SouthState (SSB) Competitors

Prosperity Bancshares (NYSE:PB) and SouthState (NASDAQ:SSB) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, media sentiment, community ranking, profitability, institutional ownership, earnings and valuation.

Do analysts prefer PB or SSB?

Prosperity Bancshares currently has a consensus price target of $68.86, suggesting a potential upside of 11.32%. SouthState has a consensus price target of $91.00, suggesting a potential upside of 18.80%. Given Prosperity Bancshares' higher probable upside, analysts clearly believe SouthState is more favorable than Prosperity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Prosperity Bancshares	0 Sell rating(s)	5 Hold rating(s)	4 Buy rating(s)	1 Strong Buy rating(s)	2.60
SouthState	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57

Which has preferable valuation & earnings, PB or SSB?

SouthState has higher revenue and earnings than Prosperity Bancshares. SouthState is trading at a lower price-to-earnings ratio than Prosperity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Prosperity Bancshares	$1.60B	3.71	$419.32M	$4.34	14.25
SouthState	$2.23B	2.62	$494.31M	$6.13	12.50

Is PB or SSB more profitable?

Prosperity Bancshares has a net margin of 24.50% compared to Prosperity Bancshares' net margin of 20.91%. Prosperity Bancshares' return on equity of 9.24% beat SouthState's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Prosperity Bancshares	24.50%	6.33%	1.14%
SouthState	20.91%	9.24%	1.11%

Does the MarketBeat Community favor PB or SSB?

SouthState received 182 more outperform votes than Prosperity Bancshares when rated by MarketBeat users. Likewise, 61.84% of users gave SouthState an outperform vote while only 47.54% of users gave Prosperity Bancshares an outperform vote.

Company	Underperform	Outperform
Prosperity Bancshares	Outperform Votes 309 47.54%	Underperform Votes 341 52.46%
SouthState	Outperform Votes 491 61.84%	Underperform Votes 303 38.16%

Which has more risk and volatility, PB or SSB?

Prosperity Bancshares has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500. Comparatively, SouthState has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in PB or SSB?

80.7% of Prosperity Bancshares shares are owned by institutional investors. Comparatively, 89.8% of SouthState shares are owned by institutional investors. 4.3% of Prosperity Bancshares shares are owned by company insiders. Comparatively, 1.3% of SouthState shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Does the media favor PB or SSB?

In the previous week, SouthState had 8 more articles in the media than Prosperity Bancshares. MarketBeat recorded 10 mentions for SouthState and 2 mentions for Prosperity Bancshares. SouthState's average media sentiment score of 1.86 beat Prosperity Bancshares' score of 0.97 indicating that Prosperity Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Prosperity Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
SouthState	4 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is PB or SSB a better dividend stock?

Prosperity Bancshares pays an annual dividend of $2.24 per share and has a dividend yield of 3.6%. SouthState pays an annual dividend of $2.08 per share and has a dividend yield of 2.7%. Prosperity Bancshares pays out 51.6% of its earnings in the form of a dividend. SouthState pays out 33.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Prosperity Bancshares has increased its dividend for 26 consecutive years and SouthState has increased its dividend for 12 consecutive years. Prosperity Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Prosperity Bancshares beats SouthState on 11 of the 21 factors compared between the two stocks.