CZWI vs. FSBC, LPRO, SMBC, SPFI, LDI, QD, SMBK, HONE, HKD, and SHBI
Should you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include Five Star Bancorp (FSBC), Open Lending (LPRO), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), loanDepot (LDI), Qudian (QD), SmartFinancial (SMBK), HarborOne Bancorp (HONE), AMTD Digital (HKD), and Shore Bancshares (SHBI). These companies are all part of the "banking" industry.
Citizens Community Bancorp vs.
Five Star Bancorp (NASDAQ:FSBC) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, community ranking, media sentiment, earnings, dividends and profitability.
Five Star Bancorp has higher revenue and earnings than Citizens Community Bancorp. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.
Citizens Community Bancorp received 117 more outperform votes than Five Star Bancorp when rated by MarketBeat users. Likewise, 62.79% of users gave Citizens Community Bancorp an outperform vote while only 61.02% of users gave Five Star Bancorp an outperform vote.
Five Star Bancorp has a beta of 0.48, meaning that its stock price is 52% less volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 1.08, meaning that its stock price is 8% more volatile than the S&P 500.
Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.6%. Citizens Community Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 2.0%. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Citizens Community Bancorp pays out 22.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by company insiders. Comparatively, 3.7% of Citizens Community Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
In the previous week, Five Star Bancorp had 5 more articles in the media than Citizens Community Bancorp. MarketBeat recorded 9 mentions for Five Star Bancorp and 4 mentions for Citizens Community Bancorp. Five Star Bancorp's average media sentiment score of 0.67 beat Citizens Community Bancorp's score of 0.36 indicating that Five Star Bancorp is being referred to more favorably in the media.
Five Star Bancorp presently has a consensus target price of $35.25, suggesting a potential upside of 16.45%. Given Five Star Bancorp's higher possible upside, analysts clearly believe Five Star Bancorp is more favorable than Citizens Community Bancorp.
Five Star Bancorp has a net margin of 21.35% compared to Citizens Community Bancorp's net margin of 14.70%. Five Star Bancorp's return on equity of 12.80% beat Citizens Community Bancorp's return on equity.
Summary
Five Star Bancorp beats Citizens Community Bancorp on 14 of the 20 factors compared between the two stocks.
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This page (NASDAQ:CZWI) was last updated on 1/21/2025 by MarketBeat.com Staff