First United (FUNC) Competitors

First United (NASDAQ:FUNC) and Northeast Bank (NASDAQ:NBN) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, dividends, community ranking, analyst recommendations, earnings, risk, valuation, institutional ownership and media sentiment.

Do insiders and institutionals believe in FUNC or NBN?

33.3% of First United shares are owned by institutional investors. 7.9% of First United shares are owned by insiders. Comparatively, 14.2% of Northeast Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is FUNC or NBN a better dividend stock?

First United pays an annual dividend of $0.88 per share and has a dividend yield of 3.1%. Northeast Bank pays an annual dividend of $0.04 per share and has a dividend yield of 0.0%. First United pays out 27.9% of its earnings in the form of a dividend. Northeast Bank pays out 0.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to FUNC or NBN?

In the previous week, Northeast Bank had 10 more articles in the media than First United. MarketBeat recorded 12 mentions for Northeast Bank and 2 mentions for First United. Northeast Bank's average media sentiment score of 1.34 beat First United's score of 1.22 indicating that Northeast Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First United	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Northeast Bank	10 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility & risk, FUNC or NBN?

First United has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500. Comparatively, Northeast Bank has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500.

Does the MarketBeat Community prefer FUNC or NBN?

Northeast Bank received 6 more outperform votes than First United when rated by MarketBeat users. However, 64.68% of users gave First United an outperform vote while only 60.00% of users gave Northeast Bank an outperform vote.

Company	Underperform	Outperform
First United	Outperform Votes 141 64.68%	Underperform Votes 77 35.32%
Northeast Bank	Outperform Votes 147 60.00%	Underperform Votes 98 40.00%

Is FUNC or NBN more profitable?

Northeast Bank has a net margin of 22.87% compared to First United's net margin of 18.45%. First United's return on equity of 12.51% beat Northeast Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First United	18.45%	12.51%	1.11%
Northeast Bank	22.87%	N/A	N/A

Which has better valuation and earnings, FUNC or NBN?

Northeast Bank has higher revenue and earnings than First United. First United is trading at a lower price-to-earnings ratio than Northeast Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First United	$79.79M	2.27	$20.57M	$3.15	8.89
Northeast Bank	$170.62M	4.28	$58.23M	$8.59	10.37

Do analysts recommend FUNC or NBN?

First United presently has a consensus target price of $42.00, suggesting a potential upside of 50.00%. Northeast Bank has a consensus target price of $97.50, suggesting a potential upside of 9.48%. Given First United's stronger consensus rating and higher probable upside, equities analysts clearly believe First United is more favorable than Northeast Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First United	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Northeast Bank	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

Northeast Bank beats First United on 12 of the 19 factors compared between the two stocks.