First Savings Financial Group (FSFG) Competitors

First Savings Financial Group (NASDAQ:FSFG) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, risk, analyst recommendations, dividends, valuation, earnings and profitability.

Which has higher valuation & earnings, FSFG or IBCP?

Independent Bank has higher revenue and earnings than First Savings Financial Group. First Savings Financial Group is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$134.52M	1.34	$13.59M	$2.81	9.25
Independent Bank	$323.14M	2.20	$66.79M	$3.14	10.94

Is FSFG or IBCP a better dividend stock?

First Savings Financial Group pays an annual dividend of $0.64 per share and has a dividend yield of 2.5%. Independent Bank pays an annual dividend of $1.04 per share and has a dividend yield of 3.0%. First Savings Financial Group pays out 22.8% of its earnings in the form of a dividend. Independent Bank pays out 33.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 12 consecutive years and Independent Bank has increased its dividend for 11 consecutive years.

Do analysts prefer FSFG or IBCP?

First Savings Financial Group presently has a consensus target price of $32.33, suggesting a potential upside of 24.36%. Independent Bank has a consensus target price of $36.67, suggesting a potential upside of 6.71%. Given First Savings Financial Group's stronger consensus rating and higher possible upside, analysts clearly believe First Savings Financial Group is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Independent Bank	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk and volatility, FSFG or IBCP?

First Savings Financial Group has a beta of 0.39, meaning that its share price is 61% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.84, meaning that its share price is 16% less volatile than the S&P 500.

Does the media refer more to FSFG or IBCP?

In the previous week, Independent Bank had 2 more articles in the media than First Savings Financial Group. MarketBeat recorded 3 mentions for Independent Bank and 1 mentions for First Savings Financial Group. First Savings Financial Group's average media sentiment score of 1.87 beat Independent Bank's score of 1.81 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Savings Financial Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Independent Bank	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do insiders & institutionals have more ownership in FSFG or IBCP?

35.2% of First Savings Financial Group shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 16.1% of First Savings Financial Group shares are held by insiders. Comparatively, 5.7% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Is FSFG or IBCP more profitable?

Independent Bank has a net margin of 20.62% compared to First Savings Financial Group's net margin of 13.68%. Independent Bank's return on equity of 14.71% beat First Savings Financial Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	13.68%	9.61%	0.70%
Independent Bank	20.62%	14.71%	1.25%

Summary

Independent Bank beats First Savings Financial Group on 12 of the 19 factors compared between the two stocks.