Dave (DAVE) Competitors

Dave (NASDAQ:DAVE) and Ally Financial (NYSE:ALLY) are both banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, earnings, media sentiment, institutional ownership, valuation, profitability and risk.

Does the media prefer DAVE or ALLY?

In the previous week, Dave had 30 more articles in the media than Ally Financial. MarketBeat recorded 59 mentions for Dave and 29 mentions for Ally Financial. Ally Financial's average media sentiment score of 0.66 beat Dave's score of 0.28 indicating that Ally Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Dave	13 Very Positive mention(s)	2 Positive mention(s)	25 Neutral mention(s)	10 Negative mention(s)	4 Very Negative mention(s)	Neutral
Ally Financial	4 Very Positive mention(s)	8 Positive mention(s)	13 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, DAVE or ALLY?

Dave has a beta of 3.98, meaning that its share price is 298% more volatile than the S&P 500. Comparatively, Ally Financial has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500.

Do analysts recommend DAVE or ALLY?

Dave presently has a consensus price target of $237.50, suggesting a potential upside of 8.90%. Ally Financial has a consensus price target of $42.67, suggesting a potential upside of 6.99%. Given Dave's stronger consensus rating and higher possible upside, equities research analysts clearly believe Dave is more favorable than Ally Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Dave	0 Sell rating(s)	1 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.89
Ally Financial	1 Sell rating(s)	7 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.47

Which has stronger earnings and valuation, DAVE or ALLY?

Ally Financial has higher revenue and earnings than Dave. Ally Financial is trading at a lower price-to-earnings ratio than Dave, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Dave	$347.10M	8.38	$57.87M	$3.63	60.08
Ally Financial	$8.18B	1.50	$668M	$1.36	29.32

Do institutionals & insiders believe in DAVE or ALLY?

18.0% of Dave shares are held by institutional investors. Comparatively, 88.8% of Ally Financial shares are held by institutional investors. 28.5% of Dave shares are held by insiders. Comparatively, 0.7% of Ally Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is DAVE or ALLY more profitable?

Dave has a net margin of 13.75% compared to Ally Financial's net margin of 6.96%. Dave's return on equity of 34.85% beat Ally Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Dave	13.75%	34.85%	20.90%
Ally Financial	6.96%	9.53%	0.59%

Summary

Dave beats Ally Financial on 11 of the 16 factors compared between the two stocks.