First Savings Financial Group (FSFG) Competitors

First Savings Financial Group (NASDAQ:FSFG) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, community ranking, dividends, risk, earnings, media sentiment and valuation.

Do analysts rate FSFG or MCBS?

First Savings Financial Group presently has a consensus price target of $27.33, indicating a potential upside of 6.36%. MetroCity Bankshares has a consensus price target of $36.00, indicating a potential upside of 31.37%. Given MetroCity Bankshares' higher possible upside, analysts plainly believe MetroCity Bankshares is more favorable than First Savings Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is FSFG or MCBS more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to First Savings Financial Group's net margin of 13.34%. MetroCity Bankshares' return on equity of 15.98% beat First Savings Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	13.34%	8.79%	0.63%
MetroCity Bankshares	27.33%	15.98%	1.79%

Which has preferable earnings & valuation, FSFG or MCBS?

MetroCity Bankshares has higher revenue and earnings than First Savings Financial Group. First Savings Financial Group is trading at a lower price-to-earnings ratio than MetroCity Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$75.10M	2.37	$13.59M	$2.74	9.38
MetroCity Bankshares	$139.66M	4.98	$64.50M	$2.51	10.92

Which has more risk & volatility, FSFG or MCBS?

First Savings Financial Group has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500.

Does the MarketBeat Community prefer FSFG or MCBS?

First Savings Financial Group received 216 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 51.77% of users gave First Savings Financial Group an outperform vote while only 43.90% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
First Savings Financial Group	Outperform Votes 234 51.77%	Underperform Votes 218 48.23%
MetroCity Bankshares	Outperform Votes 18 43.90%	Underperform Votes 23 56.10%

Is FSFG or MCBS a better dividend stock?

First Savings Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.4%. First Savings Financial Group pays out 23.4% of its earnings in the form of a dividend. MetroCity Bankshares pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 12 consecutive years.

Do insiders and institutionals believe in FSFG or MCBS?

35.2% of First Savings Financial Group shares are held by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are held by institutional investors. 16.1% of First Savings Financial Group shares are held by company insiders. Comparatively, 27.5% of MetroCity Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Does the media prefer FSFG or MCBS?

In the previous week, MetroCity Bankshares had 2 more articles in the media than First Savings Financial Group. MarketBeat recorded 4 mentions for MetroCity Bankshares and 2 mentions for First Savings Financial Group. First Savings Financial Group's average media sentiment score of 1.71 beat MetroCity Bankshares' score of 1.34 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Savings Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
MetroCity Bankshares	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

MetroCity Bankshares beats First Savings Financial Group on 11 of the 21 factors compared between the two stocks.