First Savings Financial Group (FSFG) Competitors

Open Lending (NASDAQ:LPRO) and First Savings Financial Group (NASDAQ:FSFG) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, profitability, community ranking, institutional ownership, dividends and earnings.

Does the media favor LPRO or FSFG?

In the previous week, Open Lending had 1 more articles in the media than First Savings Financial Group. MarketBeat recorded 2 mentions for Open Lending and 1 mentions for First Savings Financial Group. First Savings Financial Group's average media sentiment score of 1.90 beat Open Lending's score of 0.84 indicating that First Savings Financial Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Open Lending	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Savings Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts prefer LPRO or FSFG?

Open Lending presently has a consensus price target of $6.83, indicating a potential upside of 32.05%. First Savings Financial Group has a consensus price target of $27.00, indicating a potential upside of 10.20%. Given Open Lending's stronger consensus rating and higher probable upside, analysts plainly believe Open Lending is more favorable than First Savings Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Open Lending	0 Sell rating(s)	3 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.57
First Savings Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility and risk, LPRO or FSFG?

Open Lending has a beta of 1.16, indicating that its stock price is 16% more volatile than the S&P 500. Comparatively, First Savings Financial Group has a beta of 0.74, indicating that its stock price is 26% less volatile than the S&P 500.

Is LPRO or FSFG more profitable?

First Savings Financial Group has a net margin of 13.34% compared to Open Lending's net margin of 4.78%. First Savings Financial Group's return on equity of 8.79% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Open Lending	4.78%	2.15%	1.20%
First Savings Financial Group	13.34%	8.79%	0.63%

Which has higher earnings & valuation, LPRO or FSFG?

Open Lending has higher earnings, but lower revenue than First Savings Financial Group. First Savings Financial Group is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Open Lending	$117.46M	5.26	$22.07M	$0.03	172.50
First Savings Financial Group	$134.52M	1.26	$13.59M	$2.74	8.94

Do insiders and institutionals hold more shares of LPRO or FSFG?

78.1% of Open Lending shares are owned by institutional investors. Comparatively, 35.2% of First Savings Financial Group shares are owned by institutional investors. 15.0% of Open Lending shares are owned by insiders. Comparatively, 16.1% of First Savings Financial Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer LPRO or FSFG?

First Savings Financial Group received 156 more outperform votes than Open Lending when rated by MarketBeat users. However, 56.93% of users gave Open Lending an outperform vote while only 51.88% of users gave First Savings Financial Group an outperform vote.

Company	Underperform	Outperform
Open Lending	Outperform Votes 78 56.93%	Underperform Votes 59 43.07%
First Savings Financial Group	Outperform Votes 234 51.88%	Underperform Votes 217 48.12%

Summary

Open Lending beats First Savings Financial Group on 11 of the 18 factors compared between the two stocks.