Encore Capital Group (ECPG) Competitors $37.74 -0.71 (-1.85%) Closing price 07/15/2025 04:00 PM EasternExtended Trading$37.40 -0.34 (-0.90%) As of 07/15/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock ECPG vs. WRLD, EZPW, PRAA, GDOT, RM, AXP, COF, DFS, SLM, and CACCShould you be buying Encore Capital Group stock or one of its competitors? The main competitors of Encore Capital Group include World Acceptance (WRLD), EZCORP (EZPW), PRA Group (PRAA), Green Dot (GDOT), Regional Management (RM), American Express (AXP), Capital One Financial (COF), Discover Financial Services (DFS), SLM (SLM), and Credit Acceptance (CACC). These companies are all part of the "consumer finance" industry. Encore Capital Group vs. Its Competitors World Acceptance EZCORP PRA Group Green Dot Regional Management American Express Capital One Financial Discover Financial Services SLM Credit Acceptance Encore Capital Group (NASDAQ:ECPG) and World Acceptance (NASDAQ:WRLD) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership and earnings. Which has more volatility & risk, ECPG or WRLD? Encore Capital Group has a beta of 1.59, indicating that its stock price is 59% more volatile than the S&P 500. Comparatively, World Acceptance has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500. Is ECPG or WRLD more profitable? World Acceptance has a net margin of 15.89% compared to Encore Capital Group's net margin of -8.38%. World Acceptance's return on equity of 21.02% beat Encore Capital Group's return on equity.Company Net Margins Return on Equity Return on Assets Encore Capital Group-8.38% 16.18% 2.99% World Acceptance 15.89%21.02%8.51% Do analysts recommend ECPG or WRLD? Encore Capital Group currently has a consensus price target of $62.67, suggesting a potential upside of 66.05%. World Acceptance has a consensus price target of $10.00, suggesting a potential downside of 93.86%. Given Encore Capital Group's stronger consensus rating and higher probable upside, equities research analysts clearly believe Encore Capital Group is more favorable than World Acceptance.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Encore Capital Group 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.25World Acceptance 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Does the media prefer ECPG or WRLD? In the previous week, Encore Capital Group had 1 more articles in the media than World Acceptance. MarketBeat recorded 5 mentions for Encore Capital Group and 4 mentions for World Acceptance. World Acceptance's average media sentiment score of 1.49 beat Encore Capital Group's score of 0.60 indicating that World Acceptance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Encore Capital Group 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive World Acceptance 2 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has preferable earnings & valuation, ECPG or WRLD? World Acceptance has lower revenue, but higher earnings than Encore Capital Group. Encore Capital Group is trading at a lower price-to-earnings ratio than World Acceptance, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioEncore Capital Group$1.32B0.67-$139.24M-$4.89-7.72World Acceptance$564.84M1.53$89.74M$16.369.95 Do insiders and institutionals hold more shares of ECPG or WRLD? 83.6% of World Acceptance shares are owned by institutional investors. 2.6% of Encore Capital Group shares are owned by company insiders. Comparatively, 43.2% of World Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term. SummaryWorld Acceptance beats Encore Capital Group on 10 of the 17 factors compared between the two stocks. Get Encore Capital Group News Delivered to You Automatically Sign up to receive the latest news and ratings for ECPG and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding ECPG and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart ECPG vs. The Competition Export to ExcelMetricEncore Capital GroupFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$897.78M$8.31B$12.10B$9.29BDividend YieldN/A3.44%5.55%4.03%P/E Ratio-7.7215.2518.9919.58Price / Sales0.672.5626.3693.40Price / Cash3.328.4121.6257.93Price / Book1.171.812.275.54Net Income-$139.24M$486.48M$997.60M$257.73M7 Day Performance-7.95%-3.25%-0.69%-0.08%1 Month Performance-3.23%5.05%2.92%8.09%1 Year Performance-22.39%24.05%540.23%13.02% Encore Capital Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)ECPGEncore Capital Group3.9917 of 5 stars$37.74-1.8%$62.67+66.0%-18.7%$897.78M$1.32B-7.727,350Positive NewsWRLDWorld Acceptance2.7437 of 5 stars$173.28-0.8%$10.00-94.2%+19.2%$927.51M$564.84M10.592,838Positive NewsEZPWEZCORP4.1758 of 5 stars$14.04+0.1%$18.25+30.0%+37.7%$771.84M$1.16B11.808,000PRAAPRA Group4.631 of 5 stars$15.38-1.5%$27.00+75.6%-27.8%$619.47M$1.11B8.593,115GDOTGreen Dot2.6419 of 5 stars$11.11-0.2%$11.50+3.5%+10.4%$610.93M$1.72B-85.451,150RMRegional Management3.8964 of 5 stars$33.18+0.7%$34.00+2.5%+15.4%$326.79M$588.50M10.052,131AXPAmerican Express4.4248 of 5 stars$322.71-1.7%$295.25-8.5%+27.3%$229.88B$65.95B22.5475,100Positive NewsUpcoming EarningsAnalyst ForecastCOFCapital One Financial4.976 of 5 stars$218.07-1.3%$215.86-1.0%+49.0%$84.64B$53.94B18.3152,600Upcoming EarningsDFSDiscover Financial Services2.9463 of 5 stars$197.76-1.4%$191.64-3.1%+44.3%$49.77B$18.00B12.3920,200High Trading VolumeSLMSLM4.9016 of 5 stars$34.40+1.6%$32.30-6.1%+42.4%$7.11B$2.62B12.181,710Upcoming EarningsAnalyst ForecastCACCCredit Acceptance2.3127 of 5 stars$531.95+0.3%$440.00-17.3%-14.3%$6.16B$2.16B22.692,431Positive NewsHigh Trading Volume Related Companies and Tools Related Companies World Acceptance Alternatives EZCORP Alternatives PRA Group Alternatives Green Dot Alternatives Regional Management Alternatives American Express Alternatives Capital One Financial Alternatives Discover Financial Services Alternatives SLM Alternatives Credit Acceptance Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:ECPG) was last updated on 7/16/2025 by MarketBeat.com Staff From Our PartnersMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredWhy Elon is funding the “Quantum Power Grid”Elon knows the future isn’t about smarter AI — it’s about powering it. 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