First Citizens BancShares (FCNCA) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and The PNC Financial Services Group (NYSE:PNC) are both large-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their community ranking, dividends, analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment and valuation.

Is FCNCA or PNC more profitable?

First Citizens BancShares has a net margin of 18.55% compared to The PNC Financial Services Group's net margin of 17.10%. First Citizens BancShares' return on equity of 13.22% beat The PNC Financial Services Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.55%	13.22%	1.30%
The PNC Financial Services Group	17.10%	11.12%	1.06%

Does the MarketBeat Community favor FCNCA or PNC?

The PNC Financial Services Group received 645 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 57.98% of users gave The PNC Financial Services Group an outperform vote while only 55.04% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 191 55.04%	Underperform Votes 156 44.96%
The PNC Financial Services Group	Outperform Votes 836 57.98%	Underperform Votes 606 42.02%

Do institutionals and insiders believe in FCNCA or PNC?

78.0% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 83.5% of The PNC Financial Services Group shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by insiders. Comparatively, 0.4% of The PNC Financial Services Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts recommend FCNCA or PNC?

First Citizens BancShares currently has a consensus price target of $2,288.08, indicating a potential upside of 21.50%. The PNC Financial Services Group has a consensus price target of $201.65, indicating a potential upside of 14.21%. Given First Citizens BancShares' stronger consensus rating and higher probable upside, equities analysts clearly believe First Citizens BancShares is more favorable than The PNC Financial Services Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.62
The PNC Financial Services Group	2 Sell rating(s)	7 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.35

Does the media refer more to FCNCA or PNC?

In the previous week, The PNC Financial Services Group had 28 more articles in the media than First Citizens BancShares. MarketBeat recorded 39 mentions for The PNC Financial Services Group and 11 mentions for First Citizens BancShares. The PNC Financial Services Group's average media sentiment score of 1.15 beat First Citizens BancShares' score of 1.10 indicating that The PNC Financial Services Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
The PNC Financial Services Group	28 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, FCNCA or PNC?

First Citizens BancShares has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, The PNC Financial Services Group has a beta of 1.13, meaning that its stock price is 13% more volatile than the S&P 500.

Which has higher earnings & valuation, FCNCA or PNC?

The PNC Financial Services Group has higher revenue and earnings than First Citizens BancShares. First Citizens BancShares is trading at a lower price-to-earnings ratio than The PNC Financial Services Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$9.73B	2.63	$2.78B	$189.43	9.94
The PNC Financial Services Group	$20.81B	3.36	$5.89B	$13.75	12.84

Is FCNCA or PNC a better dividend stock?

First Citizens BancShares pays an annual dividend of $7.80 per share and has a dividend yield of 0.4%. The PNC Financial Services Group pays an annual dividend of $6.40 per share and has a dividend yield of 3.6%. First Citizens BancShares pays out 4.1% of its earnings in the form of a dividend. The PNC Financial Services Group pays out 46.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. The PNC Financial Services Group has increased its dividend for 14 consecutive years. The PNC Financial Services Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

The PNC Financial Services Group beats First Citizens BancShares on 12 of the 20 factors compared between the two stocks.