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Citizens Community Bancorp (CZWI) Competitors

Citizens Community Bancorp logo
$16.37 -0.02 (-0.12%)
(As of 12/20/2024 05:16 PM ET)

CZWI vs. ESQ, OPFI, SPFI, FFWM, SMBK, SHBI, MSBI, HONE, PFIS, and ALRS

Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Esquire Financial (ESQ), OppFi (OPFI), South Plains Financial (SPFI), First Foundation (FFWM), SmartFinancial (SMBK), Shore Bancshares (SHBI), Midland States Bancorp (MSBI), HarborOne Bancorp (HONE), Peoples Financial Services (PFIS), and Alerus Financial (ALRS). These companies are all part of the "banking" industry.

Citizens Community Bancorp vs.

Esquire Financial (NASDAQ:ESQ) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, community ranking, analyst recommendations, institutional ownership, media sentiment, risk and valuation.

In the previous week, Esquire Financial had 4 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 5 mentions for Esquire Financial and 1 mentions for Citizens Community Bancorp. Esquire Financial's average media sentiment score of 0.55 beat Citizens Community Bancorp's score of 0.55 indicating that Esquire Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Esquire Financial
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Citizens Community Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

54.7% of Esquire Financial shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 18.9% of Esquire Financial shares are owned by company insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Esquire Financial has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Esquire Financial$120.71M5.42$41.01M$4.9715.82
Citizens Community Bancorp$57.04M2.88$13.06M$1.4111.61

Esquire Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500.

Esquire Financial presently has a consensus price target of $71.67, suggesting a potential downside of 8.83%. Given Esquire Financial's higher probable upside, equities research analysts clearly believe Esquire Financial is more favorable than Citizens Community Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Esquire Financial
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00
Citizens Community Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Esquire Financial received 7 more outperform votes than Citizens Community Bancorp when rated by MarketBeat users. However, 62.67% of users gave Citizens Community Bancorp an outperform vote while only 57.69% of users gave Esquire Financial an outperform vote.

CompanyUnderperformOutperform
Esquire FinancialOutperform Votes
195
57.69%
Underperform Votes
143
42.31%
Citizens Community BancorpOutperform Votes
188
62.67%
Underperform Votes
112
37.33%

Esquire Financial has a net margin of 31.38% compared to Citizens Community Bancorp's net margin of 14.70%. Esquire Financial's return on equity of 19.53% beat Citizens Community Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Esquire Financial31.38% 19.53% 2.47%
Citizens Community Bancorp 14.70%8.64%0.83%

Esquire Financial pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. Citizens Community Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 2.0%. Esquire Financial pays out 12.1% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Esquire Financial beats Citizens Community Bancorp on 15 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CZWI vs. The Competition

MetricCitizens Community BancorpFederal savings institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$164.26M$2.74B$11.26B$9.08B
Dividend Yield1.90%3.20%5.77%4.23%
P/E Ratio11.6115.2926.7517.18
Price / Sales2.883.9536.48116.99
Price / Cash9.9119.3918.6537.86
Price / Book0.991.002.764.78
Net Income$13.06M$358.89M$1.04B$225.60M
7 Day Performance-2.03%-1.85%-2.89%-1.23%
1 Month Performance4.80%-0.46%-2.90%3.36%
1 Year Performance42.35%10.15%11.58%16.60%

Citizens Community Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CZWI
Citizens Community Bancorp
1.8664 of 5 stars
$16.37
-0.1%
N/A+42.3%$164.26M$57.04M11.61220Analyst Downgrade
ESQ
Esquire Financial
2.2654 of 5 stars
$78.48
+1.7%
$71.67
-8.7%
+60.4%$653.03M$120.71M15.53110Insider Trade
News Coverage
OPFI
OppFi
0.863 of 5 stars
$7.55
+2.9%
$7.50
-0.7%
+64.7%$650.92M$523.16M45.88570News Coverage
Gap Down
SPFI
South Plains Financial
3.2878 of 5 stars
$39.11
+1.2%
$36.00
-8.0%
+23.2%$641.01M$291.26M15.04680Positive News
FFWM
First Foundation
3.4173 of 5 stars
$7.34
+0.5%
$7.80
+6.3%
-30.5%$604.56M$46.26M-6.53563Analyst Revision
SMBK
SmartFinancial
2.1748 of 5 stars
$34.04
+0.1%
$29.50
-13.3%
+27.3%$576.16M$163.79M17.54550
SHBI
Shore Bancshares
2.7183 of 5 stars
$17.11
+0.9%
$20.00
+16.9%
+15.2%$570.23M$197.90M13.59610
MSBI
Midland States Bancorp
4.7579 of 5 stars
$26.48
+0.1%
$27.33
+3.2%
-8.6%$566.67M$470.89M11.45970Analyst Revision
News Coverage
HONE
HarborOne Bancorp
2.8569 of 5 stars
$12.85
+0.1%
$13.00
+1.2%
+1.4%$566.07M$160.14M45.89640Dividend Announcement
News Coverage
PFIS
Peoples Financial Services
1.8295 of 5 stars
$56.25
+0.6%
$50.00
-11.1%
+8.7%$562.22M$113.63M54.02400
ALRS
Alerus Financial
4.4581 of 5 stars
$22.02
-0.1%
$23.20
+5.4%
-8.8%$557.94M$170.07M137.75840Analyst Revision
Positive News

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This page (NASDAQ:CZWI) was last updated on 12/21/2024 by MarketBeat.com Staff
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