Citizens Community Bancorp (CZWI) Competitors $13.59 +0.11 (+0.82%) Closing price 04/17/2025 04:00 PM EasternExtended Trading$13.58 -0.02 (-0.11%) As of 04/17/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock CZWI vs. ORRF, SPFI, YRD, MPB, SMBK, NPB, CBNK, QD, LDI, and GNTYShould you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Orrstown Financial Services (ORRF), South Plains Financial (SPFI), Yiren Digital (YRD), Mid Penn Bancorp (MPB), SmartFinancial (SMBK), Northpointe Bancshares (NPB), Capital Bancorp (CBNK), Qudian (QD), loanDepot (LDI), and Guaranty Bancshares (GNTY). These companies are all part of the "banking" industry. Citizens Community Bancorp vs. Orrstown Financial Services South Plains Financial Yiren Digital Mid Penn Bancorp SmartFinancial Northpointe Bancshares Capital Bancorp Qudian loanDepot Guaranty Bancshares Orrstown Financial Services (NASDAQ:ORRF) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, profitability, earnings, community ranking, dividends, valuation, media sentiment, analyst recommendations and institutional ownership. Is ORRF or CZWI more profitable? Citizens Community Bancorp has a net margin of 13.79% compared to Orrstown Financial Services' net margin of 7.70%. Orrstown Financial Services' return on equity of 15.77% beat Citizens Community Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Orrstown Financial Services7.70% 15.77% 1.42% Citizens Community Bancorp 13.79%7.87%0.77% Do analysts rate ORRF or CZWI? Orrstown Financial Services currently has a consensus price target of $38.80, indicating a potential upside of 43.97%. Given Orrstown Financial Services' stronger consensus rating and higher probable upside, equities research analysts plainly believe Orrstown Financial Services is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Orrstown Financial Services 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.80Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the MarketBeat Community prefer ORRF or CZWI? Orrstown Financial Services received 47 more outperform votes than Citizens Community Bancorp when rated by MarketBeat users. However, 62.42% of users gave Citizens Community Bancorp an outperform vote while only 61.18% of users gave Orrstown Financial Services an outperform vote. CompanyUnderperformOutperformOrrstown Financial ServicesOutperform Votes23861.18% Underperform Votes15138.82% Citizens Community BancorpOutperform Votes19162.42% Underperform Votes11537.58% Do institutionals & insiders believe in ORRF or CZWI? 44.3% of Orrstown Financial Services shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 4.7% of Orrstown Financial Services shares are owned by company insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term. Which has higher valuation & earnings, ORRF or CZWI? Orrstown Financial Services has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Orrstown Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOrrstown Financial Services$190.41M2.76$22.05M$1.8414.65Citizens Community Bancorp$56.29M2.41$13.75M$1.3310.22 Is ORRF or CZWI a better dividend stock? Orrstown Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.9%. Citizens Community Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.6%. Orrstown Financial Services pays out 56.5% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 27.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Does the media refer more to ORRF or CZWI? In the previous week, Orrstown Financial Services had 10 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 13 mentions for Orrstown Financial Services and 3 mentions for Citizens Community Bancorp. Orrstown Financial Services' average media sentiment score of 0.91 beat Citizens Community Bancorp's score of 0.86 indicating that Orrstown Financial Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Orrstown Financial Services 7 Very Positive mention(s) 0 Positive mention(s) 5 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Citizens Community Bancorp 2 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility & risk, ORRF or CZWI? Orrstown Financial Services has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500. SummaryOrrstown Financial Services beats Citizens Community Bancorp on 15 of the 20 factors compared between the two stocks. Get Citizens Community Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for CZWI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CZWI vs. The Competition Export to ExcelMetricCitizens Community BancorpFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$135.76M$2.84B$10.86B$7.35BDividend Yield2.72%3.71%5.78%4.31%P/E Ratio10.2215.5021.5617.82Price / Sales2.413.4925.4697.68Price / Cash9.0919.1117.6234.64Price / Book0.820.872.563.98Net Income$13.75M$352.78M$1.03B$247.81M7 Day Performance6.92%1.65%1.82%3.19%1 Month Performance-7.99%-2.97%-4.03%-7.70%1 Year Performance23.88%11.27%535.48%1.49% Citizens Community Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CZWICitizens Community Bancorp4.2795 of 5 stars$13.59+0.8%N/A+23.9%$135.76M$56.29M10.22220Analyst DowngradeNews CoverageORRFOrrstown Financial Services4.6437 of 5 stars$26.78+0.3%$39.75+48.4%+3.8%$522.34M$190.41M14.55430Upcoming EarningsNews CoveragePositive NewsGap DownSPFISouth Plains Financial4.5156 of 5 stars$31.18-0.1%$42.67+36.8%+23.8%$514.03M$189.30M10.68680Upcoming EarningsDividend AnnouncementNews CoverageYRDYiren Digital2.5737 of 5 stars$5.74-6.2%N/A+18.3%$503.39M$5.81B1.983,800Short Interest ↑High Trading VolumeMPBMid Penn Bancorp4.2402 of 5 stars$24.68+1.8%$36.00+45.9%+23.9%$477.71M$176.80M8.51620Upcoming EarningsShort Interest ↑Positive NewsGap DownHigh Trading VolumeSMBKSmartFinancial2.7295 of 5 stars$27.62+0.1%$30.70+11.2%+44.8%$469.95M$171.50M12.90550News CoveragePositive NewsGap DownNPBNorthpointe BancsharesN/A$12.83-0.5%$17.25+34.5%N/A$440.13M$187.14M0.00541Ex-DividendNews CoverageCBNKCapital Bancorp4.7239 of 5 stars$26.15+0.2%$34.50+31.9%+40.1%$435.50M$183.73M12.28270Short Interest ↓News CoveragePositive NewsGap DownQDQudian1.4255 of 5 stars$2.16-5.5%N/A+10.3%$432.30M$216.43M53.88940Positive NewsGap DownLDIloanDepot3.1201 of 5 stars$1.32-9.3%$2.03+54.0%-52.9%$431.69M$781.10M-2.5313,500Analyst ForecastShort Interest ↓News CoverageHigh Trading VolumeGNTYGuaranty Bancshares1.8045 of 5 stars$37.50+0.2%$37.33-0.4%+34.6%$425.70M$115.61M13.64470Upcoming EarningsNews CoveragePositive NewsGap Down Related Companies and Tools Related Companies ORRF Alternatives SPFI Alternatives YRD Alternatives MPB Alternatives SMBK Alternatives NPB Alternatives CBNK Alternatives QD Alternatives LDI Alternatives GNTY Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CZWI) was last updated on 4/20/2025 by MarketBeat.com Staff From Our PartnersMy prediction is coming trueWe've developed a surprisingly effective way to see which stocks could double during massive shake-ups, by usi...InvestorPlace | SponsoredThe real reason gold is soaring (and likely to continue)Trump’s Policies Are Fueling a Gold Boom—Here’s Your Chance to Profit Donald Trump’s bold policies are driv...Golden Portfolio | SponsoredTrump to redistribute trillions of dollars Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredDOGE Social Security bombshell?Elon Musk just dropped another bombshell... He revealed his DOGE organization has been taking aim at Social...Altimetry | SponsoredElon Reveals Why There Soon Won’t Be Any Money For Social SecurityElon Musk's Near-Death Experience Sparks Dire Warning for Americans After cheating death twice—once in a te...Colonial Metals | SponsoredThe first casualty of the 2025 trade warThe headlines scream tariffs and export bans — but the real damage is happening in retirement portfolios. Tim ...Investors Alley | SponsoredMusk’s AI Masterplan – Our #1 AI Stock to Buy NowDid Elon Musk just set the stage for the next AI stock explosion? One 30-year Wall Street veteran thinks so...Behind the Markets | SponsoredClaim Your FREE Protection GuideIn the final days of his first term, Trump quietly left open an "off the books" wealth-protection loophole hid...American Alternative | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens Community Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens Community Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Buy CZWI Stock Free CZWI Stock Alerts