Citizens Community Bancorp (CZWI) Competitors $16.37 -0.02 (-0.12%) (As of 12/20/2024 05:16 PM ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends CZWI vs. ESQ, OPFI, SPFI, FFWM, SMBK, SHBI, MSBI, HONE, PFIS, and ALRSShould you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Esquire Financial (ESQ), OppFi (OPFI), South Plains Financial (SPFI), First Foundation (FFWM), SmartFinancial (SMBK), Shore Bancshares (SHBI), Midland States Bancorp (MSBI), HarborOne Bancorp (HONE), Peoples Financial Services (PFIS), and Alerus Financial (ALRS). These companies are all part of the "banking" industry. Citizens Community Bancorp vs. Esquire Financial OppFi South Plains Financial First Foundation SmartFinancial Shore Bancshares Midland States Bancorp HarborOne Bancorp Peoples Financial Services Alerus Financial Esquire Financial (NASDAQ:ESQ) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, community ranking, analyst recommendations, institutional ownership, media sentiment, risk and valuation. Does the media favor ESQ or CZWI? In the previous week, Esquire Financial had 4 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 5 mentions for Esquire Financial and 1 mentions for Citizens Community Bancorp. Esquire Financial's average media sentiment score of 0.55 beat Citizens Community Bancorp's score of 0.55 indicating that Esquire Financial is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Esquire Financial 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Citizens Community Bancorp 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders and institutionals believe in ESQ or CZWI? 54.7% of Esquire Financial shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 18.9% of Esquire Financial shares are owned by company insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Which has better earnings and valuation, ESQ or CZWI? Esquire Financial has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEsquire Financial$120.71M5.42$41.01M$4.9715.82Citizens Community Bancorp$57.04M2.88$13.06M$1.4111.61 Which has more volatility and risk, ESQ or CZWI? Esquire Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500. Do analysts recommend ESQ or CZWI? Esquire Financial presently has a consensus price target of $71.67, suggesting a potential downside of 8.83%. Given Esquire Financial's higher probable upside, equities research analysts clearly believe Esquire Financial is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Esquire Financial 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 3.00Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the MarketBeat Community prefer ESQ or CZWI? Esquire Financial received 7 more outperform votes than Citizens Community Bancorp when rated by MarketBeat users. However, 62.67% of users gave Citizens Community Bancorp an outperform vote while only 57.69% of users gave Esquire Financial an outperform vote. CompanyUnderperformOutperformEsquire FinancialOutperform Votes19557.69% Underperform Votes14342.31% Citizens Community BancorpOutperform Votes18862.67% Underperform Votes11237.33% Is ESQ or CZWI more profitable? Esquire Financial has a net margin of 31.38% compared to Citizens Community Bancorp's net margin of 14.70%. Esquire Financial's return on equity of 19.53% beat Citizens Community Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Esquire Financial31.38% 19.53% 2.47% Citizens Community Bancorp 14.70%8.64%0.83% Is ESQ or CZWI a better dividend stock? Esquire Financial pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. Citizens Community Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 2.0%. Esquire Financial pays out 12.1% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SummaryEsquire Financial beats Citizens Community Bancorp on 15 of the 19 factors compared between the two stocks. 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Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CZWI vs. The Competition Export to ExcelMetricCitizens Community BancorpFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$164.26M$2.74B$11.26B$9.08BDividend Yield1.90%3.20%5.77%4.23%P/E Ratio11.6115.2926.7517.18Price / Sales2.883.9536.48116.99Price / Cash9.9119.3918.6537.86Price / Book0.991.002.764.78Net Income$13.06M$358.89M$1.04B$225.60M7 Day Performance-2.03%-1.85%-2.89%-1.23%1 Month Performance4.80%-0.46%-2.90%3.36%1 Year Performance42.35%10.15%11.58%16.60% Citizens Community Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CZWICitizens Community Bancorp1.8664 of 5 stars$16.37-0.1%N/A+42.3%$164.26M$57.04M11.61220Analyst DowngradeESQEsquire Financial2.2654 of 5 stars$78.48+1.7%$71.67-8.7%+60.4%$653.03M$120.71M15.53110Insider TradeNews CoverageOPFIOppFi0.863 of 5 stars$7.55+2.9%$7.50-0.7%+64.7%$650.92M$523.16M45.88570News CoverageGap DownSPFISouth Plains Financial3.2878 of 5 stars$39.11+1.2%$36.00-8.0%+23.2%$641.01M$291.26M15.04680Positive NewsFFWMFirst Foundation3.4173 of 5 stars$7.34+0.5%$7.80+6.3%-30.5%$604.56M$46.26M-6.53563Analyst RevisionSMBKSmartFinancial2.1748 of 5 stars$34.04+0.1%$29.50-13.3%+27.3%$576.16M$163.79M17.54550SHBIShore Bancshares2.7183 of 5 stars$17.11+0.9%$20.00+16.9%+15.2%$570.23M$197.90M13.59610MSBIMidland States Bancorp4.7579 of 5 stars$26.48+0.1%$27.33+3.2%-8.6%$566.67M$470.89M11.45970Analyst RevisionNews CoverageHONEHarborOne Bancorp2.8569 of 5 stars$12.85+0.1%$13.00+1.2%+1.4%$566.07M$160.14M45.89640Dividend AnnouncementNews CoveragePFISPeoples Financial Services1.8295 of 5 stars$56.25+0.6%$50.00-11.1%+8.7%$562.22M$113.63M54.02400ALRSAlerus Financial4.4581 of 5 stars$22.02-0.1%$23.20+5.4%-8.8%$557.94M$170.07M137.75840Analyst RevisionPositive News Related Companies and Tools Related Companies ESQ Alternatives OPFI Alternatives SPFI Alternatives FFWM Alternatives SMBK Alternatives SHBI Alternatives MSBI Alternatives HONE Alternatives PFIS Alternatives ALRS Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:CZWI) was last updated on 12/21/2024 by MarketBeat.com Staff From Our PartnersAmazon coin set to soar 25X – starting December 16th?This tiny 3-cent crypto just partnered with one of the biggest companies in the world… Amazon. 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