CZFS vs. PDLB, CHMG, OVLY, CBAN, TSBK, PKBK, NWFL, FVCB, SBNY, and COFS Should you be buying Citizens Financial Services stock or one of its competitors? The main competitors of Citizens Financial Services include Ponce Financial Group (PDLB), Chemung Financial (CHMG), Oak Valley Bancorp (OVLY), Colony Bankcorp (CBAN), Timberland Bancorp (TSBK), Parke Bancorp (PKBK), Norwood Financial (NWFL), FVCBankcorp (FVCB), Signature Bank (SBNY), and ChoiceOne Financial Services (COFS). These companies are all part of the "finance" sector.
Ponce Financial Group (NASDAQ:PDLB ) and Citizens Financial Services (NASDAQ:CZFS ) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, community ranking, media sentiment, profitability, risk, analyst recommendations, dividends, institutional ownership and valuation.
Ponce Financial Group received 68 more outperform votes than Citizens Financial Services when rated by MarketBeat users. However, 69.23% of users gave Citizens Financial Services an outperform vote while only 53.42% of users gave Ponce Financial Group an outperform vote.
Citizens Financial Services has a net margin of 11.63% compared to Citizens Financial Services' net margin of 3.64%. Ponce Financial Group's return on equity of 10.43% beat Citizens Financial Services' return on equity.
Citizens Financial Services has higher revenue and earnings than Ponce Financial Group. Citizens Financial Services is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks.
Ponce Financial Group has a beta of 0.57, meaning that its stock price is 43% less volatile than the S&P 500. Comparatively, Citizens Financial Services has a beta of 0.4, meaning that its stock price is 60% less volatile than the S&P 500.
64.3% of Ponce Financial Group shares are held by institutional investors. Comparatively, 22.5% of Citizens Financial Services shares are held by institutional investors. 5.4% of Ponce Financial Group shares are held by insiders. Comparatively, 6.3% of Citizens Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
In the previous week, Citizens Financial Services had 2 more articles in the media than Ponce Financial Group. MarketBeat recorded 2 mentions for Citizens Financial Services and 0 mentions for Ponce Financial Group. Ponce Financial Group's average media sentiment score of 0.47 beat Citizens Financial Services' score of 0.00 indicating that Citizens Financial Services is being referred to more favorably in the news media.
Citizens Financial Services has a consensus price target of $53.00, suggesting a potential upside of 24.56%. Given Ponce Financial Group's higher probable upside, analysts clearly believe Citizens Financial Services is more favorable than Ponce Financial Group.
Summary Citizens Financial Services beats Ponce Financial Group on 12 of the 17 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding CZFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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Citizens Financial Services Competitors List
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