OSBC vs. FCBC, CFB, UVSP, MCBS, MBWM, GSBC, HBT, EGBN, CCB, and CPF Should you be buying Old Second Bancorp stock or one of its competitors? The main competitors of Old Second Bancorp include First Community Bankshares (FCBC), CrossFirst Bankshares (CFB), Univest Financial (UVSP), MetroCity Bankshares (MCBS), Mercantile Bank (MBWM), Great Southern Bancorp (GSBC), HBT Financial (HBT), Eagle Bancorp (EGBN), Coastal Financial (CCB), and Central Pacific Financial (CPF). These companies are all part of the "state commercial banks" industry.
First Community Bankshares (NASDAQ:FCBC ) and Old Second Bancorp (NASDAQ:OSBC ) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, community ranking, valuation, analyst recommendations, earnings, media sentiment, profitability, institutional ownership and dividends.
35.0% of First Community Bankshares shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 3.7% of First Community Bankshares shares are owned by insiders. Comparatively, 3.8% of Old Second Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
First Community Bankshares has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 1.08, indicating that its share price is 8% more volatile than the S&P 500.
First Community Bankshares has a net margin of 27.10% compared to First Community Bankshares' net margin of 26.90%. First Community Bankshares' return on equity of 16.36% beat Old Second Bancorp's return on equity.
Old Second Bancorp received 83 more outperform votes than First Community Bankshares when rated by MarketBeat users. Likewise, 58.87% of users gave Old Second Bancorp an outperform vote while only 58.44% of users gave First Community Bankshares an outperform vote.
Old Second Bancorp has higher revenue and earnings than First Community Bankshares. Old Second Bancorp is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.
First Community Bankshares currently has a consensus price target of $33.00, indicating a potential downside of 7.82%. Old Second Bancorp has a consensus price target of $17.67, indicating a potential upside of 18.41%. Given First Community Bankshares' stronger consensus rating and higher probable upside, analysts clearly believe Old Second Bancorp is more favorable than First Community Bankshares.
In the previous week, Old Second Bancorp had 1 more articles in the media than First Community Bankshares. MarketBeat recorded 2 mentions for Old Second Bancorp and 1 mentions for First Community Bankshares. First Community Bankshares' average media sentiment score of 1.66 beat Old Second Bancorp's score of 0.00 indicating that Old Second Bancorp is being referred to more favorably in the news media.
First Community Bankshares pays an annual dividend of $1.16 per share and has a dividend yield of 3.2%. Old Second Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.3%. First Community Bankshares pays out 42.8% of its earnings in the form of a dividend. Old Second Bancorp pays out 10.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bankshares has increased its dividend for 12 consecutive years. First Community Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary Old Second Bancorp beats First Community Bankshares on 15 of the 22 factors compared between the two stocks.
This chart shows the number of new MarketBeat users adding OSBC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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