Eagle Financial Services (EFSI) Stock Price, News & Analysis

Company Overview

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke County that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers personal and retirement plan services; investment services comprising tax-deferred annuities, IRAs and rollovers, mutual funds, retirement plans, college savings plans, life insurance, long term care insurance, fixed income investing, brokerage CDs, and full service or discount brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through twelve full-service branches, two loan production offices, one wealth management office, and one drive-through only facility, as well as 13 ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Key Stats

• Today's Range: $32.74 to $32.81
• 50-Day Range: N/A
• 52-Week Range: $27.02 to $36.93
• Volume: 1,931 shs
• Average Volume: 9,505 shs
• Market Capitalization: $117.46 million
• P/E Ratio: 7.59
• Dividend Yield: 3.78%
• Price Target: N/A
• Consensus Rating: N/A

EFSI Stock Analysis - Frequently Asked Questions

How have EFSI shares performed this year?

Eagle Financial Services' stock was trading at $33.15 on January 1st, 2025. Since then, EFSI shares have decreased by 1.2% and is now trading at $32.74.
View the best growth stocks for 2025 here.

How do I buy shares of Eagle Financial Services?

Shares of EFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 2/21/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:EFSI
• CUSIP: N/A
• CIK: 880641
• Web: N/A
• Phone: (540) 955-2510
• Fax: 540-955-5233
• Employees: 230
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $4.32
• Trailing P/E Ratio: 7.58
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.34 million
• Net Margins: 13.59%
• Pretax Margin: 12.34%
• Return on Equity: 10.92%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 1.69
• Current Ratio: 1.07
• Quick Ratio: 1.07

Sales & Book Value

• Annual Sales: $112.88 million
• Price / Sales: 1.04
• Cash Flow: $3.31 per share
• Price / Cash Flow: 9.90
• Book Value: $30.47 per share
• Price / Book: 1.07

Miscellaneous

• Outstanding Shares: 3,580,000
• Free Float: 3,142,000
• Market Cap: $117.21 million
• Optionable: N/A
• Beta: 0.48