IF Bancorp shares are held by company insiders. Comparatively, 16.8% of Cullman Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Which has preferable earnings & valuation, IROQ or CULL?

Cullman Bancorp has lower revenue, but higher earnings than IF Bancorp. Cullman Bancorp is trading at a lower price-to-earnings ratio than IF Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
IF Bancorp	$45.37M	1.58	$1.79M	$0.55	38.89
Cullman Bancorp	$16.54M	3.98	$3.95M	$0.50	19.40

Does the media refer more to IROQ or CULL?

In the previous week, Cullman Bancorp had 1 more articles in the media than IF Bancorp. MarketBeat recorded 1 mentions for Cullman Bancorp and 0 mentions for IF Bancorp. IF Bancorp's average media sentiment score of 0.59 beat Cullman Bancorp's score of 0.00 indicating that IF Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
IF Bancorp	Positive
Cullman Bancorp	Neutral

Is IROQ or CULL a better dividend stock?

IF Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.9%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 1.2%. IF Bancorp pays out 72.7% of its earnings in the form of a dividend. Cullman Bancorp pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. IF Bancorp has raised its dividend for 9 consecutive years. IF Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community prefer IROQ or CULL?

IF Bancorp received 106 more outperform votes than Cullman Bancorp when rated by MarketBeat users.

Company	Underperform	Outperform
IF Bancorp	Outperform Votes 106 65.03%	Underperform Votes 57 34.97%
Cullman Bancorp	N/A	N/A

Which has more volatility and risk, IROQ or CULL?

IF Bancorp has a beta of 0.52, meaning that its share price is 48% less volatile than the S&P 500. Comparatively, Cullman Bancorp has a beta of 0.05, meaning that its share price is 95% less volatile than the S&P 500.

Summary

IF Bancorp beats Cullman Bancorp on 9 of the 17 factors compared between the two stocks.