FinWise Bancorp (FINW) Competitors

FinWise Bancorp (NASDAQ:FINW) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, community ranking, valuation, profitability, risk, dividends, earnings and analyst recommendations.

Do analysts prefer FINW or FMBH?

FinWise Bancorp presently has a consensus price target of $21.00, suggesting a potential upside of 42.57%. First Mid Bancshares has a consensus price target of $45.00, suggesting a potential upside of 39.23%. Given FinWise Bancorp's stronger consensus rating and higher possible upside, equities analysts plainly believe FinWise Bancorp is more favorable than First Mid Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FinWise Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Mid Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Does the MarketBeat Community believe in FINW or FMBH?

First Mid Bancshares received 181 more outperform votes than FinWise Bancorp when rated by MarketBeat users. However, 62.50% of users gave FinWise Bancorp an outperform vote while only 52.04% of users gave First Mid Bancshares an outperform vote.

Company	Underperform	Outperform
FinWise Bancorp	Outperform Votes 10 62.50%	Underperform Votes 6 37.50%
First Mid Bancshares	Outperform Votes 191 52.04%	Underperform Votes 176 47.96%

Do institutionals & insiders hold more shares of FINW or FMBH?

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 19.2% of FinWise Bancorp shares are owned by insiders. Comparatively, 7.7% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has more volatility & risk, FINW or FMBH?

FinWise Bancorp has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Does the media favor FINW or FMBH?

In the previous week, First Mid Bancshares had 1 more articles in the media than FinWise Bancorp. MarketBeat recorded 5 mentions for First Mid Bancshares and 4 mentions for FinWise Bancorp. First Mid Bancshares' average media sentiment score of 1.06 beat FinWise Bancorp's score of 0.70 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FinWise Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FINW or FMBH more profitable?

First Mid Bancshares has a net margin of 17.39% compared to FinWise Bancorp's net margin of 13.23%. First Mid Bancshares' return on equity of 10.10% beat FinWise Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FinWise Bancorp	13.23%	7.67%	2.00%
First Mid Bancshares	17.39%	10.10%	1.09%

Which has stronger valuation and earnings, FINW or FMBH?

First Mid Bancshares has higher revenue and earnings than FinWise Bancorp. First Mid Bancshares is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FinWise Bancorp	$82.02M	2.37	$12.74M	$0.94	15.67
First Mid Bancshares	$318.63M	2.43	$78.90M	$3.29	9.82

Summary

First Mid Bancshares beats FinWise Bancorp on 11 of the 18 factors compared between the two stocks.