Erie Indemnity Company serves as the management arm for the Erie Insurance Group, a regional property and casualty insurer. Established in 1925 and headquartered in Erie, Pennsylvania, the company provides administrative, actuarial, underwriting, claims and marketing services to reciprocal insurance exchanges. Through these reciprocal exchanges, Erie Indemnity facilitates risk sharing among policyholders and supports a diversified portfolio of personal and commercial insurance products.
The company’s primary product offerings include auto, homeowners, business auto, commercial property, and liability coverage. Erie Indemnity delivers these products through a network of more than 2,000 independent insurance agencies across 12 states and the District of Columbia. By partnering with local agencies, the company combines regional market expertise with centralized service capabilities to tailor insurance solutions for individuals and businesses.
Since its founding nearly a century ago, Erie Indemnity has maintained a focus on conservative underwriting and customer service. The firm is led by President and Chief Executive Officer Michael J. Thonis, supported by an executive team with deep industry experience. While the core market remains the Northeast and Midwest United States, Erie Indemnity’s reciprocal structure has provided a stable platform for measured expansion and sustained financial strength.
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