Enterprise Financial Services (EFSC) Competitors

Zions Bancorporation, National Association (NASDAQ:ZION) and Enterprise Financial Services (NASDAQ:EFSC) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their community ranking, dividends, analyst recommendations, institutional ownership, risk, media sentiment, profitability, earnings and valuation.

Is ZION or EFSC more profitable?

Enterprise Financial Services has a net margin of 19.73% compared to Zions Bancorporation, National Association's net margin of 14.09%. Zions Bancorporation, National Association's return on equity of 13.89% beat Enterprise Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Zions Bancorporation, National Association	14.09%	13.89%	0.88%
Enterprise Financial Services	19.73%	10.81%	1.24%

Do analysts prefer ZION or EFSC?

Zions Bancorporation, National Association currently has a consensus price target of $58.25, indicating a potential upside of 0.36%. Enterprise Financial Services has a consensus price target of $58.33, indicating a potential upside of 0.99%. Given Enterprise Financial Services' stronger consensus rating and higher possible upside, analysts clearly believe Enterprise Financial Services is more favorable than Zions Bancorporation, National Association.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zions Bancorporation, National Association	1 Sell rating(s)	15 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.06
Enterprise Financial Services	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is ZION or EFSC a better dividend stock?

Zions Bancorporation, National Association pays an annual dividend of $1.72 per share and has a dividend yield of 3.0%. Enterprise Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 1.9%. Zions Bancorporation, National Association pays out 39.2% of its earnings in the form of a dividend. Enterprise Financial Services pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Zions Bancorporation, National Association has raised its dividend for 12 consecutive years. Zions Bancorporation, National Association is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has preferable earnings and valuation, ZION or EFSC?

Zions Bancorporation, National Association has higher revenue and earnings than Enterprise Financial Services. Enterprise Financial Services is trading at a lower price-to-earnings ratio than Zions Bancorporation, National Association, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zions Bancorporation, National Association	$4.62B	1.85	$680M	$4.39	13.22
Enterprise Financial Services	$833.64M	2.57	$194.06M	$4.72	12.24

Does the MarketBeat Community prefer ZION or EFSC?

Zions Bancorporation, National Association received 457 more outperform votes than Enterprise Financial Services when rated by MarketBeat users. However, 57.14% of users gave Enterprise Financial Services an outperform vote while only 52.74% of users gave Zions Bancorporation, National Association an outperform vote.

Company	Underperform	Outperform
Zions Bancorporation, National Association	Outperform Votes 741 52.74%	Underperform Votes 664 47.26%
Enterprise Financial Services	Outperform Votes 284 57.14%	Underperform Votes 213 42.86%

Does the media prefer ZION or EFSC?

In the previous week, Zions Bancorporation, National Association had 10 more articles in the media than Enterprise Financial Services. MarketBeat recorded 10 mentions for Zions Bancorporation, National Association and 0 mentions for Enterprise Financial Services. Enterprise Financial Services' average media sentiment score of 1.87 beat Zions Bancorporation, National Association's score of 0.85 indicating that Enterprise Financial Services is being referred to more favorably in the news media.

Company	Overall Sentiment
Zions Bancorporation, National Association	Positive
Enterprise Financial Services	Very Positive

Do institutionals & insiders have more ownership in ZION or EFSC?

76.8% of Zions Bancorporation, National Association shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 2.2% of Zions Bancorporation, National Association shares are owned by insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more risk and volatility, ZION or EFSC?

Zions Bancorporation, National Association has a beta of 1.12, suggesting that its stock price is 12% more volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 1, suggesting that its stock price has a similar volatility profile to the S&P 500.

Summary

Enterprise Financial Services beats Zions Bancorporation, National Association on 11 of the 21 factors compared between the two stocks.