First Capital (FCAP) Competitors

Mid Penn Bancorp (NASDAQ:MPB) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership.

Which has better earnings and valuation, MPB or FCAP?

Mid Penn Bancorp has higher revenue and earnings than First Capital. Mid Penn Bancorp is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mid Penn Bancorp	$182.08M	3.16	$49.44M	$2.88	10.33
First Capital	$44.38M	3.27	$11.94M	$3.66	11.82

Do analysts recommend MPB or FCAP?

Mid Penn Bancorp currently has a consensus price target of $36.00, suggesting a potential upside of 20.97%. Given Mid Penn Bancorp's stronger consensus rating and higher possible upside, equities research analysts clearly believe Mid Penn Bancorp is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mid Penn Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is MPB or FCAP more profitable?

First Capital has a net margin of 20.51% compared to Mid Penn Bancorp's net margin of 16.36%. First Capital's return on equity of 10.64% beat Mid Penn Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mid Penn Bancorp	16.36%	8.23%	0.92%
First Capital	20.51%	10.64%	1.03%

Do insiders and institutionals believe in MPB or FCAP?

43.1% of Mid Penn Bancorp shares are owned by institutional investors. Comparatively, 11.6% of First Capital shares are owned by institutional investors. 8.1% of Mid Penn Bancorp shares are owned by company insiders. Comparatively, 4.0% of First Capital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has more volatility and risk, MPB or FCAP?

Mid Penn Bancorp has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500. Comparatively, First Capital has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500.

Is MPB or FCAP a better dividend stock?

Mid Penn Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. First Capital pays an annual dividend of $1.16 per share and has a dividend yield of 2.7%. Mid Penn Bancorp pays out 27.8% of its earnings in the form of a dividend. First Capital pays out 31.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years. Mid Penn Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media favor MPB or FCAP?

In the previous week, Mid Penn Bancorp had 7 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Mid Penn Bancorp and 0 mentions for First Capital. Mid Penn Bancorp's average media sentiment score of 1.02 beat First Capital's score of 0.00 indicating that Mid Penn Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Mid Penn Bancorp	Positive
First Capital	Neutral

Summary

Mid Penn Bancorp beats First Capital on 12 of the 19 factors compared between the two stocks.