First Capital (FCAP) Competitors

Northeast Community Bancorp (NASDAQ:NECB) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, community ranking, dividends, profitability, media sentiment, valuation, institutional ownership, earnings and analyst recommendations.

Which has higher earnings and valuation, NECB or FCAP?

Northeast Community Bancorp has higher revenue and earnings than First Capital. Northeast Community Bancorp is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northeast Community Bancorp	$136.23M	2.59	$46.28M	$3.60	7.00
First Capital	$42.48M	2.36	$12.79M	$3.53	8.49

Do insiders & institutionals believe in NECB or FCAP?

53.3% of Northeast Community Bancorp shares are held by institutional investors. Comparatively, 11.6% of First Capital shares are held by institutional investors. 4.7% of Northeast Community Bancorp shares are held by insiders. Comparatively, 4.4% of First Capital shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is NECB or FCAP a better dividend stock?

Northeast Community Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.4%. First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 3.9%. Northeast Community Bancorp pays out 16.7% of its earnings in the form of a dividend. First Capital pays out 32.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to NECB or FCAP?

In the previous week, Northeast Community Bancorp had 1 more articles in the media than First Capital. MarketBeat recorded 3 mentions for Northeast Community Bancorp and 2 mentions for First Capital. First Capital's average media sentiment score of 0.00 beat Northeast Community Bancorp's score of -0.10 indicating that First Capital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northeast Community Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Capital	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is NECB or FCAP more profitable?

Northeast Community Bancorp has a net margin of 30.47% compared to First Capital's net margin of 20.87%. Northeast Community Bancorp's return on equity of 16.63% beat First Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northeast Community Bancorp	30.47%	16.63%	2.60%
First Capital	20.87%	10.82%	1.01%

Does the MarketBeat Community favor NECB or FCAP?

First Capital received 60 more outperform votes than Northeast Community Bancorp when rated by MarketBeat users. However, 63.36% of users gave Northeast Community Bancorp an outperform vote while only 41.69% of users gave First Capital an outperform vote.

Company	Underperform	Outperform
Northeast Community Bancorp	Outperform Votes 83 63.36%	Underperform Votes 48 36.64%
First Capital	Outperform Votes 143 41.69%	Underperform Votes 200 58.31%

Which has more volatility and risk, NECB or FCAP?

Northeast Community Bancorp has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, First Capital has a beta of 0.58, indicating that its stock price is 42% less volatile than the S&P 500.

Summary

Northeast Community Bancorp beats First Capital on 13 of the 17 factors compared between the two stocks.