Encore Capital Group (ECPG) Competitors $35.72 -0.61 (-1.68%) Closing price 04:00 PM EasternExtended Trading$36.38 +0.66 (+1.83%) As of 04:35 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock ECPG vs. PRAA, EZPW, WRLD, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include PRA Group (PRAA), EZCORP (EZPW), World Acceptance (WRLD), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Encore Capital Group vs. PRA Group EZCORP World Acceptance Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance PRA Group (NASDAQ:PRAA) and Encore Capital Group (NASDAQ:ECPG) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, institutional ownership, profitability, media sentiment, risk, valuation, community ranking and earnings. Which has better earnings and valuation, PRAA or ECPG? PRA Group has higher earnings, but lower revenue than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than PRA Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPRA Group$1.12B0.74-$83.48M$1.7911.77Encore Capital Group$1.32B0.65-$206.49M-$5.87-6.19 Which has more risk and volatility, PRAA or ECPG? PRA Group has a beta of 1.64, meaning that its stock price is 64% more volatile than the S&P 500. Comparatively, Encore Capital Group has a beta of 1.73, meaning that its stock price is 73% more volatile than the S&P 500. Do analysts rate PRAA or ECPG? PRA Group currently has a consensus target price of $32.00, suggesting a potential upside of 51.87%. Encore Capital Group has a consensus target price of $62.67, suggesting a potential upside of 72.49%. Given Encore Capital Group's stronger consensus rating and higher possible upside, analysts clearly believe Encore Capital Group is more favorable than PRA Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PRA Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25 Does the media favor PRAA or ECPG? In the previous week, PRA Group had 4 more articles in the media than Encore Capital Group. MarketBeat recorded 7 mentions for PRA Group and 3 mentions for Encore Capital Group. PRA Group's average media sentiment score of 1.27 beat Encore Capital Group's score of 1.26 indicating that PRA Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PRA Group 6 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Encore Capital Group 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do insiders and institutionals have more ownership in PRAA or ECPG? 97.2% of PRA Group shares are held by institutional investors. 2.0% of PRA Group shares are held by company insiders. Comparatively, 2.6% of Encore Capital Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term. Is PRAA or ECPG more profitable? PRA Group has a net margin of 6.33% compared to Encore Capital Group's net margin of -13.91%. Encore Capital Group's return on equity of 12.70% beat PRA Group's return on equity.Company Net Margins Return on Equity Return on Assets PRA Group6.33% 5.16% 1.32% Encore Capital Group -13.91%12.70%2.61% Does the MarketBeat Community believe in PRAA or ECPG? Encore Capital Group received 82 more outperform votes than PRA Group when rated by MarketBeat users. Likewise, 62.10% of users gave Encore Capital Group an outperform vote while only 56.46% of users gave PRA Group an outperform vote. CompanyUnderperformOutperformPRA GroupOutperform Votes24956.46% Underperform Votes19243.54% Encore Capital GroupOutperform Votes33162.10% Underperform Votes20237.90% SummaryEncore Capital Group beats PRA Group on 11 of the 19 factors compared between the two stocks. Remove Ads Get Encore Capital Group News Delivered to You Automatically Sign up to receive the latest news and ratings for ECPG and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ECPG vs. The Competition Export to ExcelMetricEncore Capital GroupShort IndustryFinance SectorNASDAQ ExchangeMarket Cap$860.69M$317.42M$11.43B$8.28BDividend YieldN/A7.19%5.39%4.02%P/E Ratio-4.633.1522.9619.36Price / Sales0.653.5525.7993.27Price / Cash2.697.8817.6234.64Price / Book0.910.862.824.51Net Income-$206.49M-$33.79M$1.04B$247.14M7 Day Performance7.17%5.15%1.90%3.94%1 Month Performance-27.18%-7.98%496.74%-2.14%1 Year Performance-20.08%-13.63%539.19%4.94% Encore Capital Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ECPGEncore Capital Group4.3117 of 5 stars$35.72-1.7%$62.67+75.4%-22.1%$846.24M$1.32B-4.556,900Positive NewsPRAAPRA Group4.4686 of 5 stars$19.58-0.1%$32.00+63.4%-16.6%$773.61M$1.12B10.943,155Positive NewsEZPWEZCORP3.2303 of 5 stars$13.81+2.7%$17.17+24.3%+38.1%$758.71M$1.18B12.017,000News CoverageWRLDWorld Acceptance2.7334 of 5 stars$123.52+1.7%$10.00-91.9%-4.2%$709.87M$515.56M8.633,120Positive NewsGDOTGreen Dot2.5966 of 5 stars$7.42-4.2%$10.33+39.4%-12.2%$402.12M$1.72B-7.061,200High Trading VolumeRMRegional Management4.5993 of 5 stars$29.76-0.1%$35.50+19.3%+30.3%$292.60M$513.97M7.151,990Positive NewsAXPAmerican Express4.4704 of 5 stars$264.36-0.5%$299.24+13.2%+23.0%$185.72B$65.95B18.8777,300Analyst ForecastCOFCapital One Financial4.7516 of 5 stars$165.06-4.0%$206.67+25.2%+28.4%$62.94B$39.11B14.2451,987Analyst ForecastOptions VolumeHigh Trading VolumeDFSDiscover Financial Services4.8938 of 5 stars$152.59-7.1%$191.91+25.8%+35.4%$38.39B$17.91B9.5620,200Gap UpHigh Trading VolumeSLMSLM4.7517 of 5 stars$29.26flat$31.45+7.5%+42.4%$6.16B$1.85B11.041,740Positive NewsCACCCredit Acceptance1.8977 of 5 stars$486.85+1.8%$440.00-9.6%-7.6%$5.86B$2.13B24.512,431Insider Trade Remove Ads Related Companies and Tools Related Companies PRA Group Alternatives EZCORP Alternatives World Acceptance Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Discover Financial Services Alternatives SLM Alternatives Credit Acceptance Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ECPG) was last updated on 3/25/2025 by MarketBeat.com Staff From Our PartnersYour Wealth is Under AttackPlease don't wait—this is your moment to take action. 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