CVB Financial (CVBF) Stock Price, News & Analysis

Company Overview

CVB Financial Corp is the bank holding company for Citizens Business Bank, a California-based commercial bank whose operations trace back to 1974. Headquartered in Ontario, California, the company provides a broad range of banking and financial services through its community-focused branch network. As a publicly traded company on the NASDAQ under the symbol CVBF, CVB Financial oversees strategic planning, corporate governance and long-term growth initiatives for its subsidiary.

The company’s core business activities include commercial lending, real estate financing, equipment leasing and Small Business Administration (SBA) loan programs. In addition to commercial and industrial lending, Citizens Business Bank offers deposit products such as checking, savings and money market accounts, as well as consumer mortgages. CVB Financial also provides treasury and cash management services designed to help businesses optimize liquidity, manage receivables and streamline payments.

Beyond traditional banking, CVB Financial delivers trust, wealth management and retirement planning services through a dedicated trust division. Its wealth platform offers investment advisory, fiduciary and estate settlement services tailored to both individual and institutional clients. Under the leadership of President and Chief Executive Officer Erik Ellingsen, CVB Financial has expanded its geographic footprint with branches across Southern California, the Central Valley, the San Francisco Bay Area and select markets in Arizona.

Key Stats

• Today's Range: $20.13 to $20.48
• 50-Day Range: $18.37 to $21.19
• 52-Week Range: $16.01 to $24.58
• Volume: 629,701 shs
• Average Volume: 772,399 shs
• Market Capitalization: $2.80 billion
• P/E Ratio: 14.02
• Dividend Yield: 3.94%
• Price Target: $23.25
• Consensus Rating: Moderate Buy

CVB Financial Stock Analysis - MarketRank™

CVB Financial scored higher than 72% of companies evaluated by MarketBeat, and ranked 422nd out of 915 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

CVB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

CVB Financial has a consensus price target of $23.25, representing about 14.4% upside from its current price of $20.33.

Amount of Analyst Coverage

CVB Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.96%

Earnings Growth

Earnings for CVB Financial are expected to grow by 4.96% in the coming year, from $1.41 to $1.48 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of CVB Financial is 14.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 279.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of CVB Financial is 14.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 231.78.

Price to Book Value per Share Ratio

CVB Financial has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

2.51% of the float of CVB Financial has been sold short.

Short Interest Ratio / Days to Cover

CVB Financial has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in CVB Financial has recently increased by 4.50%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

CVB Financial is a leading dividend payer. It pays a dividend yield of 3.96%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

CVB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of CVB Financial is 55.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, CVB Financial will have a dividend payout ratio of 54.05% next year. This indicates that CVB Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.51% of the float of CVB Financial has been sold short.

Short Interest Ratio / Days to Cover

CVB Financial has a short interest ratio ("days to cover") of 4.1.

Change versus previous month

Short interest in CVB Financial has recently increased by 4.50%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.64

News Sentiment

CVB Financial has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.10 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for CVB Financial this week, compared to 5 articles on an average week.

Search Interest

2 people have searched for CVBF on MarketBeat in the last 30 days.

MarketBeat Follows

1 people have added CVB Financial to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, CVB Financial insiders have bought 4,162.98% more of their company's stock than they have sold. Specifically, they have bought $1,000,096.00 in company stock and sold $23,460.00 in company stock.

Percentage Held by Insiders

Only 6.10% of the stock of CVB Financial is held by insiders.

Percentage Held by Institutions

74.18% of the stock of CVB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CVBF Stock Analysis - Frequently Asked Questions

How have CVBF shares performed this year?

CVB Financial's stock was trading at $21.41 on January 1st, 2025. Since then, CVBF stock has decreased by 5.0% and is now trading at $20.33.

How were CVB Financial's earnings last quarter?

CVB Financial Corporation (NASDAQ:CVBF) announced its quarterly earnings data on Wednesday, July, 23rd. The financial services provider reported $0.36 EPS for the quarter, beating analysts' consensus estimates of $0.35 by $0.01. The financial services provider had revenue of $126.35 million for the quarter, compared to analysts' expectations of $127.95 million. CVB Financial had a net margin of 30.99% and a trailing twelve-month return on equity of 9.21%.
Read the conference call transcript.

Who are CVB Financial's major shareholders?

CVB Financial's top institutional shareholders include State Street Corp (4.75%), Charles Schwab Investment Management Inc. (3.90%), Geode Capital Management LLC (2.34%) and American Century Companies Inc. (1.90%). Insiders that own company stock include George A Borba Jr, David A Brager, E Allen Nicholson, David F Farnsworth, Richard H Wohl, Jane Olvera, Kimberly H Sheehy and Anna Kan.
View institutional ownership trends.

How do I buy shares of CVB Financial?

Shares of CVBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of CVB Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that CVB Financial investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), AU Optronics (AUOTY), iShares Micro-Cap ETF (IWC) and Voyager Therapeutics (VYGR).

Company Calendar

• Record date for 7/24 Dividend: 7/10/2025
• Ex-Dividend for 7/24 Dividend: 7/10/2025
• Last Earnings: 7/23/2025
• Dividend Payable: 7/24/2025
• Today: 9/10/2025
• Next Earnings (Estimated): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:CVBF
• CIK: 354647
• Web: www.cbbank.com
• Phone: (909) 980-4030
• Fax: 909-481-2131
• Employees: 1,089
• Year Founded: 1974

Price Target and Rating

• Average Price Target for CVB Financial: $23.25
• High Price Target: $26.00
• Low Price Target: $20.00
• Potential Upside/Downside: +14.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.45
• Trailing P/E Ratio: 14.02
• Forward P/E Ratio: 14.42
• P/E Growth: N/A
• Net Income: $200.72 million
• Net Margins: 30.99%
• Pretax Margin: 41.67%
• Return on Equity: 9.21%
• Return on Assets: 1.33%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.73
• Quick Ratio: 0.73

Sales & Book Value

• Annual Sales: $684.59 million
• Price / Sales: 4.09
• Cash Flow: $1.68 per share
• Price / Cash Flow: 12.11
• Book Value: $15.65 per share
• Price / Book: 1.30

Miscellaneous

• Outstanding Shares: 137,820,000
• Free Float: 129,411,000
• Market Cap: $2.80 billion
• Optionable: Optionable
• Beta: 0.71