1st Source (SRCE) Competitors

$52.72
+0.04 (+0.08%)
(As of 05/17/2024 08:54 PM ET)

SRCE vs. TCBK, FBNC, STBA, BUSE, PFBC, SYBT, VBTX, PEBO, EFSC, and RBCAA

Should you be buying 1st Source stock or one of its competitors? The main competitors of 1st Source include TriCo Bancshares (TCBK), First Bancorp (FBNC), S&T Bancorp (STBA), First Busey (BUSE), Preferred Bank (PFBC), Stock Yards Bancorp (SYBT), Veritex (VBTX), Peoples Bancorp (PEBO), Enterprise Financial Services (EFSC), and Republic Bancorp (RBCAA). These companies are all part of the "state commercial banks" industry.

1st Source vs.

TriCo Bancshares (NASDAQ:TCBK) and 1st Source (NASDAQ:SRCE) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, community ranking, media sentiment, institutional ownership, dividends, valuation and risk.

1st Source has a net margin of 23.33% compared to 1st Source's net margin of 21.25%. TriCo Bancshares' return on equity of 11.99% beat 1st Source's return on equity.

Company Net Margins Return on Equity Return on Assets
TriCo Bancshares21.25% 9.75% 1.11%
1st Source 23.33%11.99%1.44%

1st Source received 6 more outperform votes than TriCo Bancshares when rated by MarketBeat users. Likewise, 57.40% of users gave 1st Source an outperform vote while only 54.00% of users gave TriCo Bancshares an outperform vote.

CompanyUnderperformOutperform
TriCo BancsharesOutperform Votes
250
54.00%
Underperform Votes
213
46.00%
1st SourceOutperform Votes
256
57.40%
Underperform Votes
190
42.60%

TriCo Bancshares has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500. Comparatively, 1st Source has a beta of 0.8, suggesting that its share price is 20% less volatile than the S&P 500.

1st Source has higher revenue and earnings than TriCo Bancshares. 1st Source is trading at a lower price-to-earnings ratio than TriCo Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
TriCo Bancshares$499.75M2.57$117.39M$3.2811.81
1st Source$507.53M2.54$124.93M$4.9710.61

In the previous week, TriCo Bancshares had 5 more articles in the media than 1st Source. MarketBeat recorded 6 mentions for TriCo Bancshares and 1 mentions for 1st Source. TriCo Bancshares' average media sentiment score of 1.05 beat 1st Source's score of 0.91 indicating that 1st Source is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
TriCo Bancshares
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
1st Source
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

59.1% of TriCo Bancshares shares are held by institutional investors. Comparatively, 74.5% of 1st Source shares are held by institutional investors. 4.6% of TriCo Bancshares shares are held by insiders. Comparatively, 19.3% of 1st Source shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

TriCo Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.4%. 1st Source pays an annual dividend of $1.36 per share and has a dividend yield of 2.6%. TriCo Bancshares pays out 40.2% of its earnings in the form of a dividend. 1st Source pays out 27.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. TriCo Bancshares has increased its dividend for 12 consecutive years and 1st Source has increased its dividend for 36 consecutive years.

TriCo Bancshares presently has a consensus target price of $42.00, suggesting a potential upside of 8.42%. 1st Source has a consensus target price of $56.50, suggesting a potential upside of 7.17%. Given 1st Source's stronger consensus rating and higher probable upside, analysts plainly believe TriCo Bancshares is more favorable than 1st Source.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
TriCo Bancshares
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
1st Source
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

1st Source beats TriCo Bancshares on 14 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SRCE and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SRCE vs. The Competition

Metric1st SourceState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.29B$2.44B$10.20B$7.98B
Dividend Yield2.58%4.17%5.85%3.91%
P/E Ratio10.6112.4136.9318.65
Price / Sales2.542.12144.2285.49
Price / Cash8.928.7516.0731.98
Price / Book1.191.043.154.64
Net Income$124.93M$403.09M$1.01B$217.28M
7 Day Performance0.61%1.76%1.73%2.90%
1 Month Performance5.42%5.37%4.63%6.66%
1 Year Performance26.88%32.83%19.74%9.89%

1st Source Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
TCBK
TriCo Bancshares
2.8035 of 5 stars
$38.10
+1.2%
$42.00
+10.2%
+15.5%$1.26B$499.75M11.621,231Positive News
FBNC
First Bancorp
2.3746 of 5 stars
$31.71
-0.1%
$33.00
+4.1%
+8.0%$1.31B$546.25M11.451,445Positive News
STBA
S&T Bancorp
1.2549 of 5 stars
$31.80
+0.1%
$30.00
-5.7%
+21.2%$1.22B$535.52M9.011,244Positive News
BUSE
First Busey
4.02 of 5 stars
$23.68
+0.5%
$25.75
+8.7%
+32.5%$1.34B$601.76M11.961,479Positive News
PFBC
Preferred Bank
1.2109 of 5 stars
$79.16
+1.1%
$67.00
-15.4%
+72.3%$1.14B$299.09M7.64299Positive News
SYBT
Stock Yards Bancorp
3.2323 of 5 stars
$48.19
+1.1%
$50.00
+3.8%
+16.5%$1.42B$438.92M13.541,075Positive News
VBTX
Veritex
4.5969 of 5 stars
$20.55
-0.3%
$24.38
+18.6%
+30.3%$1.12B$429.84M11.95820Positive News
PEBO
Peoples Bancorp
1.638 of 5 stars
$30.42
+0.1%
$33.40
+9.8%
+23.2%$1.08B$526.82M9.111,478Positive News
EFSC
Enterprise Financial Services
4.1474 of 5 stars
$39.81
-0.1%
$47.00
+18.1%
+3.0%$1.49B$833.64M8.521,221Short Interest ↑
RBCAA
Republic Bancorp
2.9169 of 5 stars
$53.82
+1.3%
N/A+36.3%$1.04B$427.52M11.311,028Dividend Announcement
News Coverage

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This page (NASDAQ:SRCE) was last updated on 5/20/2024 by MarketBeat.com Staff

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