First Capital (FCAP) Competitors

First Capital (NASDAQ:FCAP) and Mid Penn Bancorp (NASDAQ:MPB) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their media sentiment, community ranking, risk, analyst recommendations, valuation, institutional ownership, profitability, earnings and dividends.

Do insiders & institutionals believe in FCAP or MPB?

11.6% of First Capital shares are held by institutional investors. Comparatively, 43.1% of Mid Penn Bancorp shares are held by institutional investors. 4.4% of First Capital shares are held by company insiders. Comparatively, 10.7% of Mid Penn Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has more risk & volatility, FCAP or MPB?

First Capital has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500. Comparatively, Mid Penn Bancorp has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500.

Does the MarketBeat Community believe in FCAP or MPB?

First Capital received 30 more outperform votes than Mid Penn Bancorp when rated by MarketBeat users. However, 57.65% of users gave Mid Penn Bancorp an outperform vote while only 40.28% of users gave First Capital an outperform vote.

Company	Underperform	Outperform
First Capital	Outperform Votes 143 40.28%	Underperform Votes 212 59.72%
Mid Penn Bancorp	Outperform Votes 113 57.65%	Underperform Votes 83 42.35%

Does the media favor FCAP or MPB?

In the previous week, Mid Penn Bancorp had 3 more articles in the media than First Capital. MarketBeat recorded 6 mentions for Mid Penn Bancorp and 3 mentions for First Capital. Mid Penn Bancorp's average media sentiment score of 1.51 beat First Capital's score of 1.14 indicating that Mid Penn Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Capital	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Mid Penn Bancorp	3 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is FCAP or MPB a better dividend stock?

First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Mid Penn Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.1%. First Capital pays out 32.5% of its earnings in the form of a dividend. Mid Penn Bancorp pays out 27.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Mid Penn Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate FCAP or MPB?

Mid Penn Bancorp has a consensus target price of $36.00, suggesting a potential upside of 37.30%. Given Mid Penn Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Mid Penn Bancorp is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Mid Penn Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has preferable earnings and valuation, FCAP or MPB?

Mid Penn Bancorp has higher revenue and earnings than First Capital. Mid Penn Bancorp is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$43.45M	2.94	$11.94M	$3.57	10.67
Mid Penn Bancorp	$176.80M	2.87	$49.44M	$2.90	9.04

Is FCAP or MPB more profitable?

First Capital has a net margin of 20.54% compared to Mid Penn Bancorp's net margin of 15.99%. First Capital's return on equity of 10.84% beat Mid Penn Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Capital	20.54%	10.84%	1.02%
Mid Penn Bancorp	15.99%	8.43%	0.87%

Summary

Mid Penn Bancorp beats First Capital on 13 of the 20 factors compared between the two stocks.