First Capital (FCAP) Competitors

First Capital (NASDAQ:FCAP) and Third Coast Bancshares (NASDAQ:TCBX) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, profitability, valuation, institutional ownership, analyst recommendations, earnings, community ranking, risk and dividends.

Is FCAP or TCBX more profitable?

First Capital has a net margin of 20.87% compared to Third Coast Bancshares' net margin of 13.23%. First Capital's return on equity of 10.82% beat Third Coast Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Capital	20.87%	10.82%	1.01%
Third Coast Bancshares	13.23%	10.14%	0.96%

Does the MarketBeat Community prefer FCAP or TCBX?

First Capital received 129 more outperform votes than Third Coast Bancshares when rated by MarketBeat users. However, 53.85% of users gave Third Coast Bancshares an outperform vote while only 41.21% of users gave First Capital an outperform vote.

Company	Underperform	Outperform
First Capital	Outperform Votes 143 41.21%	Underperform Votes 204 58.79%
Third Coast Bancshares	Outperform Votes 14 53.85%	Underperform Votes 12 46.15%

Do institutionals and insiders hold more shares of FCAP or TCBX?

11.7% of First Capital shares are owned by institutional investors. Comparatively, 36.9% of Third Coast Bancshares shares are owned by institutional investors. 4.4% of First Capital shares are owned by company insiders. Comparatively, 10.2% of Third Coast Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has more volatility and risk, FCAP or TCBX?

First Capital has a beta of 0.57, suggesting that its stock price is 43% less volatile than the S&P 500. Comparatively, Third Coast Bancshares has a beta of 0.31, suggesting that its stock price is 69% less volatile than the S&P 500.

Does the media refer more to FCAP or TCBX?

In the previous week, Third Coast Bancshares had 1 more articles in the media than First Capital. MarketBeat recorded 3 mentions for Third Coast Bancshares and 2 mentions for First Capital. Third Coast Bancshares' average media sentiment score of 0.88 beat First Capital's score of 0.31 indicating that Third Coast Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Capital	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Third Coast Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate FCAP or TCBX?

Third Coast Bancshares has a consensus target price of $25.33, indicating a potential downside of 23.46%. Given Third Coast Bancshares' stronger consensus rating and higher possible upside, analysts clearly believe Third Coast Bancshares is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Capital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Third Coast Bancshares	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Which has preferable earnings & valuation, FCAP or TCBX?

Third Coast Bancshares has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Third Coast Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$51.24M	2.05	$12.79M	$3.53	8.89
Third Coast Bancshares	$274.75M	1.65	$33.40M	$2.55	12.98

Summary

Third Coast Bancshares beats First Capital on 11 of the 18 factors compared between the two stocks.