Erie Indemnity (ERIE) Competitors

Erie Indemnity (NASDAQ:ERIE) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, institutional ownership, valuation, earnings, profitability, analyst recommendations, dividends, media sentiment and risk.

Is ERIE or TRV more profitable?

Erie Indemnity has a net margin of 15.16% compared to Travelers Companies' net margin of 10.02%. Erie Indemnity's return on equity of 31.22% beat Travelers Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Erie Indemnity	15.16%	31.22%	21.14%
Travelers Companies	10.02%	17.69%	3.50%

Is ERIE or TRV a better dividend stock?

Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.3%. Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.8%. Erie Indemnity pays out 51.1% of its earnings in the form of a dividend. Travelers Companies pays out 21.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 36 consecutive years and Travelers Companies has increased its dividend for 20 consecutive years. Travelers Companies is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community believe in ERIE or TRV?

Travelers Companies received 343 more outperform votes than Erie Indemnity when rated by MarketBeat users. However, 63.59% of users gave Erie Indemnity an outperform vote while only 52.95% of users gave Travelers Companies an outperform vote.

Company	Underperform	Outperform
Erie Indemnity	Outperform Votes 241 63.59%	Underperform Votes 138 36.41%
Travelers Companies	Outperform Votes 584 52.95%	Underperform Votes 519 47.05%

Do analysts rate ERIE or TRV?

Travelers Companies has a consensus target price of $254.65, indicating a potential upside of 6.26%. Given Travelers Companies' stronger consensus rating and higher possible upside, analysts clearly believe Travelers Companies is more favorable than Erie Indemnity.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Erie Indemnity	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Travelers Companies	4 Sell rating(s)	12 Hold rating(s)	6 Buy rating(s)	2 Strong Buy rating(s)	2.25

Do institutionals and insiders have more ownership in ERIE or TRV?

33.7% of Erie Indemnity shares are held by institutional investors. Comparatively, 82.5% of Travelers Companies shares are held by institutional investors. 45.8% of Erie Indemnity shares are held by insiders. Comparatively, 1.3% of Travelers Companies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has more volatility & risk, ERIE or TRV?

Erie Indemnity has a beta of 0.48, suggesting that its stock price is 52% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Which has preferable earnings & valuation, ERIE or TRV?

Travelers Companies has higher revenue and earnings than Erie Indemnity. Travelers Companies is trading at a lower price-to-earnings ratio than Erie Indemnity, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Erie Indemnity	$3.27B	5.73	$446.06M	$10.69	37.94
Travelers Companies	$41.36B	1.32	$2.99B	$19.50	12.29

Does the media favor ERIE or TRV?

In the previous week, Travelers Companies had 23 more articles in the media than Erie Indemnity. MarketBeat recorded 23 mentions for Travelers Companies and 0 mentions for Erie Indemnity. Travelers Companies' average media sentiment score of 0.79 beat Erie Indemnity's score of 0.00 indicating that Travelers Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
Erie Indemnity	Neutral
Travelers Companies	Positive

Summary

Travelers Companies beats Erie Indemnity on 14 of the 22 factors compared between the two stocks.