Farmers National Banc (FMNB) Competitors

Farmers National Banc (NASDAQ:FMNB) and OFG Bancorp (NYSE:OFG) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, community ranking, risk, media sentiment and institutional ownership.

Does the MarketBeat Community prefer FMNB or OFG?

OFG Bancorp received 104 more outperform votes than Farmers National Banc when rated by MarketBeat users. Likewise, 65.85% of users gave OFG Bancorp an outperform vote while only 53.20% of users gave Farmers National Banc an outperform vote.

Company	Underperform	Outperform
Farmers National Banc	Outperform Votes 191 53.20%	Underperform Votes 168 46.80%
OFG Bancorp	Outperform Votes 295 65.85%	Underperform Votes 153 34.15%

Do analysts rate FMNB or OFG?

Farmers National Banc currently has a consensus target price of $16.33, suggesting a potential upside of 24.78%. OFG Bancorp has a consensus target price of $50.25, suggesting a potential upside of 22.58%. Given Farmers National Banc's higher probable upside, analysts plainly believe Farmers National Banc is more favorable than OFG Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Farmers National Banc	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
OFG Bancorp	0 Sell rating(s)	0 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is FMNB or OFG a better dividend stock?

Farmers National Banc pays an annual dividend of $0.68 per share and has a dividend yield of 5.2%. OFG Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. Farmers National Banc pays out 55.7% of its earnings in the form of a dividend. OFG Bancorp pays out 28.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is FMNB or OFG more profitable?

OFG Bancorp has a net margin of 22.71% compared to Farmers National Banc's net margin of 17.05%. OFG Bancorp's return on equity of 15.80% beat Farmers National Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Farmers National Banc	17.05%	11.71%	0.93%
OFG Bancorp	22.71%	15.80%	1.75%

Which has more risk and volatility, FMNB or OFG?

Farmers National Banc has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, OFG Bancorp has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500.

Does the media prefer FMNB or OFG?

In the previous week, OFG Bancorp had 2 more articles in the media than Farmers National Banc. MarketBeat recorded 6 mentions for OFG Bancorp and 4 mentions for Farmers National Banc. OFG Bancorp's average media sentiment score of 1.28 beat Farmers National Banc's score of 0.95 indicating that OFG Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Farmers National Banc	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
OFG Bancorp	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in FMNB or OFG?

38.7% of Farmers National Banc shares are owned by institutional investors. Comparatively, 92.7% of OFG Bancorp shares are owned by institutional investors. 4.0% of Farmers National Banc shares are owned by insiders. Comparatively, 2.2% of OFG Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Which has better valuation & earnings, FMNB or OFG?

OFG Bancorp has higher revenue and earnings than Farmers National Banc. OFG Bancorp is trading at a lower price-to-earnings ratio than Farmers National Banc, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers National Banc	$170.08M	2.89	$45.95M	$1.22	10.73
OFG Bancorp	$660.94M	2.82	$198.17M	$4.22	9.71

Summary

OFG Bancorp beats Farmers National Banc on 15 of the 20 factors compared between the two stocks.