Erie Indemnity (ERIE) Competitors

Erie Indemnity (NASDAQ:ERIE) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Does the MarketBeat Community favor ERIE or TRV?

Travelers Companies received 336 more outperform votes than Erie Indemnity when rated by MarketBeat users. However, 63.59% of users gave Erie Indemnity an outperform vote while only 52.98% of users gave Travelers Companies an outperform vote.

Company	Underperform	Outperform
Erie Indemnity	Outperform Votes 241 63.59%	Underperform Votes 138 36.41%
Travelers Companies	Outperform Votes 577 52.98%	Underperform Votes 512 47.02%

Which has more volatility and risk, ERIE or TRV?

Erie Indemnity has a beta of 0.46, meaning that its stock price is 54% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500.

Does the media favor ERIE or TRV?

In the previous week, Travelers Companies had 23 more articles in the media than Erie Indemnity. MarketBeat recorded 25 mentions for Travelers Companies and 2 mentions for Erie Indemnity. Travelers Companies' average media sentiment score of 1.17 beat Erie Indemnity's score of 0.20 indicating that Travelers Companies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Erie Indemnity	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Travelers Companies	21 Very Positive mention(s)	3 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ERIE or TRV a better dividend stock?

Erie Indemnity pays an annual dividend of $5.10 per share and has a dividend yield of 1.2%. Travelers Companies pays an annual dividend of $4.20 per share and has a dividend yield of 1.6%. Erie Indemnity pays out 47.7% of its earnings in the form of a dividend. Travelers Companies pays out 21.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 35 consecutive years and Travelers Companies has increased its dividend for 20 consecutive years. Travelers Companies is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has higher earnings and valuation, ERIE or TRV?

Travelers Companies has higher revenue and earnings than Erie Indemnity. Travelers Companies is trading at a lower price-to-earnings ratio than Erie Indemnity, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Erie Indemnity	$3.82B	5.07	$446.06M	$10.69	39.24
Travelers Companies	$41.36B	1.41	$2.99B	$19.50	13.19

Do analysts recommend ERIE or TRV?

Travelers Companies has a consensus target price of $247.90, suggesting a potential downside of 3.59%. Given Travelers Companies' stronger consensus rating and higher possible upside, analysts plainly believe Travelers Companies is more favorable than Erie Indemnity.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Erie Indemnity	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Travelers Companies	4 Sell rating(s)	13 Hold rating(s)	5 Buy rating(s)	1 Strong Buy rating(s)	2.13

Is ERIE or TRV more profitable?

Erie Indemnity has a net margin of 15.16% compared to Travelers Companies' net margin of 10.02%. Erie Indemnity's return on equity of 31.22% beat Travelers Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Erie Indemnity	15.16%	31.22%	21.14%
Travelers Companies	10.02%	17.69%	3.50%

Do insiders and institutionals believe in ERIE or TRV?

33.7% of Erie Indemnity shares are owned by institutional investors. Comparatively, 82.5% of Travelers Companies shares are owned by institutional investors. 45.8% of Erie Indemnity shares are owned by company insiders. Comparatively, 1.3% of Travelers Companies shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Travelers Companies beats Erie Indemnity on 14 of the 22 factors compared between the two stocks.