CZWI vs. VEL, SMBK, SPFI, YRD, MPB, SHBI, JFIN, ALRS, LDI, and HONE
Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Velocity Financial (VEL), SmartFinancial (SMBK), South Plains Financial (SPFI), Yiren Digital (YRD), Mid Penn Bancorp (MPB), Shore Bancshares (SHBI), Jiayin Group (JFIN), Alerus Financial (ALRS), loanDepot (LDI), and HarborOne Bancorp (HONE). These companies are all part of the "banking" industry.
Citizens Community Bancorp vs.
Velocity Financial (NYSE:VEL) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their earnings, valuation, profitability, analyst recommendations, institutional ownership, risk, community ranking, media sentiment and dividends.
97.5% of Velocity Financial shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 4.0% of Velocity Financial shares are owned by company insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Citizens Community Bancorp received 88 more outperform votes than Velocity Financial when rated by MarketBeat users. However, 68.71% of users gave Velocity Financial an outperform vote while only 62.58% of users gave Citizens Community Bancorp an outperform vote.
In the previous week, Citizens Community Bancorp had 1 more articles in the media than Velocity Financial. MarketBeat recorded 1 mentions for Citizens Community Bancorp and 0 mentions for Velocity Financial. Citizens Community Bancorp's average media sentiment score of 0.20 beat Velocity Financial's score of 0.00 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.
Velocity Financial has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500.
Velocity Financial currently has a consensus price target of $21.50, suggesting a potential upside of 16.53%. Given Velocity Financial's higher probable upside, analysts clearly believe Velocity Financial is more favorable than Citizens Community Bancorp.
Velocity Financial has a net margin of 51.06% compared to Citizens Community Bancorp's net margin of 13.79%. Velocity Financial's return on equity of 14.50% beat Citizens Community Bancorp's return on equity.
Velocity Financial has higher revenue and earnings than Citizens Community Bancorp. Velocity Financial is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Velocity Financial beats Citizens Community Bancorp on 12 of the 18 factors compared between the two stocks.
Get Citizens Community Bancorp News Delivered to You Automatically
Sign up to receive the latest news and ratings for CZWI and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Citizens Community Bancorp Competitors List
Related Companies and Tools
This page (NASDAQ:CZWI) was last updated on 2/22/2025 by MarketBeat.com Staff
