Citizens Community Bancorp (CZWI) Competitors $14.90 +0.16 (+1.09%) Closing price 08/1/2025 04:00 PM EasternExtended Trading$14.88 -0.02 (-0.10%) As of 08/1/2025 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock CZWI vs. LDI, CBNK, ALRS, QD, YRD, SHBI, HONE, GNTY, MPB, and BCALShould you be buying Citizens Community Bancorp stock or one of its competitors? The main competitors of Citizens Community Bancorp include loanDepot (LDI), Capital Bancorp (CBNK), Alerus Financial (ALRS), Qudian (QD), Yirendai (YRD), Shore Bancshares (SHBI), HarborOne Bancorp (HONE), Guaranty Bancshares (GNTY), Mid Penn Bancorp (MPB), and California BanCorp (BCAL). These companies are all part of the "banking" industry. Citizens Community Bancorp vs. Its Competitors loanDepot Capital Bancorp Alerus Financial Qudian Yirendai Shore Bancshares HarborOne Bancorp Guaranty Bancshares Mid Penn Bancorp California BanCorp loanDepot (NYSE:LDI) and Citizens Community Bancorp (NASDAQ:CZWI) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation and earnings. Which has more volatility & risk, LDI or CZWI? loanDepot has a beta of 3.35, suggesting that its stock price is 235% more volatile than the S&P 500. Comparatively, Citizens Community Bancorp has a beta of 0.74, suggesting that its stock price is 26% less volatile than the S&P 500. Is LDI or CZWI more profitable? Citizens Community Bancorp has a net margin of 12.65% compared to loanDepot's net margin of -7.74%. Citizens Community Bancorp's return on equity of 6.93% beat loanDepot's return on equity.Company Net Margins Return on Equity Return on Assets loanDepot-7.74% -18.41% -1.57% Citizens Community Bancorp 12.65%6.93%0.70% Do institutionals & insiders have more ownership in LDI or CZWI? 39.4% of loanDepot shares are owned by institutional investors. Comparatively, 55.1% of Citizens Community Bancorp shares are owned by institutional investors. 78.1% of loanDepot shares are owned by company insiders. Comparatively, 3.9% of Citizens Community Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Which has higher valuation & earnings, LDI or CZWI? Citizens Community Bancorp has lower revenue, but higher earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Citizens Community Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioloanDepot$1.06B0.52-$98.33M-$0.45-3.72Citizens Community Bancorp$57.94M2.57$13.75M$1.2412.02 Do analysts prefer LDI or CZWI? loanDepot currently has a consensus price target of $2.05, suggesting a potential upside of 22.39%. Given loanDepot's stronger consensus rating and higher probable upside, equities analysts clearly believe loanDepot is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score loanDepot 1 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the media refer more to LDI or CZWI? In the previous week, Citizens Community Bancorp had 7 more articles in the media than loanDepot. MarketBeat recorded 12 mentions for Citizens Community Bancorp and 5 mentions for loanDepot. Citizens Community Bancorp's average media sentiment score of 1.27 beat loanDepot's score of 0.45 indicating that Citizens Community Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment loanDepot 2 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Citizens Community Bancorp 6 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryCitizens Community Bancorp beats loanDepot on 10 of the 15 factors compared between the two stocks. Get Citizens Community Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for CZWI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CZWI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CZWI vs. The Competition Export to ExcelMetricCitizens Community BancorpFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$148.84M$593.40M$12.05B$9.52BDividend Yield2.44%3.45%5.62%4.09%P/E Ratio12.029.8919.7523.81Price / Sales2.572.0725.9666.04Price / Cash8.2614.7421.3357.96Price / Book0.830.952.095.54Net Income$13.75M$35.88M$1.00B$259.28M7 Day Performance0.88%-2.53%-2.46%-4.64%1 Month Performance3.11%-2.35%-0.84%4.41%1 Year Performance19.68%6.31%537.11%17.95% Citizens Community Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CZWICitizens Community Bancorp4.2211 of 5 stars$14.90+1.1%N/A+16.1%$148.84M$57.94M12.02220News CoveragePositive NewsEarnings ReportHigh Trading VolumeLDIloanDepot1.3599 of 5 stars$1.70-4.8%$2.05+20.9%-14.1%$587.24M$831.14M-3.774,900News CoverageUpcoming EarningsCBNKCapital Bancorp4.5168 of 5 stars$34.39+0.4%$34.50+0.3%+23.6%$570.32M$244.71M13.87270News CoverageEarnings ReportDividend IncreaseAnalyst ForecastALRSAlerus Financial4.9321 of 5 stars$23.07+6.2%$23.00-0.3%-4.9%$550.95M$237.02M18.91840Trending NewsEarnings ReportAnalyst ForecastAnalyst RevisionHigh Trading VolumeQDQudian2.7821 of 5 stars$3.37+3.4%N/A+122.5%$549.93M$29.65M14.04940News CoverageGap DownYRDYirendai2.5328 of 5 stars$6.05-2.4%N/A+24.8%$535.72M$795.41M2.833,800News CoverageShort Interest ↑SHBIShore Bancshares4.3369 of 5 stars$16.19+2.3%$20.00+23.5%+10.4%$528.32M$326.48M10.06450News CoverageHONEHarborOne Bancorp4.3646 of 5 stars$12.25+0.6%$13.00+6.1%-9.7%$524.66M$318.33M18.85640News CoverageDividend AnnouncementGNTYGuaranty Bancshares3.0434 of 5 stars$46.16+2.1%$45.00-2.5%+32.2%$523.48M$118.37M16.78470Positive NewsMPBMid Penn Bancorp4.5771 of 5 stars$27.10+0.3%$36.00+32.8%-3.5%$522.99M$309.08M11.34620BCALCalifornia BanCorp3.0173 of 5 stars$16.07+0.2%$19.50+21.3%-7.1%$519.90M$184.56M35.71204News CoverageAnalyst ForecastAnalyst Revision Related Companies and Tools Related Companies LDI Alternatives CBNK Alternatives ALRS Alternatives QD Alternatives YRD Alternatives SHBI Alternatives HONE Alternatives GNTY Alternatives MPB Alternatives BCAL Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CZWI) was last updated on 8/2/2025 by MarketBeat.com Staff From Our PartnersChina just unlocked Nvidia’s AI chips—what that means for youTired of Missing Big AI Moves Like Nvidia? 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