First Citizens BancShares (FCNCA) Competitors

Citizens Financial Group (NYSE:CFG) and First Citizens BancShares (NASDAQ:FCNCA) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, analyst recommendations, valuation, earnings, institutional ownership, profitability, media sentiment, dividends and community ranking.

Do insiders & institutionals believe in CFG or FCNCA?

94.9% of Citizens Financial Group shares are held by institutional investors. Comparatively, 61.2% of First Citizens BancShares shares are held by institutional investors. 0.6% of Citizens Financial Group shares are held by insiders. Comparatively, 12.9% of First Citizens BancShares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Do analysts recommend CFG or FCNCA?

Citizens Financial Group presently has a consensus target price of $43.80, indicating a potential downside of 5.03%. First Citizens BancShares has a consensus target price of $2,025.90, indicating a potential downside of 10.31%. Given Citizens Financial Group's higher possible upside, research analysts clearly believe Citizens Financial Group is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citizens Financial Group	0 Sell rating(s)	8 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Citizens BancShares	0 Sell rating(s)	4 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.60

Is CFG or FCNCA a better dividend stock?

Citizens Financial Group pays an annual dividend of $1.68 per share and has a dividend yield of 3.6%. First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.3%. Citizens Financial Group pays out 66.1% of its earnings in the form of a dividend. First Citizens BancShares pays out 3.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is CFG or FCNCA more profitable?

First Citizens BancShares has a net margin of 17.36% compared to Citizens Financial Group's net margin of 10.37%. First Citizens BancShares' return on equity of 13.63% beat Citizens Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citizens Financial Group	10.37%	5.73%	0.58%
First Citizens BancShares	17.36%	13.63%	1.33%

Does the media refer more to CFG or FCNCA?

In the previous week, First Citizens BancShares had 6 more articles in the media than Citizens Financial Group. MarketBeat recorded 17 mentions for First Citizens BancShares and 11 mentions for Citizens Financial Group. Citizens Financial Group's average media sentiment score of 1.55 beat First Citizens BancShares' score of 1.43 indicating that Citizens Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citizens Financial Group	11 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Citizens BancShares	14 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, CFG or FCNCA?

Citizens Financial Group has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, First Citizens BancShares has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500.

Does the MarketBeat Community prefer CFG or FCNCA?

Citizens Financial Group received 346 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 62.04% of users gave Citizens Financial Group an outperform vote while only 55.66% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
Citizens Financial Group	Outperform Votes 528 62.04%	Underperform Votes 323 37.96%
First Citizens BancShares	Outperform Votes 182 55.66%	Underperform Votes 145 44.34%

Which has better valuation and earnings, CFG or FCNCA?

First Citizens BancShares has lower revenue, but higher earnings than Citizens Financial Group. First Citizens BancShares is trading at a lower price-to-earnings ratio than Citizens Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citizens Financial Group	$12.19B	1.67	$1.61B	$2.54	18.16
First Citizens BancShares	$12.09B	2.61	$11.47B	$174.55	12.94

Summary

Citizens Financial Group and First Citizens BancShares tied by winning 10 of the 20 factors compared between the two stocks.