German American Bancorp (GABC) Competitors

Ameris Bancorp (NASDAQ:ABCB) and German American Bancorp (NASDAQ:GABC) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, earnings, profitability, risk, community ranking, dividends, media sentiment, institutional ownership and valuation.

Which has more volatility & risk, ABCB or GABC?

Ameris Bancorp has a beta of 1.06, suggesting that its stock price is 6% more volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Which has stronger earnings and valuation, ABCB or GABC?

Ameris Bancorp has higher revenue and earnings than German American Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.52B	2.94	$269.11M	$4.80	13.51
German American Bancorp	$316.92M	3.72	$85.89M	$2.77	14.35

Does the MarketBeat Community favor ABCB or GABC?

Ameris Bancorp received 157 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 65.55% of users gave Ameris Bancorp an outperform vote while only 53.47% of users gave German American Bancorp an outperform vote.

Company	Underperform	Outperform
Ameris Bancorp	Outperform Votes 411 65.55%	Underperform Votes 216 34.45%
German American Bancorp	Outperform Votes 254 53.47%	Underperform Votes 221 46.53%

Do institutionals and insiders hold more shares of ABCB or GABC?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 5.5% of Ameris Bancorp shares are owned by company insiders. Comparatively, 4.6% of German American Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Do analysts prefer ABCB or GABC?

Ameris Bancorp currently has a consensus price target of $69.17, suggesting a potential upside of 6.64%. German American Bancorp has a consensus price target of $45.40, suggesting a potential upside of 14.21%. Given German American Bancorp's higher probable upside, analysts plainly believe German American Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
German American Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Is ABCB or GABC a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. German American Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.7%. Ameris Bancorp pays out 16.7% of its earnings in the form of a dividend. German American Bancorp pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 12 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABCB or GABC more profitable?

German American Bancorp has a net margin of 23.75% compared to Ameris Bancorp's net margin of 20.08%. German American Bancorp's return on equity of 11.94% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	20.08%	9.18%	1.25%
German American Bancorp	23.75%	11.94%	1.33%

Does the media refer more to ABCB or GABC?

In the previous week, German American Bancorp had 3 more articles in the media than Ameris Bancorp. MarketBeat recorded 4 mentions for German American Bancorp and 1 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 0.89 beat German American Bancorp's score of 0.73 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
German American Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Ameris Bancorp beats German American Bancorp on 12 of the 21 factors compared between the two stocks.