First Bancorp (FNLC) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and First Bancorp (NASDAQ:FNLC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, media sentiment, analyst recommendations, risk and community ranking.

Which has better valuation and earnings, CTBI or FNLC?

Community Trust Bancorp has higher revenue and earnings than First Bancorp. First Bancorp is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.59	$82.81M	$4.61	11.69
First Bancorp	$165.19M	1.71	$27.05M	$2.42	10.49

Which has more risk and volatility, CTBI or FNLC?

Community Trust Bancorp has a beta of 0.67, indicating that its share price is 33% less volatile than the S&P 500. Comparatively, First Bancorp has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500.

Do analysts recommend CTBI or FNLC?

Community Trust Bancorp currently has a consensus price target of $57.67, suggesting a potential upside of 7.03%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Community Trust Bancorp is more favorable than First Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community prefer CTBI or FNLC?

Community Trust Bancorp received 36 more outperform votes than First Bancorp when rated by MarketBeat users. However, 62.30% of users gave First Bancorp an outperform vote while only 52.56% of users gave Community Trust Bancorp an outperform vote.

Company	Underperform	Outperform
Community Trust Bancorp	Outperform Votes 226 52.56%	Underperform Votes 204 47.44%
First Bancorp	Outperform Votes 190 62.30%	Underperform Votes 115 37.70%

Is CTBI or FNLC more profitable?

Community Trust Bancorp has a net margin of 22.02% compared to First Bancorp's net margin of 16.37%. Community Trust Bancorp's return on equity of 11.36% beat First Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	22.02%	11.36%	1.41%
First Bancorp	16.37%	10.90%	0.88%

Do insiders and institutionals believe in CTBI or FNLC?

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 40.4% of First Bancorp shares are held by institutional investors. 4.3% of Community Trust Bancorp shares are held by insiders. Comparatively, 6.0% of First Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the media refer more to CTBI or FNLC?

In the previous week, First Bancorp had 1 more articles in the media than Community Trust Bancorp. MarketBeat recorded 2 mentions for First Bancorp and 1 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 0.90 beat First Bancorp's score of 0.00 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is CTBI or FNLC a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.5%. First Bancorp pays an annual dividend of $1.44 per share and has a dividend yield of 5.7%. Community Trust Bancorp pays out 40.8% of its earnings in the form of a dividend. First Bancorp pays out 59.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

Summary

Community Trust Bancorp beats First Bancorp on 17 of the 21 factors compared between the two stocks.