German American Bancorp (GABC) Competitors

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) and German American Bancorp (NASDAQ:GABC) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, earnings, analyst recommendations, community ranking, risk, profitability, dividends, media sentiment and valuation.

Is HOMB or GABC a better dividend stock?

Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.78 per share and has a dividend yield of 2.7%. German American Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Home Bancshares, Inc. (Conway, AR) pays out 38.6% of its earnings in the form of a dividend. German American Bancorp pays out 41.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancshares, Inc. (Conway, AR) has raised its dividend for 14 consecutive years and German American Bancorp has raised its dividend for 13 consecutive years.

Which has more volatility & risk, HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) has a beta of 1.08, suggesting that its share price is 8% more volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500.

Does the MarketBeat Community believe in HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) received 249 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 60.24% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 53.25% of users gave German American Bancorp an outperform vote.

Company	Underperform	Outperform
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 503 60.24%	Underperform Votes 332 39.76%
German American Bancorp	Outperform Votes 254 53.25%	Underperform Votes 223 46.75%

Which has better valuation & earnings, HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than German American Bancorp. German American Bancorp is trading at a lower price-to-earnings ratio than Home Bancshares, Inc. (Conway, AR), indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Bancshares, Inc. (Conway, AR)	$1.00B	5.67	$402.24M	$2.02	14.15
German American Bancorp	$214.93M	6.66	$83.81M	$2.82	13.56

Do institutionals & insiders hold more shares of HOMB or GABC?

67.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 6.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by company insiders. Comparatively, 6.2% of German American Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Does the media prefer HOMB or GABC?

In the previous week, Home Bancshares, Inc. (Conway, AR) had 6 more articles in the media than German American Bancorp. MarketBeat recorded 10 mentions for Home Bancshares, Inc. (Conway, AR) and 4 mentions for German American Bancorp. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.65 beat German American Bancorp's score of 1.43 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Home Bancshares, Inc. (Conway, AR)	10 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
German American Bancorp	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HOMB or GABC more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to German American Bancorp's net margin of 23.69%. German American Bancorp's return on equity of 12.04% beat Home Bancshares, Inc. (Conway, AR)'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%
German American Bancorp	23.69%	12.04%	1.35%

Do analysts prefer HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) currently has a consensus price target of $32.00, indicating a potential upside of 11.99%. German American Bancorp has a consensus price target of $46.40, indicating a potential upside of 21.37%. Given German American Bancorp's higher probable upside, analysts clearly believe German American Bancorp is more favorable than Home Bancshares, Inc. (Conway, AR).

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
German American Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

Home Bancshares, Inc. (Conway, AR) beats German American Bancorp on 14 of the 19 factors compared between the two stocks.