First Citizens BancShares (FCNCA) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations, community ranking and profitability.

Does the MarketBeat Community believe in FCNCA or PNC?

The PNC Financial Services Group received 647 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 57.99% of users gave The PNC Financial Services Group an outperform vote while only 55.46% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 188 55.46%	Underperform Votes 151 44.54%
The PNC Financial Services Group	Outperform Votes 835 57.99%	Underperform Votes 605 42.01%

Which has better valuation and earnings, FCNCA or PNC?

First Citizens BancShares has higher earnings, but lower revenue than The PNC Financial Services Group. First Citizens BancShares is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.59	$11.47B	$174.55	12.80
The PNC Financial Services Group	$20.81B	3.78	$5.89B	$13.75	14.43

Do insiders & institutionals have more ownership in FCNCA or PNC?

78.0% of First Citizens BancShares shares are held by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are held by institutional investors. 12.9% of First Citizens BancShares shares are held by company insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Is FCNCA or PNC more profitable?

First Citizens BancShares has a net margin of 17.36% compared to The PNC Financial Services Group's net margin of 17.10%. First Citizens BancShares' return on equity of 13.63% beat The PNC Financial Services Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	17.36%	13.63%	1.33%
The PNC Financial Services Group	17.10%	11.12%	1.06%

Which has more volatility & risk, FCNCA or PNC?

First Citizens BancShares has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.16, meaning that its share price is 16% more volatile than the S&P 500.

Does the media favor FCNCA or PNC?

In the previous week, The PNC Financial Services Group had 43 more articles in the media than First Citizens BancShares. MarketBeat recorded 50 mentions for The PNC Financial Services Group and 7 mentions for First Citizens BancShares. The PNC Financial Services Group's average media sentiment score of 0.99 beat First Citizens BancShares' score of 0.83 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	24 Very Positive mention(s)	4 Positive mention(s)	16 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer FCNCA or PNC?

First Citizens BancShares currently has a consensus target price of $2,290.75, indicating a potential upside of 2.51%. The PNC Financial Services Group has a consensus target price of $205.00, indicating a potential upside of 3.31%. Given The PNC Financial Services Group's higher probable upside, analysts clearly believe The PNC Financial Services Group is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.54
The PNC Financial Services Group	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35

Is FCNCA or PNC a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.3%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.2%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has increased its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

The PNC Financial Services Group beats First Citizens BancShares on 13 of the 21 factors compared between the two stocks.