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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$14.90 +0.16 (+1.09%)
Closing price 08/1/2025 04:00 PM Eastern
Extended Trading
$14.88 -0.02 (-0.10%)
As of 08/1/2025 04:04 PM Eastern
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CZWI vs. LDI, CBNK, ALRS, QD, YRD, SHBI, HONE, GNTY, MPB, and BCAL

Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include loanDepot (LDI), Capital Bancorp (CBNK), Alerus Financial (ALRS), Qudian (QD), Yirendai (YRD), Shore Bancshares (SHBI), HarborOne Bancorp (HONE), Guaranty Bancshares (GNTY), Mid Penn Bancorp (MPB), and California BanCorp (BCAL). These companies are all part of the "banking" industry.

Citizens Community Bancorp vs. Its Competitors

loanDepot (NYSE:LDI) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation and earnings.

loanDepot has a beta of 3.35, suggesting that its stock price is 235% more volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 0.74, suggesting that its stock price is 26% less volatile than the S&P 500.

Citizens Community Bancorp has a net margin of 12.65% compared to loanDepot's net margin of -7.74%. Citizens Community Bancorp's return on equity of 6.93% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-7.74% -18.41% -1.57%
Citizens Community Bancorp 12.65%6.93%0.70%

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 78.1% of loanDepot shares are owned by company insiders. Comparatively, 3.9% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Citizens Community Bancorp has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$1.06B0.52-$98.33M-$0.45-3.72
Citizens Community Bancorp$57.94M2.57$13.75M$1.2412.02

loanDepot currently has a consensus price target of $2.05, suggesting a potential upside of 22.39%. Given loanDepot's stronger consensus rating and higher probable upside, equities analysts clearly believe loanDepot is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Citizens Community Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

In the previous week, Citizens Community Bancorp had 7 more articles in the media than loanDepot. MarketBeat recorded 12 mentions for Citizens Community Bancorp and 5 mentions for loanDepot. Citizens Community Bancorp's average media sentiment score of 1.27 beat loanDepot's score of 0.45 indicating that Citizens Community Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Citizens Community Bancorp
6 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Citizens Community Bancorp beats loanDepot on 10 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$148.84M$593.40M$12.05B$9.52B
Dividend Yield2.44%3.45%5.62%4.09%
P/E Ratio12.029.8919.7523.81
Price / Sales2.572.0725.9666.04
Price / Cash8.2614.7421.3357.96
Price / Book0.830.952.095.54
Net Income$13.75M$35.88M$1.00B$259.28M
7 Day Performance0.88%-2.53%-2.46%-4.64%
1 Month Performance3.11%-2.35%-0.84%4.41%
1 Year Performance19.68%6.31%537.11%17.95%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
4.2211 of 5 stars
$14.90
+1.1%
N/A+16.1%$148.84M$57.94M12.02220News Coverage
Positive News
Earnings Report
High Trading Volume
LDI
loanDepot
1.3599 of 5 stars
$1.70
-4.8%
$2.05
+20.9%
-14.1%$587.24M$831.14M-3.774,900News Coverage
Upcoming Earnings
CBNK
Capital Bancorp
4.5168 of 5 stars
$34.39
+0.4%
$34.50
+0.3%
+23.6%$570.32M$244.71M13.87270News Coverage
Earnings Report
Dividend Increase
Analyst Forecast
ALRS
Alerus Financial
4.9321 of 5 stars
$23.07
+6.2%
$23.00
-0.3%
-4.9%$550.95M$237.02M18.91840Trending News
Earnings Report
Analyst Forecast
Analyst Revision
High Trading Volume
QD
Qudian
2.7821 of 5 stars
$3.37
+3.4%
N/A+122.5%$549.93M$29.65M14.04940News Coverage
Gap Down
YRD
Yirendai
2.5328 of 5 stars
$6.05
-2.4%
N/A+24.8%$535.72M$795.41M2.833,800News Coverage
Short Interest ↑
SHBI
Shore Bancshares
4.3369 of 5 stars
$16.19
+2.3%
$20.00
+23.5%
+10.4%$528.32M$326.48M10.06450News Coverage
HONE
HarborOne Bancorp
4.3646 of 5 stars
$12.25
+0.6%
$13.00
+6.1%
-9.7%$524.66M$318.33M18.85640News Coverage
Dividend Announcement
GNTY
Guaranty Bancshares
3.0434 of 5 stars
$46.16
+2.1%
$45.00
-2.5%
+32.2%$523.48M$118.37M16.78470Positive News
MPB
Mid Penn Bancorp
4.5771 of 5 stars
$27.10
+0.3%
$36.00
+32.8%
-3.5%$522.99M$309.08M11.34620
BCAL
California BanCorp
3.0173 of 5 stars
$16.07
+0.2%
$19.50
+21.3%
-7.1%$519.90M$184.56M35.71204News Coverage
Analyst Forecast
Analyst Revision

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This page (NASDAQ:CZWI) was last updated on 8/2/2025 by MarketBeat.com Staff
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